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Qantas Travel Money
Initial Load Fee
Reload fee


This prepaid travel money card offers Qantas Points on all eligible purchases at home and overseas.

The Qantas Travel Money Card is a reloadable, prepaid Mastercard that lets you load and lock in exchange rates for up to 10 foreign currencies. This gives you a way to avoid currency conversion fees when you're travelling or shopping online with overseas retailers. The Qantas Travel Money Card (previously known as Qantas Cash) is also the only prepaid travel money card that lets you earn Qantas Points as you spend.

In this guide

  • Review
  • Details
    • Features
    • Fees
    • Restrictions
  • Your reviews
  • Ask an expert



Available Currencies AUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, AED
Multiple Currencies on One Card? Yes
Number of Cards Issued 1
Minimum Load Amount $50
Maximum Load Amount $20,000
Maximum Load Amount (Annual) $100,000
24 Hour ATM Cash Withdrawal Limit $3,000
24 Hour Purchase (POS) Transaction Limit $15,000


Card Issue Fee $0
Initial Load Fee $0
ATM Withdrawal Fee AUD $1.95, CAD $2.00, EUR €1.50, GBP £1.25, HKD $15.00, JPY ¥160, NZD $2.50, SGD $2.50, USD $1.95, THB ฿70.00, AED 6.50
Inactivity Fee (Monthly) $0
Transaction Fee (for Purchases) $0
Card Replacement Fee $0
Currency Conversion Fee 0%
BPAY Reload Fee $0
Account Closing Fee $0


Minimum Age 16
Available to Temporary Residents? No

Qantas Travel Money Card supported currencies

  • Australian dollars (AUD)
  • United States dollars (USD)
  • Great Britain pounds (GBP)
  • Euros (EUR)
  • Thai baht (THB)
  • New Zealand dollars (NZD)
  • Singapore dollars (SGD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Japanese yen (JPY)
  • Emirates dirham (AED)

You can load money onto the card in any of these supported currencies. You can also transfer funds between the currency wallets held on your card.

Exchange rates

Qantas and Mastercard Prepaid determine the foreign exchange rates used on this card, which vary daily. You'll get details of the applicable exchange rate before you load funds or transfer them between currency wallets.

You can also get details of current exchange rates through the Qantas Money app, website or by calling Mastercard Qantas Travel Money Global Support on 1300 825 302 (Australia) or +61 1300 825 302 (overseas).

Funds loaded via bank transfer or BPAY are loaded in Australian dollars, which is the default currency. You can change your default currency by logging into your account online at Qantas Travel Money.

Currency wallet order

If you're spending money in a currency that's loaded on your card, those funds will be used first. For example, if you're in the UK and have GBP loaded on your card, the payment would be made in GBP.

If you don't have enough funds in that currency wallet to complete a transaction, your other available balances will be used based on the default currency order. The Qantas Travel Money Daily Rate is used to convert available currencies into the transaction currency, and is available on the Qantas Money website.

Where can I use my Qantas Travel Money (Qantas Cash) Card

The Qantas Travel Money Card can be used around the world, where Mastercard is accepted. This includes in-store, online and at ATMs.

Just keep in mind that some businesses may not accept a Mastercard Prepaid card, including for pre-authorising transactions (such as hotel security deposits). You also you can't use it for manual or offline transactions, unlawful activity, gambling or adult entertainment.

Features of the Qantas Travel Money Card

  • Locked-in exchange rates. You'll get details of the exchange rate before you add funds to this card and can lock it in for the supported foreign currencies. This helps you avoid changes in the exchange rate when you're overseas. It also makes it easier to know how much money you have to spend in each currency.
  • Earn Qantas Points. You'll earn 1.5 Qantas Points per AUD$1 on eligible spending in a foreign currency and 1 Qantas Point per AUD$4 spent in Australia. Eligible spending includes most purchases and retail payments. But transactions that don't earn points include money orders, foreign currency purchases, gambling chips and ATM withdrawals.
  • Earn points twice with partners. If you use the Qantas Travel Money Card to pay for spending with Qantas partners, you'll earn points once with the merchant and once with the card.
  • Worldwide ATM alliance. You can access cash anywhere in the world at any ATM that accepts Mastercard Prepaid.
  • Smartphone app. The Qantas Money app gives you a way to manage your account and check details straight from your phone or device. This includes checking your balance and transactions, loading funds, getting your PIN and temporarily locking the card.
  • No domestic ATM withdrawal fees. You can withdraw cash at any ATM within Australia without being charged a fee. But keep in mind that some ATM operators may directly impose a separate fee.

How much does the Qantas Travel Money Card cost?

