Personal loans statistics 2019
An overview of key loans stats.
How many Aussies are taking out personal loans?
Aussies have been taking out personal loans for decades – to spruce up their houses, to buy a car, to go on a well-deserved holiday. But how much are people borrowing exactly? And is it more expensive now than it was 15 years ago on average?
After four years of steady decline, the total value of personal loans spiked to an all-time high in July of 2019 ($170.5 billion). Despite a change in the way data has been collected over this period by the RBA, the data shows a dramatic increase of $24 billion in outstanding personal loan amounts between June and August 2019.
During the pandemic the total value of personal loans has dropped month after month and is now at its lowest level since September 2015 ($145.5 billion).
Quick overview
- According to RBA data, the total amount of outstanding personal loans in Australia is more than $145.5 billion as of September 2020.
- The RBA reports that the average variable interest rate for a personal loan is 14.41% and 12.42% for a fixed personal loan.
- Finder research found that 32% of those in the Northern Territory have or plan to get a personal loan in the next six months, the most of any state or territory.
Monthly amount lent via personal loans, 1994-2020
| MONTH-YEAR | ($ Billion) |
|---|---|
| Jan-1994 | 40.8 |
| Feb-1994 | 41 |
| Mar-1994 | 41.1 |
| Apr-1994 | 41.4 |
| May-1994 | 41.3 |
| Jun-1994 | 41.2 |
| Jul-1994 | 40 |
| Aug-1994 | 40.4 |
| Sep-1994 | 40.8 |
| Oct-1994 | 41.5 |
| Nov-1994 | 41.8 |
| Dec-1994 | 42.3 |
| Jan-1995 | 42.4 |
| Feb-1995 | 42.7 |
| Mar-1995 | 43.2 |
| Apr-1995 | 43.7 |
| May-1995 | 44.1 |
| Jun-1995 | 44.6 |
| Jul-1995 | 45.1 |
| Aug-1995 | 45.6 |
| Sep-1995 | 45.9 |
| Oct-1995 | 45.2 |
| Nov-1995 | 45.4 |
| Dec-1995 | 45.6 |
| Jan-1996 | 45.9 |
| Feb-1996 | 46.2 |
| Mar-1996 | 46 |
| Apr-1996 | 46.3 |
| May-1996 | 47 |
| Jun-1996 | 47.8 |
| Jul-1996 | 48.9 |
| Aug-1996 | 49.5 |
| Sep-1996 | 49.8 |
| Oct-1996 | 50 |
| Nov-1996 | 50.2 |
| Dec-1996 | 50.5 |
| Jan-1997 | 50.9 |
| Feb-1997 | 51.3 |
| Mar-1997 | 51.5 |
| Apr-1997 | 51.7 |
| May-1997 | 51.9 |
| Jun-1997 | 52.2 |
| Jul-1997 | 52.5 |
| Aug-1997 | 52.6 |
| Sep-1997 | 53.1 |
| Oct-1997 | 53.8 |
| Nov-1997 | 54.6 |
| Dec-1997 | 55.2 |
| Jan-1998 | 55.7 |
| Feb-1998 | 56.3 |
| Mar-1998 | 56.9 |
| Apr-1998 | 57.5 |
| May-1998 | 57.9 |
| Jun-1998 | 58.3 |
| Jul-1998 | 59.3 |
| Aug-1998 | 60.4 |
| Sep-1998 | 61.5 |
| Oct-1998 | 61.9 |
| Nov-1998 | 62.6 |
| Dec-1998 | 63.9 |
| Jan-1999 | 65.5 |
| Feb-1999 | 66.2 |
| Mar-1999 | 66.9 |
| Apr-1999 | 67.2 |
| May-1999 | 67.8 |
| Jun-1999 | 68.6 |
| Jul-1999 | 69.4 |
| Aug-1999 | 70.2 |
| Sep-1999 | 70.7 |
| Oct-1999 | 71.4 |
| Nov-1999 | 72.3 |
| Dec-1999 | 69.4 |
