12 Days of Holiday Offers: Cashback with humm90
Looking for a new credit card before the New Year? Make sure to check out this special holiday offer on the humm90 Platinum Mastercard.
Sponsored by humm90. Apply for the humm90 Platinum Mastercard, be approved and spend $3,000 on eligible purchases within the first 60 days to get $300 back^!
The 12 days of Holiday Offers are here at Finder! Today, for day 4, we're taking a look at credit cards. We've got a great offer from humm90 – as well as some tips on what features to look for in a new credit card.
4 things to consider before choosing a credit card
If you're considering a new credit card, it's important to take a look at what sort of features that card offers. Today, we're taking a look at 4 key considerations.
1. Cashback offers
Some credit cards will offer cashback, either at time of sign-up or throughout the lifetime of the card.
For example, when you sign up as a new customer for the humm90 Platinum Mastercard, you're able to get $300 back^. You just need to spend up to $3,000 on eligible purchases within the first 60 days of receiving the card.
Taking advantage of offers like this can be a great way to make savings – especially when it comes to the holiday period, when expenses may be higher than usual.
2. Interest-free period
When used carefully, interest-free periods on credit cards can be an effective way to space out repayments on the purchases you've made with your card.
Now, most cards have an interest-free period of about 55 days. However, some offer longer periods, which can allow for effective household budgeting and allow for more time to pay off larger purchases.
The humm90 Platinum Mastercard is one card with an extended interest-free period of up to 110 days. Like most credit cards, you need to pay the total amount on your statement by its due date to avoid interest.
Apply for the humm90 Platinum Mastercard, be approved and spend $3,000 on eligible purchases within the first 60 days to get $300 back^! With up to 110 days interest-free¹ (double the Interest Free days of most credit cards), humm90 can be a great way to keep a lid on Chrissy costs.
3. Instalment plans
Some credit cards have instalment plans that allow you to pay off purchases over a set period of time, with fixed repayments and reduced or no interest.
These can act as extended interest-free periods. Other admin charges may apply; however, they can be significantly less than the associated interest would be.
4. Fees on overseas purchases
With so much Christmas shopping being done online – and items often being shipped from overseas – these days, it's important to look for a card that helps cut down on the associated costs.
Opting for a card that doesn't charge fees on international purchases can help you save in comparison to cards that do, sometimes up to 2-3%.
Take advantage of the humm90 holiday offer today!
Get $300 back
Offer ends 31 December 2023
Eligibility criteria, terms and conditions, fees and charges apply
humm90 Credit Card Offer
$300 back when you spend $3000 on eligible purchases within your first 60 days^
- $300 back
- Up to 110 days interest-free on purchases1 | | $99 annual fee
- Convert it to an Interest Free instalment plan, then pay it off gradually over up to 15 months2
- 0% foreign transaction fees