Nicola Middlemiss is a senior journalist specialising in personal finance and insurance. With nearly a decade of experience in business and finance journalism, Nicola has a deep understanding of commercial insurance within the Australian market. Over the course of her career, she has contributed thousands of articles to well-respected publications including Domain, Financy, Yahoo Finance, Money Magazine, Insurance Business Australia, and Your Investment Property. With a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) ASIC-approved certification, Nicola is committed to providing Australians with the tools and knowledge they need to make smart financial decisions, whether it’s navigating complex insurance policies or building personal wealth.
Expertise
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Commercial business insurance
Education
Bachelor of Arts: English and Art History | University of Leeds | 2010-2013
People's Choice is one of the more expensive home insurance brands in Australia, but many benefits that are usually optional, are included as standard.
Known for offering cover to motoring enthusiasts, Shannons Home Insurance also covers enthusiast items such as automotive memorabilia, collectables and accessories.
In the first quarter of 2025, the average emergency department wait time in Victoria public hospitals was 14 minutes. However this varies depending on the severity of your condition.
Income protection insurance is a financial safety net if sickness or injury stops you from working. It pays out part of your usual income, so you can keep up with everyday expenses.
Pet insurance can help you manage unexpected healthcare costs for your pet. You pay a monthly or annual premium and, in exchange, you get peace of mind that you'll have financial support if your pet is sick or injured and needs veterinary care.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
The information provided by Frankie is general in nature and has been prepared without considering your objectives, financial situation or needs. Frankie may make mistakes so it's important that you review the information before deciding. By messaging Frankie, you agree to our Terms and have read our Privacy Policy.