| Jan-2000 | 70.8 |
| Feb-2000 | 71.1 |
| Mar-2000 | 71.8 |
| Apr-2000 | 72.4 |
| May-2000 | 73.3 |
| Jun-2000 | 74.5 |
| Jul-2000 | 68.9 |
| Aug-2000 | 69.5 |
| Sep-2000 | 69.8 |
| Oct-2000 | 70.4 |
| Nov-2000 | 71.4 |
| Dec-2000 | 72.4 |
| Jan-2001 | 71.5 |
| Feb-2001 | 72.3 |
| Mar-2001 | 72.5 |
| Apr-2001 | 72.8 |
| May-2001 | 73.2 |
| Jun-2001 | 73.7 |
| Jul-2001 | 74.7 |
| Aug-2001 | 75.2 |
| Sep-2001 | 75.1 |
| Oct-2001 | 75.4 |
| Nov-2001 | 75.8 |
| Dec-2001 | 76.6 |
| Jan-2002 | 77.1 |
| Feb-2002 | 77.6 |
| Mar-2002 | 78.4 |
| Apr-2002 | 80.7 |
| May-2002 | 81.8 |
| Jun-2002 | 82.7 |
| Jul-2002 | 83 |
| Aug-2002 | 84.2 |
| Sep-2002 | 85.2 |
| Oct-2002 | 85.4 |
| Nov-2002 | 86.1 |
| Dec-2002 | 86.3 |
| Jan-2003 | 87.2 |
| Feb-2003 | 88.3 |
| Mar-2003 | 90.1 |
| Apr-2003 | 89.5 |
| May-2003 | 90.4 |
| Jun-2003 | 91.2 |
| Jul-2003 | 92.5 |
| Aug-2003 | 93.3 |
| Sep-2003 | 94.6 |
| Oct-2003 | 95.6 |
| Nov-2003 | 96 |
| Dec-2003 | 96.3 |
| Jan-2004 | 97.2 |
| Feb-2004 | 98.3 |
| Mar-2004 | 98.7 |
| Apr-2004 | 99.1 |
| May-2004 | 99.6 |
| Jun-2004 | 100.7 |
| Jul-2004 | 101.4 |
| Aug-2004 | 102 |
| Sep-2004 | 102.9 |
| Oct-2004 | 104.3 |
| Nov-2004 | 105.5 |
| Dec-2004 | 107.1 |
| Jan-2005 | 108.2 |
| Feb-2005 | 109 |
| Mar-2005 | 110.2 |
| Apr-2005 | 111 |
| May-2005 | 111.8 |
| Jun-2005 | 112.9 |
| Jul-2005 | 113.7 |
| Aug-2005 | 116 |
| Sep-2005 | 116.9 |
| Oct-2005 | 117.6 |
| Nov-2005 | 118.3 |
| Dec-2005 | 118.8 |
| Jan-2006 | 119.7 |
| Feb-2006 | 120.5 |
| Mar-2006 | 121.7 |
| Apr-2006 | 122.6 |
| May-2006 | 123.3 |
| Jun-2006 | 124.3 |
| Jul-2006 | 125 |
| Aug-2006 | 128.8 |
| Sep-2006 | 131.2 |
| Oct-2006 | 131.5 |
| Nov-2006 | 132.5 |
| Dec-2006 | 133.9 |
| Jan-2007 | 135.5 |
| Feb-2007 | 136.9 |
| Mar-2007 | 138.3 |
| Apr-2007 | 139.1 |
| May-2007 | 141.2 |
| Jun-2007 | 147.9 |
| Jul-2007 | 147.7 |
| Aug-2007 | 148.1 |
| Sep-2007 | 148.5 |
| Oct-2007 | 149.8 |
| Nov-2007 | 152.4 |
| Dec-2007 | 154 |
| Jan-2008 | 153.7 |
| Feb-2008 | 154.3 |
| Mar-2008 | 154.2 |
| Apr-2008 | 154 |
| May-2008 | 154.8 |
| Jun-2008 | 153.6 |
| Jul-2008 | 151.7 |
| Aug-2008 | 150.5 |
| Sep-2008 | 149.9 |
| Oct-2008 | 147.7 |
| Nov-2008 | 145.1 |
| Dec-2008 | 143.4 |
| Jan-2009 | 142.7 |
| Feb-2009 | 141.4 |
| Mar-2009 | 137.4 |
| Apr-2009 | 136.7 |
| May-2009 | 135.5 |
| Jun-2009 | 135.3 |
| Jul-2009 | 135.2 |
| Aug-2009 | 136.5 |
| Sep-2009 | 135.4 |
| Oct-2009 | 136.6 |
| Nov-2009 | 137.4 |
| Dec-2009 | 138.1 |
| Jan-2010 | 138.8 |
| Feb-2010 | 139.1 |
| Mar-2010 | 139.4 |
| Apr-2010 | 140.1 |
| May-2010 | 140 |
| Jun-2010 | 140.3 |
| Jul-2010 | 140.3 |
| Aug-2010 | 138.5 |
| Sep-2010 | 138.5 |
| Oct-2010 | 138.5 |
| Nov-2010 | 139.3 |
| Dec-2010 | 139.1 |
| Jan-2011 | 139.1 |
| Feb-2011 | 139 |
| Mar-2011 | 139.9 |
| Apr-2011 | 140 |
