Think of this challenge as circuit training for your wallet. Over 8 modules, our experts will give you tips and guidance to cut costs and boost savings in your everyday spending. At the end, you'll potentially be thousands of dollars better off.
In fact, we've crunched the numbers and have worked out that the average Australian can potentially save $13,722 a year by doing the challenge – or $3,810 if you don't have a mortgage and home insurance.
There are no fees to take part and no sneaky tricks. All you need is a willingness to save! We all need that – 78% of us are stressed with our current financial situation, Finder research shows, with 1 in 4 of us admitting we're "extremely stressed".
To get started, you just need to gather some key budget data.
I get it, setting up a proper budget to track your finances takes time. In the Financial Fitness Challenge, our focus is on fast wins.
So all you need to do to get started is to get just 7 key pieces of information:
If you bank online, you can easily find these by searching in your banking app or online account. If you're more old-school and still work with paper, head to your file of bank statements.
Get a figure for each of the numbers above and you're ready to get started. (If a category doesn't apply to you, don't worry, you'll still have plenty of chances to save.)
Before you get going on the challenge, you might be wondering: what sort of shape are my finances in right now? An easy clue is in your credit score.
You can track your credit score for free as a Finder member. If you aren't already signed up, it's worth joining to see how you're doing.
OK, with those key bits of spending data gathered, you're ready to start saving.
Keep your financial fitness journey going and save hundreds of dollars.
Car insurance is rising faster than the rate of inflation – here's how to avoid soaring costs.
Don't overpay for power and internet! Here's how to save.
Stressed by your mortgage? Here's how to start saving.
Savings rates are above 5%, but most Australians are missing out.
Get started on your finance fitness journey with an easy win – pay less for your phone.
Want more value from your regular shopping? Start earning extra points from your shop.
