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Your credit score is one factor that’s considered when you apply for a credit card, and a higher score increases your chance of approval – especially if you want rewards or other perks. And if you already have a credit card, making repayments on time can help improve your score.
Amy Bradney-George
Credit score and credit card expert
Checking your credit score every month is simple and free, and should be one of your regular money habits. It not only gives you a great view of your financial health and standing as a borrower, but it can also help protect you from identity theft.
Sarah Megginson
Head of editorial
You can check your credit score for free by clicking here. Simply create a Finder account and complete the sign-up process to get your free credit score.
If you're already a Finder member, you can check your credit score by going to the "Score" tab in your Finder app, or heading to the "Credit Score" tab on your web dashboard.
Missing a phone bill can end up hurting your credit score, but simply having a mobile plan won't impact your credit report.
Follow these tips to get a handle on your credit with this free tool.
The average Australian has a "very good" credit score according to Finder analysis. Here's how credit scores are categorised in Australia, and how to check yours.
Credit reporting bureaus issue credit reports and scores to consumers and lenders. Discover how they work in this guide.
Placing a ban on your credit report can help to protect you from fraud. Here's how to request and extend bans with Experian, Equifax and ilion in Australia.
Interest-free payments platforms such as Afterpay, Openpay, zipMoney and zipPay are convenient credit products, but still credit products. Find out how they affect your credit score.
Credit scores are recognised in many countries, but can be calculated very differently. Find out how the USA, UK, China, India and Canada score credit, and how Australia's system compares.
Learn why your credit score is key to you getting a car loan, plus how to increase your chances of getting approved.
9 things you can do today to start improving your credit score.
How to remove enquiries from your report in 4 steps and a guide for improving your credit score.