| May-2011 | 140.3 |
| Jun-2011 | 139.4 |
| Jul-2011 | 138.8 |
| Aug-2011 | 138.5 |
| Sep-2011 | 138 |
| Oct-2011 | 137.6 |
| Nov-2011 | 135.2 |
| Dec-2011 | 135.1 |
| Jan-2012 | 135 |
| Feb-2012 | 135.1 |
| Mar-2012 | 135.1 |
| Apr-2012 | 135.1 |
| May-2012 | 135.5 |
| Jun-2012 | 134.6 |
| Jul-2012 | 129.8 |
| Aug-2012 | 129.8 |
| Sep-2012 | 129.3 |
| Oct-2012 | 129.3 |
| Nov-2012 | 129.4 |
| Dec-2012 | 129.7 |
| Jan-2013 | 129.8 |
| Feb-2013 | 131 |
| Mar-2013 | 131.3 |
| Apr-2013 | 131.4 |
| May-2013 | 131.8 |
| Jun-2013 | 131.6 |
| Jul-2013 | 138.3 |
| Aug-2013 | 143.8 |
| Sep-2013 | 143.1 |
| Oct-2013 | 143.5 |
| Nov-2013 | 143.9 |
| Dec-2013 | 144.3 |
| Jan-2014 | 144.1 |
| Feb-2014 | 144.1 |
| Mar-2014 | 144.2 |
| Apr-2014 | 144.8 |
| May-2014 | 144.9 |
| Jun-2014 | 145.2 |
| Jul-2014 | 144.9 |
| Aug-2014 | 145.4 |
| Sep-2014 | 144.7 |
| Oct-2014 | 144.7 |
| Nov-2014 | 144.8 |
| Dec-2014 | 144.9 |
| Jan-2015 | 145 |
| Feb-2015 | 144.7 |
| Mar-2015 | 145.4 |
| Apr-2015 | 144.9 |
| May-2015 | 145.2 |
| Jun-2015 | 145 |
| Jul-2015 | 145.2 |
| Aug-2015 | 145.5 |
| Sep-2015 | 144.7 |
| Oct-2015 | 151.1 |
| Nov-2015 | 152 |
| Dec-2015 | 152 |
| Jan-2016 | 152.3 |
| Feb-2016 | 152.5 |
| Mar-2016 | 152.8 |
| Apr-2016 | 153.3 |
| May-2016 | 153.4 |
| Jun-2016 | 153.3 |
| Jul-2016 | 152.9 |
| Aug-2016 | 152.7 |
| Sep-2016 | 151.8 |
| Oct-2016 | 151.5 |
| Nov-2016 | 151.5 |
| Dec-2016 | 151.5 |
| Jan-2017 | 151.9 |
| Feb-2017 | 152.4 |
| Mar-2017 | 152.7 |
| Apr-2017 | 153.4 |
| May-2017 | 153.5 |
| Jun-2017 | 152.7 |
| Jul-2017 | 151.9 |
| Aug-2017 | 151.1 |
| Sep-2017 | 151 |
| Oct-2017 | 150.8 |
| Nov-2017 | 150.6 |
| Dec-2017 | 150.7 |
| Jan-2018 | 151.3 |
| Feb-2018 | 151.4 |
| Mar-2018 | 151.8 |
| Apr-2018 | 152.4 |
| May-2018 | 152.4 |
| Jun-2018 | 151.5 |
| Jul-2018 | 150.3 |
| Aug-2018 | 149.3 |
| Sep-2018 | 148.8 |
| Oct-2018 | 148.3 |
| Nov-2018 | 148.1 |
| Dec-2018 | 147.8 |
| Jan-2019 | 147.3 |
| Feb-2019 | 147.6 |
| Mar-2019 | 147.9 |
| Apr-2019 | 148.5 |
| May-2019 | 147.9 |
| Jun-2019 | 146.5 |
| Jul-2019 | 170.5 |
| Aug-2019 | 168.5 |
| Sep-2019 | 166.8 |
| Oct-2019 | 167 |
| Nov-2019 | 166.5 |
| Dec-2019 | 166.2 |
| Jan-2020 | 164.8 |
| Feb-2020 | 164.6 |
| Mar-2020 | 163 |
| Apr-2020 | 158.6 |
| May-2020 | 156.7 |
| Jun-2020 | 154.3 |
| Jul-2020 | 150.3 |
| Aug-2020 | 147.5 |
| Sep-2020 | 145.5 |
Interest rates on personal loans (variable)
The interest being charged on personal loans has varied wildly over the years in both fixed and variable rate loans. On average, the highest variable rates were offered in March 2011 at 15.19% p.a. while the lowest on average were last seen in May of 1999 at 10.50% p.a. despite a record low cash rate.
Note: The RBA has not updated the average variable or fixed rates on personal loans since Feb 2020.