There's no monthly or annual fee for the Qantas Travel Money Card but some fees do apply at other times. So, we've covered them here:

Type of feeCostWhen you'll be charged
Purchase fee$0You won't pay a fee when you're issued the card.
Reload fee
  • $0 when reloading via bank transfer or BPAY
  • 0% of load amount when reloading via direct debit
  • 0.5% debit card instant load fee
When relevant, these fees apply each time you reload funds on your card after the initial load amount.
Currency conversion fee$0When transacting in a currency that is unsupported or insufficiently loaded on your card, no currency conversion fee will be charged, but the Qantas Travel Money Daily Rate will apply.
International withdrawal fee
  • AUD 1.95
  • USD 1.95
  • GBP 1.25
  • EUR 1.50
  • THB 70
  • NZD 2.50
  • SGD 2.50
  • HKD 15.00
  • CAD 2.00
  • JPY 160
  • AED 6.50
When withdrawing a supported currency from an international ATM, the relevant fee will apply in that currency. When withdrawing an unsupported currency, the AUD$1.95 fee will apply. ATM operators may charge an additional fee.
Inactivity fee$0You won't be charged an inactivity fee if you don't use the card after your trip.
Closure / Cash out fee$0You won't be charged a fee when you close the card and withdraw remaining funds.
Card-to-card transfer fee$0You won't collect a fee when you transfer funds to other Qantas Travel Money cards.

How to use the Qantas Travel Money card

Once you have successfully requested your Qantas Travel Money Card, here are 3 key steps to use it.

1. Activate the card

After requesting the card, you'll get details of how to set up your account. This includes an identity verification process that's typically done online, but may be done in-person if required.

Your card will be activated once you've set up your account. You'll then need to get your PIN, which you can do by logging in to the Qantas Money website or app, or by calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302, or +61 1300 825 302 from overseas.

2. Load funds on the card

You can add funds to your Qantas Travel Money Card online or through the app using BPAY, bank transfers or a debit card.

With BPAY, it takes up to 2 business days for the transaction to be processed and funds to be available. With a bank transfer, it takes 1 day. With a debit card, funds are instantly available but there is a 0.5% fee for loading funds via debit card. Note that payments processed after 2pm AEST may take longer.

Manage your account

You can can check your transaction history and balances, transfer currencies and update you settings at any time by logging in to your account through the Qantas Money app or website.

Alternatively, you can calling Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

What do I do if I return home with foreign currency remaining on the card?

There are no fees for keeping funds on this card. So you could leave them in the foreign currency, convert them to another foreign currency or convert them to Australian dollars to spend domestically.

You can also transfer funds to another Qantas Travel Money Card through your account.

If you decide to close the account, you can contact Mastercard Qantas Travel Money Global Support on 1300 825 302 and get the remaining funds deposited in your nominated bank account.

Who do I contact if my card is lost, stolen or damaged?

You can put a temporary lock on your card through the Qantas Money app if it's lost or stolen.

For further security support or to cancel the card due to fraud, contact Mastercard Qantas Travel Money Card Global Support on 1300 825 302 in Australia or +61 1300 825 302 from overseas.

How to get the Qantas Travel Money Card

You can request a Qantas Travel Money Card online through the Qantas Money website.

You'll need to log in to your Qantas Frequent Flyer account and fill in a simple request form.

Are there any eligibility requirements?

You must be more than 16 years old, a Qantas Frequent Flyer member and have a residential address in Australia. You also need to complete an identity check. If this can't be done online, you can get your ID verified at an Australia Post outlet.

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November 19, 2023

I want to know, if I have loaded CAN dollars and used my card for ‘tap’ purchases, such as a coffee ect. Do fees apply?


Amy Bradney-George Finder

November 21, 2023

Hi Bel,

This card doesn’t charge additional fees for contactless payments. Just keep in mind that there could be other costs, for example if a business applied a fee for card payments. I hope this helps.


Which Bank Is Used For Qantas Travel Card?

September 22, 2023

Which Bank Is Used For Qantas Travel Card?


Amy Bradney-George Finder

September 22, 2023


Qantas Money manages the Qantas Travel Money Card remotely, as there are no branches. It has help services online and a phone service you can call on 1300 992 700. The financial institution that issues the card is Heritage and People’s Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL 244310. I hope that helps.

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September 19, 2023

I ordered a qantas travel card from the qantas frequent flyer website.

I can’t track to see when it’s coming.

It’s been two weeks now?


Sarah Megginson Finder

September 19, 2023

Hi Matt, We’re a review site and not directly affiliated with Qantas, you’ll need to contact them directly about the status of your card.



September 11, 2023

I am travelling to Fiji next year and I have loaded AUS$ and wanted to know when I withdraw cash at the ATM in Fiji do I press the Credit button? Thanks


Amy Bradney-George Finder

September 12, 2023

Hi Karen,

Yes, you press the “Credit” button to withdraw cash from this card. Just keep in mind that because this card doesn’t offer Fijian dollars, a currency conversion fee will apply if you use your card’s AUD balance to withdraw Fijian dollars. There may also be ATM fees. If you have questions about specific transactions, you can contact Qantas Money on 1300 992 700. I hope this helps.

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August 28, 2023

I see a question from May this year below – Can you add the Qantas Money card to Apple Wallet like any other credit or debit card? – is this still the case?


Amy Bradney-George Finder

September 03, 2023

Hi Darren,

Thanks for viewing the questions and checking. Yes, it’s still the case that a Qantas Money Card can’t be added to Apple Wallet/Apple Pay. Any Qantas Premier card can be added to Apple Wallet, and you can also add your Qantas Frequent Flyer number. I hope this helps.

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