Emergency money help

If you're struggling to pay your bills, keep up with your rent or you can't afford to put food on the table there are services available to help. Here's a list of support services available in Australia that could help you today.

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Are you in danger?

If you or someone you are with is in immediate danger, then call 000 immediately.

Urgent help:

If you need help immediately then the services below can provide you with urgent support in Australia

  • If you want to speak to someone on the phone about your money problems… Call the National Debt Helpline on 1800 007 007
  • If you want to speak to someone online about any urgent problem… Use the Lifeline Live Chat service (7pm - midnight daily)
  • If you want a digital tool to find the support services near you… Visit the Ask Izzy website and choose the relevant category

Specific support services:

IssueContact details
Debt and financial stressVisit National Debt Helpline or call 1800 007 007 (Weekdays, 9.30am - 4.30pm AEST)
Crisis supportVisit Lifeline or call 13 11 14 (24 hours)
Depression or anxietyVisit Beyondblue or call 1300 22 46 36 (24 hours)
Domestic violence and abuseVisit 1800respect or call 1800 737 732 (24 hours)
Legal adviceVisit the NACLC to find your nearest Community Legal Centre
Drug and alcohol addictionVisit Counselling Online or call 1800 250 015 (24 hours)
Gambling problemsVisit Gambling Help Online or call 1800 858 858 (24 hours)
Children and young peopleVisit Kids Helpline or call 1800 55 1800 (24 hours)
Eating disordersVisit the Butterfly Foundation or call 1800 33 4673 (8am – midnight AEST)
Health problemsFor non-urgent medical advice, visit Healthdirect or call 1800 022 222 (24 hours)

How else can you get financial help?

If you're looking for more ways to get financial support, read our guide on where to get financial support in Australia for tips on everything from emergency funds to dealing with debt collectors.

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2 Responses

    Default Gravatar
    CraigAugust 26, 2021

    What loan companies will give me a loan for 5000 when I have bad credit rating and am on disability support pension but I owny house outright and can use it as coladeral?

      Avatarfinder Customer Care
      AlisonSeptember 2, 2021Staff

      Hi Craig,

      Please know that if you’re struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support.

      If you are receiving Centrelink payments, such as disability support pension, you can get loans from short-term lenders, banks and credit unions. For options, you can check out this Finder page: https://www.finder.com.au/loans-for-people-on-centrelink-payments. Head to the comparison table where you can check their conditions. Before applying, ensure that you meet the eligibility requirements and you review their Product Disclosure Statements and Terms & Conditions.


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