Personal loan interest rates over time (variable)
| MONTH-YEAR | AVG VARIABLE RATE |
|---|---|
| Jan-1997 | 12.25 |
| Feb-1997 | 12.25 |
| Mar-1997 | 12.25 |
| Apr-1997 | 12.25 |
| May-1997 | 12.25 |
| Jun-1997 | 12.25 |
| Jul-1997 | 12.25 |
| Aug-1997 | 11.35 |
| Sep-1997 | 11.35 |
| Oct-1997 | 11.35 |
| Nov-1997 | 11.35 |
| Dec-1997 | 11.35 |
| Jan-1998 | 11.35 |
| Feb-1998 | 11.35 |
| Mar-1998 | 11.35 |
| Apr-1998 | 11.35 |
| May-1998 | 11.35 |
| Jun-1998 | 11.35 |
| Jul-1998 | 11.35 |
| Aug-1998 | 11.35 |
| Sep-1998 | 11.35 |
| Oct-1998 | 11.35 |
| Nov-1998 | 11.35 |
| Dec-1998 | 11.35 |
| Jan-1999 | 11.25 |
| Feb-1999 | 11.25 |
| Mar-1999 | 10.50 |
| Apr-1999 | 10.50 |
| May-1999 | 10.50 |
| Jun-1999 | 10.93 |
| Jul-1999 | 10.93 |
| Aug-1999 | 10.93 |
| Sep-1999 | 10.93 |
| Oct-1999 | 10.93 |
| Nov-1999 | 11.10 |
| Dec-1999 | 11.10 |
| Jan-2000 | 11.10 |
| Feb-2000 | 11.60 |
| Mar-2000 | 11.60 |
| Apr-2000 | 11.73 |
| May-2000 | 11.85 |
| Jun-2000 | 11.85 |
| Jul-2000 | 11.85 |
| Aug-2000 | 12.19 |
| Sep-2000 | 12.19 |
| Oct-2000 | 12.19 |
| Nov-2000 | 12.19 |
| Dec-2000 | 12.19 |
| Jan-2001 | 12.19 |
| Feb-2001 | 12.19 |
| Mar-2001 | 11.61 |
| Apr-2001 | 11.61 |
| May-2001 | 11.36 |
| Jun-2001 | 11.36 |
| Jul-2001 | 11.36 |
| Aug-2001 | 11.36 |
| Sep-2001 | 11.24 |
| Oct-2001 | 11.11 |
| Nov-2001 | 11.11 |
| Dec-2001 | 10.99 |
| Jan-2002 | 10.99 |
| Feb-2002 | 10.99 |
| Mar-2002 | 10.99 |
| Apr-2002 | 10.99 |
| May-2002 | 11.11 |
| Jun-2002 | 11.24 |
| Jul-2002 | 11.49 |
| Aug-2002 | 11.49 |
| Sep-2002 | 11.74 |
| Oct-2002 | 11.74 |
| Nov-2002 | 11.74 |
| Dec-2002 | 11.74 |
| Jan-2003 | 11.74 |
| Feb-2003 | 11.74 |
| Mar-2003 | 11.74 |
| Apr-2003 | 11.74 |
| May-2003 | 11.74 |
| Jun-2003 | 11.32 |
| Jul-2003 | 11.32 |
| Aug-2003 | 11.32 |
| Sep-2003 | 11.32 |
| Oct-2003 | 11.32 |
| Nov-2003 | 11.49 |
| Dec-2003 | 11.71 |
| Jan-2004 | 11.71 |
| Feb-2004 | 11.71 |
| Mar-2004 | 11.71 |
| Apr-2004 | 11.79 |
| May-2004 | 11.79 |
| Jun-2004 | 11.79 |
| Jul-2004 | 11.79 |
| Aug-2004 | 11.79 |
| Sep-2004 | 11.79 |
| Oct-2004 | 11.79 |
| Nov-2004 | 11.79 |
| Dec-2004 | 11.79 |
| Jan-2005 | 11.79 |
| Feb-2005 | 11.79 |
| Mar-2005 | 12.04 |
| Apr-2005 | 12.12 |
| May-2005 | 12.12 |
| Jun-2005 | 12.12 |
| Jul-2005 | 12.12 |
| Aug-2005 | 12.12 |
| Sep-2005 | 12.21 |
| Oct-2005 | 12.21 |
| Nov-2005 | 12.21 |
| Dec-2005 | 12.21 |
| Jan-2006 | 12.21 |
| Feb-2006 | 12.21 |
| Mar-2006 | 12.21 |
| Apr-2006 | 12.21 |
| May-2006 | 12.49 |
| Jun-2006 | 12.49 |
| Jul-2006 | 12.49 |
| Aug-2006 | 12.74 |
| Sep-2006 | 12.81 |
| Oct-2006 | 12.81 |
| Nov-2006 | 13.06 |
| Dec-2006 | 13.06 |
| Jan-2007 | 13.06 |
| Feb-2007 | 12.56 |
| Mar-2007 | 12.56 |
| Apr-2007 | 12.56 |
| May-2007 | 12.56 |
| Jun-2007 | 12.56 |
| Jul-2007 | 12.62 |
| Aug-2007 | 13.37 |
| Sep-2007 | 13.37 |
| Oct-2007 | 13.43 |
| Nov-2007 | 13.78 |
| Dec-2007 | 13.83 |
| Jan-2008 | 13.89 |
| Feb-2008 | 14.17 |
| Mar-2008 | 14.55 |
| Apr-2008 | 14.59 |
| May-2008 | 14.65 |
| Jun-2008 | 14.65 |
| Jul-2008 | 14.90 |
| Aug-2008 | 14.90 |
| Sep-2008 | 14.84 |
