Buy now and pay 6 months later. Fees may apply.

DelayPay is a buy now pay later option for agricultural businesses. With DelayPay, your suppliers will be paid upfront and you will have 6 months to repay the loan. This can help with your business cashflow, or stocking up on supplies when needed. Approvals are within 48 hours and fees may apply.

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Min. loan amount

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Product NameDelayPay
Min. loan amount$10,000

How does DelayPay work?

DelayPay is a buy now pay later service for agricultural businesses, with the aim of easing cashflow problems. DelayPay allows you to buy agricultural goods and stagger repayments over a period of 6 months. Once you place an order, DelayPay will pay your suppliers on your behalf. You can choose a term up to 6 months or repay the loan early and receive a discount. Terms are set on a case by case basis.

What features does DelayPay offer?

  • Buy now pay later. You can buy the goods you want now and stagger your repayments over your loan term.
  • Terms up to 6 months. You have 6 months to repay the loan.
  • Approvals in less than 48 hours. Once you apply, you can get approved and receive your credit limit in less than 48 hours.
  • Personalised service. You will receive one-on-one personalised service.
  • Discount for paying before term. If you repay the loan early, you can receive a discount.
  • Payment flexibility. You can pay as often as you want and as much as you like.

How much does DelayPay cost?

Costs associated with this loan include:

  • Loan principal
  • Fees may apply

What are the pros and cons of DelayPay?


  • Helps ease cashflow problems. Instead of paying your suppliers upfront, you can pay incrementally.
  • Quick approvals. You can get approved within 48 hours of applying.
  • Flexible repayments. You can tailor your repayments according to your cashflow.


  • Short term loan. While repayments are flexible, you will have to repay the loan within 6 months. This is shorter than terms for business loans.

How do I apply for DelayPay?

You can apply by calling DelayPay. You will need to provide your trading name, ABN and a copy of your licence. You can expect to receive a response within 48 hours of applying. Your supplier will get paid a few days after approval.

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