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Qantas Frequent Flyer

Qantas Travel Money

Want to earn Qantas frequent flyer points on your overseas spending? Read this guide to find out how Qantas Travel Money options can help you get more rewards.

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Whether you want a dedicated travel money card, a credit card or debit card , Qantas has partnered with a range of providers to give you access to money when you go overseas.

Here, we take a look at the features and benefits of these options, how to earn Qantas frequent flyer points with them and what you need to know before you decide to get travel money through the Qantas network.

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Name Product Available Currencies ATM Withdrawal Fee Initial Load Fee Reload fee
Qantas Travel Money
Qantas Travel Money
AUD,USD,CAD,EUR,GBP,HKD,JPY,NZD,SGD,THB,AED
AUD $1.95, CAD $2.00, EUR €1.50, GBP £1.25, HKD $15.00, JPY ¥160, NZD $2.50, SGD $2.50, USD $1.95, THB ฿70.00, AED 6.50
$0
$0
Load and lock in rates for up to 10 major international currencies on your card. Earn Qantas Points on all eligible purchases in Australia and overseas.
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HOW TO NAVIGATE THE QANTAS TRAVEL MONEY GUIDE

Travel cards

Qantas has partnered with Heritage Bank Limited to release the Qantas Cash card: a prepaid Mastercard that lets you load up to 11 currencies at a time.

This multi-currency travel card can be used at over 35 million locations around the world and also doubles as your Qantas Frequent Flyer membership card.

Features of Qantas Cash Card

  • Frequent flyer rewards. When you use the Qantas Cash Card, you will earn 1.5 points per $1 spent in a foreign currency and 0.25 points per $1 spent in Australian dollars.
  • Flight benefits. Qantas offers fee free flight booking on Qantas.com for trips departing in less than seven days from the booking date. You can also use the card as a boarding pass for some flights.
  • 11 global currencies. Preload Australian dollars and then transfer them to any of the following 10 currency options: AED, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB and USD. This gives you a chance to lock in competitive exchange rates before you travel and avoid international transaction fees that other cards may charge.
  • International ATM withdrawal fee. The Qantas Cash Card charges a fee for all ATM withdrawals outside of Australia. The specific rate varies depending on the currency used, but starts from around GBP1.25.
  • Debit card load fee. There is a 1% charge of the total amount loaded onto the card using an eligible Australian debit card. To avoid this cost, you can choose to add money to the card via BPAY, which doesn't attract a fee.
  • Load limitations. You are required to add at least $50 to the card at a time and you can load up to AUD$20,000 on the card in a 24 hour period.
  • Tap-and-go technology. With Mastercard PayPass, you can simply tap your card to make a payment for transactions under $100 in Australia.
  • Card to card transfer. Move funds from your account to another Qantas Cash Card by logging into your card account online.
  • Safety. The card has 24/7 fraud support, chip-and-PIN technology and a zero liability policy to protect you against unauthorised charges.

Check out our guide to the Qantas Cash Card for more information about this travel money option and ways to apply for it today.

What to watch out for with the Qantas Cash Card

While the Qantas Cash Card has a wide range of benefits, it's important to keep the following factors in mind if you want to get the most out of this prepaid travel money card.

  • ATM fees. You will be charged a fee every time you use the card at an ATM outside of Australia, which could quickly eat into the balance of the card.
  • Loading times. The time it takes to load money onto the card varies depending on how you add it. If you use an eligible Australian Mastercard or Visa (the Debit Load option), it will be instant but cost you 1% of the total transferred. If you load via a bank transfer, it will take one business day, and BPAY loads take two to three business days. Make sure you factor these times in so that you know you will have funds available when you use the card.
  • Default PIN. You can't personalise your PIN for this card, which means you will have to memorise it before you can use the card.

Other Qantas cards for travel

You can also earn Qantas Points on your spending overseas by using an Australian frequent flyer credit card. Some of these options – such as the ANZ Frequent Flyer Black and NAB Qantas Rewards Premium – even offer complimentary travel insurance when you book your trip on the card.

Just remember that purchases made on a credit card will attract interest charges if you carry a balance from month-to-month. If you don't think you can pay the balance in full, you may want to consider a debit card that earns points, such as the Bankwest Qantas Transaction Account.

Either way, it's important to remember that Australian credit cards and debit cards will still attract a foreign transaction fee for purchases made overseas (or with an international online retailer), which could add 2% to 3% to your total transaction value. Make sure you factor these costs into your budget if you take your everyday credit card or debit card with you overseas, or look for a card that has no foreign transaction fees to make paying with plastic more affordable.

Travel insurance

Qantas has a number of travel insurance options available to help you look after yourself, your family and your belongings when you're overseas, including:

  • Annual multi-trip insurance. A $545 fixed-price option covering unlimited trips in a 12-month period.
  • International comprehensive insurance. Coverage for single, international trips, with policies available for people up to 69 years of age as well as people over 70 years of age.