| Oct-2008 | 14.84 |
| Nov-2008 | 14.60 |
| Dec-2008 | 14.27 |
| Jan-2009 | 14.10 |
| Feb-2009 | 13.77 |
| Mar-2009 | 13.52 |
| Apr-2009 | 13.52 |
| May-2009 | 13.52 |
| Jun-2009 | 13.52 |
| Jul-2009 | 13.52 |
| Aug-2009 | 13.52 |
| Sep-2009 | 13.42 |
| Oct-2009 | 13.62 |
| Nov-2009 | 13.82 |
| Dec-2009 | 14.02 |
| Jan-2010 | 14.02 |
| Feb-2010 | 14.02 |
| Mar-2010 | 14.42 |
| Apr-2010 | 14.62 |
| May-2010 | 14.82 |
| Jun-2010 | 14.82 |
| Jul-2010 | 14.92 |
| Aug-2010 | 14.92 |
| Sep-2010 | 14.72 |
| Oct-2010 | 14.92 |
| Nov-2010 | 15.12 |
| Dec-2010 | 15.19 |
| Jan-2011 | 15.19 |
| Feb-2011 | 15.19 |
| Mar-2011 | 15.19 |
| Apr-2011 | 15.06 |
| May-2011 | 15.09 |
| Jun-2011 | 15.09 |
| Jul-2011 | 15.09 |
| Aug-2011 | 14.89 |
| Sep-2011 | 15.09 |
| Oct-2011 | 15.09 |
| Nov-2011 | 14.99 |
| Dec-2011 | 14.84 |
| Jan-2012 | 14.50 |
| Feb-2012 | 14.50 |
| Mar-2012 | 14.50 |
| Apr-2012 | 14.52 |
| May-2012 | 14.64 |
| Jun-2012 | 14.59 |
| Jul-2012 | 14.25 |
| Aug-2012 | 14.25 |
| Sep-2012 | 14.25 |
| Oct-2012 | 14.12 |
| Nov-2012 | 14.12 |
| Dec-2012 | 14.07 |
| Jan-2013 | 14.37 |
| Feb-2013 | 14.37 |
| Mar-2013 | 14.37 |
| Apr-2013 | 14.37 |
| May-2013 | 14.37 |
| Jun-2013 | 14.37 |
| Jul-2013 | 14.37 |
| Aug-2013 | 14.37 |
| Sep-2013 | 14.37 |
| Oct-2013 | 14.37 |
| Nov-2013 | 14.37 |
| Dec-2013 | 14.37 |
| Jan-2014 | 14.37 |
| Feb-2014 | 14.37 |
| Mar-2014 | 14.37 |
| Apr-2014 | 14.37 |
| May-2014 | 14.49 |
| Jun-2014 | 14.49 |
| Jul-2014 | 14.49 |
| Aug-2014 | 14.49 |
| Sep-2014 | 14.49 |
| Oct-2014 | 14.29 |
| Nov-2014 | 14.29 |
| Dec-2014 | 14.29 |
| Jan-2015 | 14.28 |
| Feb-2015 | 14.29 |
| Mar-2015 | 14.29 |
| Apr-2015 | 14.09 |
| May-2015 | 14.29 |
| Jun-2015 | 14.49 |
| Jul-2015 | 14.49 |
| Aug-2015 | 14.49 |
| Sep-2015 | 14.49 |
| Oct-2015 | 14.49 |
| Nov-2015 | 14.28 |
| Dec-2015 | 14.28 |
| Jan-2016 | 14.28 |
| Feb-2016 | 14.28 |
| Mar-2016 | 14.34 |
| Apr-2016 | 14.34 |
| May-2016 | 14.34 |
| Jun-2016 | 14.34 |
| Jul-2016 | 14.34 |
| Aug-2016 | 14.34 |
| Sep-2016 | 14.34 |
| Oct-2016 | 14.34 |
| Nov-2016 | 14.34 |
| Dec-2016 | 15.00 |
| Jan-2017 | 14.65 |
| Feb-2017 | 14.65 |
| Mar-2017 | 14.65 |
| Apr-2017 | 14.65 |
| May-2017 | 14.25 |
| Jun-2017 | 14.51 |
| Jul-2017 | 14.51 |
| Aug-2017 | 14.51 |
| Sep-2017 | 14.51 |
| Oct-2017 | 14.51 |
| Nov-2017 | 14.51 |
| Dec-2017 | 14.51 |
| Jan-2018 | 14.71 |
| Feb-2018 | 14.71 |
| Mar-2018 | 14.71 |
| Apr-2018 | 14.71 |
| May-2018 | 14.29 |
| Jun-2018 | 14.11 |
| Jul-2018 | 14.11 |
| Aug-2018 | 14.11 |
| Sep-2018 | 14.11 |
| Oct-2018 | 14.11 |
| Nov-2018 | 14.11 |
| Dec-2018 | 14.11 |
| Jan-2019 | 14.41 |
| Feb-2019 | 14.41 |
| Mar-2019 | 14.41 |
| Apr-2019 | 14.41 |
| May-2019 | 14.41 |
| Jun-2019 | 14.41 |
| Jul-2019 | 14.41 |
| Aug-2019 | 14.41 |
| Sep-2019 | 14.41 |
| Oct-2019 | 14.41 |
| Nov-2019 | 14.41 |
| Dec-2019 | 14.41 |
| Jan-2020 | 14.41 |
| Feb-2020 | 14.41 |
Fixed rate personal loans
For personal fixed loans, on average, the highest rates were offered in February 1990 at 20.70% p.a. while the lowest were last seen in May of 1999 at 10.90% p.a.
