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What is a credit score?

Your credit score is a number between 0 and 1,000 that lenders use when deciding whether to give you a loan or credit card. The higher your score, the more likely you are to be approved.

Why check your credit score with Finder?

Finder's credit score check service is completely free and it only takes a few minutes to apply. There's also no affect on your credit score.

Take full control of your credit score

Protect your identity

With data leaks on the rise, take action on fraudulent activity before it's too late using our credit monitoring service.

Boost your financial IQ

According to our research, 45% of Australians who know their credit score say it helped them to make better financial decisions.

Your score anywhere, anytime

Check your credit score as many times as you like. Get free monthly updates and see when your score changes.

See what the banks see

Stay informed on your financial health with unlimited access to your full credit report.

No more guesswork

See your chances* of getting a credit card or loan before you apply and help protect your credit score.

Take control. Get your credit score now

Check your credit score and report with Finder. It's free, secure and won't affect your score.
Trusted by over 500,000 Aussies

What our users say about Finder credit score

Your trust is our priority

How do we protect your data?

Your information is protected through bank-level security and encryption, and we'll retrieve your score directly from Experian.

How do we get your credit score?

We get your credit score through Experian. Experian is one of the three credit bureaus in Australia that collect and provide credit data.

What will we do with your number?

If you provide your number, we will send you a download link to our app, where you can access your credit score. We will not give your number to any third party.

How much does it cost?

It's 100% free. We believe Australians should have free access to the tools that help them make better decisions with their money. That's why we'll never charge you to get your credit score.

What our experts say about Finder credit score

Your credit score is one factor that’s considered when you apply for a credit card, and a higher score increases your chance of approval – especially if you want rewards or other perks. And if you already have a credit card, making repayments on time can help improve your score.

Checking your credit score every month is simple and free, and should be one of your regular money habits. It not only gives you a great view of your financial health and standing as a borrower, but it can also help protect you from identity theft.

Sarah Megginson

Sarah Megginson
Head of editorial

How to check your credit score

You can check your credit score for free by clicking here. Simply create a Finder account and complete the sign-up process to get your free credit score.

If you're already a Finder member, you can check your credit score by going to the "Score" tab in your Finder app, or heading to the "Credit Score" tab on your web dashboard.

Finder credit score on TV

  1. Finder credit score survey, June 2023

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