These policies are offered through Qantas Assure, and underwritten by QBE. If you're an Australian Qantas Frequent Flyer member, you can also redeem points on your travel insurance when you book a domestic or international flight departing from Australia at qantas.com.

When purchasing Qantas travel insurance, make sure you check the details of the policy so that you know how much you are covered for and any additional costs. Coverage for vehicle rental hire, for example, costs an extra $20 for every $500 of the limit on your selected policy, while snow sports coverage costs between $250 and $500 more.

It's also important to check the excess amount you will pay for each insurance claim. Generally excess costs start from $100, although there may be some exceptions depending on the policy and the level of coverage you require.

Complimentary travel insurance included with Qantas

Qantas credit cards offer complimentary travel insurance to help you save money and provide you with convenient insurance cover.

Compare travel insurance options and get a personal quote today

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42 Responses

  1. Default Gravatar
    CliffJanuary 25, 2018

    I am considering to load USD on to my Qantas Frequent Flyer card for a trip to Chile and Argentina.
    However, I notice that both those countries are not included in your list of Locations (countries) on this web page ?
    Does that mean I will not be able to use ATM’s in those countries to withdraw USD in cash.

    Reply
    • Avatarfinder Customer Care
      RobynJanuary 25, 2018Staff

      Hi Cliff! Thank you for your inquiry.

      Thank you for your inquiry.

      You can still access cash anywhere in the world at any ATM that accepts Mastercard Prepaid.
      When withdrawing a supported currency from an international ATM, the relevant fee will apply in that currency. When withdrawing an unsupported currency, the AUD$1.95 fee will apply. ATM operators may charge an additional fee.

      Best Regards,
      Robyn

      Reply
  2. Default Gravatar
    RobertoNovember 24, 2015

    Hi Sally
    I have loaded one foreign transaction into the Qantas ff cash card and about to add another; will the second transaction have the earlier exchange rate or will it be at the latest exchange rate.
    Thanks

    Reply
    • Avatarfinder Customer Care
      SallyNovember 25, 2015Staff

      Hi Roberto,

      Thanks for your comment.

      The second load of funds will be locked-in to the exchange rate that’s in place at the time of loading, not the exchange rate that was in place when you first loaded funds on the card.

      I hope this has answered your question.

      Cheers,

      Sally

      Reply
  3. Default Gravatar
    LenOctober 22, 2015

    What if I lose my card?

    Reply
    • Default Gravatar
      KathyJanuary 3, 2016

      I am going to Europe, Russia, Croatia and Dubai but can’t find a card that has these currencies. Only two of them. Are there any cards that include these currencies.
      Thanks Kathy

      Reply
    • Avatarfinder Customer Care
      SallyJanuary 4, 2016Staff

      Hi Kathy,

      Thanks for your question. While most travel cards support Euro currency, not many Australian credit cards support the other currencies you have listed.

      As such, you may like to consider a card that does not charge currency conversion fees on unsupported currencies, meaning you can use your card internationally without the cost of such fees.

      At this point, the Commonwealth Bank Travel Money card is the only Australian prepaid travel money card that doesn’t charge currency conversion fees for unsupported currencies.

      For more travel money tips, please see our Europe Travel Money guide. Please ensure to read through the relevant product disclosure statement and terms and conditions of the card to ensure that you got everything covered before you travel.

      I hope this has helped.

      Cheers,
      Sally

      Reply
    • Avatarfinder Customer Care
      SallyOctober 23, 2015Staff

      Hi Len,

      Thanks for your question.

      In the event that you lose your card, you’ll need to notify Qantas immediately. Qantas will then either suspend or close your account. When you get in contact with Qantas, you can either request an emergency fund transfer or a replacement card.

      I’ve emailed you the Qantas Cash customer support number for your convenience.

      I hope this has helped.

      Thanks,

      Sally

      Reply
  4. Default Gravatar
    SueJune 13, 2015

    Does this card carry a fee to deposit money online?

    Reply
    • Avatarfinder Customer Care
      SallyJune 15, 2015Staff

      Hi Sue,

      Thanks for your question.

      No, unless you’re attempting to use a currency that is not supported by the card, there is no fee.

      For a full list of the Qantas Cash travel money card fees and charges, please see the Product Disclosure Statement available through the Qantas Cash website.

      I hope this has answered your question.

      Thanks,

      Sally

      Reply
  5. Default Gravatar
    SueJune 13, 2015

    Hi does this card have a reload fee?

    Reply
    • Avatarfinder Customer Care
      SallyJune 15, 2015Staff

      Hi Sue,

      Thanks for your question.

      No, loading funds onto the Qantas Cash travel money card is free.

      I hope this has answered your question.

      Thanks,

      Sally

      Reply
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