Note: The RBA has not updated the average variable or fixed rates on personal loans since Feb 2020.
Personal loan interest rates over time (fixed)
| MONTH-YEAR | AVG FIXED RATE |
|---|---|
| Dec-1988 | 19.00 |
| Jan-1989 | 19.00 |
| Feb-1989 | 19.00 |
| Mar-1989 | 19.50 |
| Apr-1989 | 19.90 |
| May-1989 | 20.40 |
| Jun-1989 | 20.40 |
| Jul-1989 | 20.65 |
| Aug-1989 | 20.65 |
| Sep-1989 | 20.65 |
| Oct-1989 | 20.70 |
| Nov-1989 | 20.70 |
| Dec-1989 | 20.70 |
| Jan-1990 | 20.70 |
| Feb-1990 | 20.70 |
| Mar-1990 | 20.65 |
| Apr-1990 | 20.65 |
| May-1990 | 20.65 |
| Jun-1990 | 20.65 |
| Jul-1990 | 20.65 |
| Aug-1990 | 20.65 |
| Sep-1990 | 20.65 |
| Oct-1990 | 19.75 |
| Nov-1990 | 19.75 |
| Dec-1990 | 19.75 |
| Jan-1991 | 19.50 |
| Feb-1991 | 19.50 |
| Mar-1991 | 19.50 |
| Apr-1991 | 19.10 |
| May-1991 | 18.65 |
| Jun-1991 | 18.65 |
| Jul-1991 | 18.65 |
| Aug-1991 | 18.65 |
| Sep-1991 | 18.40 |
| Oct-1991 | 18.40 |
| Nov-1991 | 18.15 |
| Dec-1991 | 17.40 |
| Jan-1992 | 17.00 |
| Feb-1992 | 17.00 |
| Mar-1992 | 17.00 |
| Apr-1992 | 16.90 |
| May-1992 | 16.30 |
| Jun-1992 | 15.80 |
| Jul-1992 | 15.80 |
| Aug-1992 | 15.65 |
| Sep-1992 | 15.65 |
| Oct-1992 | 15.65 |
| Nov-1992 | 15.65 |
| Dec-1992 | 15.65 |
| Jan-1993 | 15.65 |
| Feb-1993 | 15.65 |
| Mar-1993 | 15.40 |
| Apr-1993 | 15.40 |
| May-1993 | 14.75 |
| Jun-1993 | 14.75 |
| Jul-1993 | 14.40 |
| Aug-1993 | 14.15 |
| Sep-1993 | 13.50 |
| Oct-1993 | 13.50 |
| Nov-1993 | 13.50 |
| Dec-1993 | 13.50 |
| Jan-1994 | 13.50 |
| Feb-1994 | 13.50 |
| Mar-1994 | 13.00 |
| Apr-1994 | 13.00 |
| May-1994 | 13.00 |
| Jun-1994 | 13.00 |
| Jul-1994 | 13.15 |
| Aug-1994 | 13.15 |
| Sep-1994 | 13.15 |
| Oct-1994 | 13.25 |
| Nov-1994 | 13.25 |
| Dec-1994 | 13.75 |
| Jan-1995 | 13.75 |
| Feb-1995 | 14.00 |
| Mar-1995 | 14.00 |
| Apr-1995 | 14.00 |
| May-1995 | 14.00 |
| Jun-1995 | 14.00 |
| Jul-1995 | 14.00 |
| Aug-1995 | 14.00 |
| Sep-1995 | 14.00 |
| Oct-1995 | 14.00 |
| Nov-1995 | 14.00 |
| Dec-1995 | 14.00 |
| Jan-1996 | 14.00 |
| Feb-1996 | 14.00 |
| Mar-1996 | 13.50 |
| Apr-1996 | 13.50 |
| May-1996 | 13.50 |
| Jun-1996 | 13.50 |
| Jul-1996 | 13.50 |
| Aug-1996 | 13.50 |
| Sep-1996 | 13.50 |
| Oct-1996 | 13.50 |
| Nov-1996 | 13.40 |
| Dec-1996 | 13.10 |
| Jan-1997 | 13.10 |
| Feb-1997 | 13.10 |
| Mar-1997 | 13.10 |
| Apr-1997 | 13.10 |
| May-1997 | 13.10 |
| Jun-1997 | 13.05 |
| Jul-1997 | 13.05 |
| Aug-1997 | 12.20 |
| Sep-1997 | 12.20 |
