Finder Credit Score and Report

Check your credit score as many times as you want, at your fingertips, on the Finder app. Pop in your phone number below to get your download link.

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Getting your credit score has never been easier

You'll get your score in just minutes, conveniently on the Finder app (or on the web if you prefer).

Your credit score is free and you can check it as many times as you want.

If your score changes, we'll update you too.

You can also access your entire credit file. This includes your credit enquiries and defaults.

How to get your free credit score

1. Download the Finder app
This will let you access your score.
2. Verify your ID
You'll need your license or passport.
3. Check your score
Get your score and more valuable insights.
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How does it work?

Using the Finder App, we'll confirm your identity and send a request for your credit score to Experian, one of the three credit bureaus that collect and provide credit data in Australia.

We'll then give you your credit score and relevant information including credit enquiries and defaults.

Ongoing, Finder will track your credit score for you via the app and send you an update every month if anything has changed.

To ensure our app provides as much value for you as possible, you can use your score to find out if you can get approved for a personal loan or a credit card, with our chance of approval feature.*

Your trust is our priority

How do we protect your data?
Your information is protected through bank-level security and encryption, and we'll retrieve your score directly from Experian.
How do we get your credit score?
We get your credit score through Experian. Experian is one of the three credit bureaus in Australia that collect and provide credit data.
What will we do with your number?
If you provide your number, we will send you a download link to our app, where you can access your credit score. We will not give your number to any third party.
How much does it cost?
It's 100% free. We'll never charge you to get your credit score.

What you'll need

  • Your Australian driver's licence or passport
  • Your personal details (like your name and where you've lived for the last three years)
  • The Finder app downloaded on your phone (if you want our elite app experience)

Pop in your phone number below to get your download link.

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Credit score: Need to know

What is a credit score?

Your credit score is a numerical score that represents how creditworthy you are. or in other words, a number that demonstrates your reputation as a borrower. The higher the score, the more creditworthy you appear.

What is a credit report?

A credit report contains the nitty-gritty detail of how a credit score is calculated. Along with your date of birth, driver's license number and contact details, a credit report includes details of any credit product you've held or applied for., your repayment history, defaults on bills and loans and any bankruptcies or debt agreements.

What is a good credit score?

The higher the better when it comes to credit scores and based on the scoring system you'll receive through Finder, above 700 is a very good score and above 800 is considered excellent.

What can I do with a good credit score?

A good credit score puts you in a strong financial position in several ways including giving you more negotiating power when applying for a loan, an increased borrowing capacity and a better chance of being approved for a loan or credit card.

What can negatively affect your score?

How can I improve a bad credit score?

How can I fix errors in my credit report?

If you find any errors on your credit report or see something that shouldn't be there, you should contact Experian immediately to request to have it removed. Learn more.

Important credit score guides

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Level up with the Finder app 📈

The Finder app takes your credit score and your money to the next level. You'll get automatic credit score updates, be able to see all your accounts in one place, track your spending and discover your chance of being approved* for a loan or credit card before you even apply.
Learn more

Your important questions answered

No worries, we're here to help. See the full list of FAQs

Ready to get your credit score?

Receive your free credit score and report from Finder today. Pop in your phone number below to get your download link.

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