Finder Awards 2020 Best Life Insurance
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This policy offer cover $50,000 to $15 million. Features include grief counselling, financial planning, and terminal illness benefits.
Methodology: Best Life Insurance
Here's how our expert analysts assessed the Best Life Insurance category to pick the 2020 winner.
Selection and scoring
Quotes were obtained for a $500,000 policy for customers with the following profiles:
Features were assessed as follows:
- Fully Underwritten Score 10%
- Max Sum Insured Score 15%
- Guaranteed Renewability Score 10%
- Expiry Age Score 15%
- Counselling Benefit Score 5%
- Premium Cover Suspension Score 5%
- Interim Accident Cover Score 10%
- Options Score 10%
- Funeral Advancement Benefit Score 5%
- Max Entry Age Score 15%
Overall score was calculated as follows:
- Smoker Quote Score 10%
- Non Smoker Quote Score 20%
- Features Score 70%
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