| Oct-1997 | 12.20 |
| Nov-1997 | 12.20 |
| Dec-1997 | 12.20 |
| Jan-1998 | 12.20 |
| Feb-1998 | 12.20 |
| Mar-1998 | 12.20 |
| Apr-1998 | 11.65 |
| May-1998 | 11.50 |
| Jun-1998 | 11.10 |
| Jul-1998 | 11.10 |
| Aug-1998 | 11.10 |
| Sep-1998 | 11.10 |
| Oct-1998 | 11.10 |
| Nov-1998 | 11.10 |
| Dec-1998 | 11.00 |
| Jan-1999 | 11.00 |
| Feb-1999 | 11.00 |
| Mar-1999 | 10.90 |
| Apr-1999 | 10.90 |
| May-1999 | 10.90 |
| Jun-1999 | 11.00 |
| Jul-1999 | 11.00 |
| Aug-1999 | 11.00 |
| Sep-1999 | 11.00 |
| Oct-1999 | 11.00 |
| Nov-1999 | 11.25 |
| Dec-1999 | 11.25 |
| Jan-2000 | 11.45 |
| Feb-2000 | 11.45 |
| Mar-2000 | 11.70 |
| Apr-2000 | 11.80 |
| May-2000 | 12.05 |
| Jun-2000 | 11.95 |
| Jul-2000 | 12.00 |
| Aug-2000 | 11.85 |
| Sep-2000 | 11.85 |
| Oct-2000 | 11.85 |
| Nov-2000 | 11.85 |
| Dec-2000 | 11.85 |
| Jan-2001 | 11.85 |
| Feb-2001 | 11.85 |
| Mar-2001 | 11.85 |
| Apr-2001 | 11.25 |
| May-2001 | 11.25 |
| Jun-2001 | 11.25 |
| Jul-2001 | 11.25 |
| Aug-2001 | 11.25 |
| Sep-2001 | 11.25 |
| Oct-2001 | 11.25 |
| Nov-2001 | 11.25 |
| Dec-2001 | 11.25 |
| Jan-2002 | 11.25 |
| Feb-2002 | 11.25 |
| Mar-2002 | 11.85 |
| Apr-2002 | 11.85 |
| May-2002 | 11.85 |
| Jun-2002 | 11.85 |
| Jul-2002 | 11.85 |
| Aug-2002 | 11.85 |
| Sep-2002 | 11.85 |
| Oct-2002 | 11.85 |
| Nov-2002 | 11.85 |
| Dec-2002 | 11.85 |
| Jan-2003 | 11.85 |
| Feb-2003 | 11.85 |
| Mar-2003 | 11.85 |
| Apr-2003 | 11.85 |
| May-2003 | 11.69 |
| Jun-2003 | 11.65 |
| Jul-2003 | 11.65 |
| Aug-2003 | 11.65 |
| Sep-2003 | 11.65 |
| Oct-2003 | 11.65 |
| Nov-2003 | 11.65 |
| Dec-2003 | 11.75 |
| Jan-2004 | 11.75 |
| Feb-2004 | 11.85 |
| Mar-2004 | 11.85 |
| Apr-2004 | 11.90 |
| May-2004 | 11.90 |
| Jun-2004 | 11.90 |
| Jul-2004 | 11.90 |
| Aug-2004 | 11.90 |
| Sep-2004 | 11.90 |
| Oct-2004 | 11.90 |
| Nov-2004 | 11.90 |
| Dec-2004 | 11.90 |
| Jan-2005 | 11.90 |
| Feb-2005 | 11.82 |
| Mar-2005 | 11.87 |
| Apr-2005 | 11.92 |
| May-2005 | 12.02 |
| Jun-2005 | 12.02 |
| Jul-2005 | 12.02 |
| Aug-2005 | 12.02 |
| Sep-2005 | 12.02 |
| Oct-2005 | 12.02 |
| Nov-2005 | 12.02 |
| Dec-2005 | 12.02 |
| Jan-2006 | 12.02 |
| Feb-2006 | 12.02 |
| Mar-2006 | 12.02 |
| Apr-2006 | 12.02 |
| May-2006 | 12.15 |
| Jun-2006 | 12.24 |
| Jul-2006 | 12.24 |
| Aug-2006 | 12.41 |
| Sep-2006 | 12.48 |
| Oct-2006 | 12.48 |
| Nov-2006 | 12.68 |
| Dec-2006 | 12.68 |
| Jan-2007 | 12.73 |
| Feb-2007 | 12.33 |
| Mar-2007 | 12.33 |
| Apr-2007 | 12.33 |
| May-2007 | 12.33 |
| Jun-2007 | 12.37 |
| Jul-2007 | 12.37 |
| Aug-2007 | 13.07 |
| Sep-2007 | 13.07 |
| Oct-2007 | 13.07 |
| Nov-2007 | 13.24 |
| Dec-2007 | 13.44 |
| Jan-2008 | 13.59 |
| Feb-2008 | 13.71 |
| Mar-2008 | 13.98 |
| Apr-2008 | 14.08 |
| May-2008 | 14.08 |
| Jun-2008 | 14.08 |
| Jul-2008 | 14.50 |
| Aug-2008 | 14.50 |
| Sep-2008 | 14.45 |
| Oct-2008 | 14.11 |
| Nov-2008 | 14.31 |
| Dec-2008 | 13.91 |
| Jan-2009 | 13.79 |
| Feb-2009 | 13.61 |
| Mar-2009 | 13.61 |
| Apr-2009 | 13.61 |
| May-2009 | 13.61 |
| Jun-2009 | 13.87 |
| Jul-2009 | 13.87 |
| Aug-2009 | 13.97 |
| Sep-2009 | 14.17 |
| Oct-2009 | 14.25 |
| Nov-2009 | 14.25 |
| Dec-2009 | 14.60 |
| Jan-2010 | 14.67 |
| Feb-2010 | 14.75 |
| Mar-2010 | 14.80 |
| Apr-2010 | 14.90 |
| May-2010 | 15.07 |
| Jun-2010 | 15.07 |
| Jul-2010 | 15.07 |
| Aug-2010 | 15.07 |
| Sep-2010 | 15.01 |
| Oct-2010 | 15.01 |
| Nov-2010 | 14.91 |
| Dec-2010 | 14.91 |
| Jan-2011 | 14.63 |
| Feb-2011 | 14.43 |
| Mar-2011 | 14.43 |
| Apr-2011 | 14.55 |
| May-2011 | 14.50 |
| Jun-2011 | 14.50 |
| Jul-2011 | 14.50 |
| Aug-2011 | 14.30 |
| Sep-2011 | 14.50 |
| Oct-2011 | 14.50 |
| Nov-2011 | 14.50 |
| Dec-2011 | 14.55 |
| Jan-2012 | 14.32 |
| Feb-2012 | 14.32 |
| Mar-2012 | 14.40 |
| Apr-2012 | 14.40 |
| May-2012 | 14.30 |
| Jun-2012 | 14.22 |
| Jul-2012 | 14.22 |
| Aug-2012 | 14.17 |
| Sep-2012 | 14.25 |
| Oct-2012 | 14.21 |
| Nov-2012 | 14.21 |
| Dec-2012 | 14.21 |
| Jan-2013 | 14.21 |
| Feb-2013 | 14.21 |
| Mar-2013 | 14.21 |
| Apr-2013 | 14.21 |
| May-2013 | 14.21 |
| Jun-2013 | 14.21 |
| Jul-2013 | 14.21 |
| Aug-2013 | 14.21 |
| Sep-2013 | 14.21 |
| Oct-2013 | 14.21 |
| Nov-2013 | 14.21 |
| Dec-2013 | 14.21 |
| Jan-2014 | 14.21 |
| Feb-2014 | 14.21 |
| Mar-2014 | 14.21 |
| Apr-2014 | 14.21 |
| May-2014 | 14.21 |
| Jun-2014 | 14.21 |
| Jul-2014 | 14.21 |
| Aug-2014 | 14.21 |
| Sep-2014 | 14.21 |
| Oct-2014 | 14.21 |
| Nov-2014 | 14.21 |
| Dec-2014 | 14.21 |
| Jan-2015 | 14.08 |
| Feb-2015 | 14.08 |
| Mar-2015 | 14.08 |
| Apr-2015 | 14.08 |
| May-2015 | 14.08 |
| Jun-2015 | 13.85 |
| Jul-2015 | 13.85 |
| Aug-2015 | 14.05 |
| Sep-2015 | 14.05 |
| Oct-2015 | 14.10 |
| Nov-2015 | 14.10 |
| Dec-2015 | 14.10 |
| Jan-2016 | 13.82 |
| Feb-2016 | 13.82 |
| Mar-2016 | 13.88 |
| Apr-2016 | 13.88 |
| May-2016 | 13.88 |
| Jun-2016 | 13.88 |
| Jul-2016 | 13.88 |
| Aug-2016 | 13.88 |
| Sep-2016 | 13.88 |
| Oct-2016 | 13.88 |
| Nov-2016 | 13.88 |
| Dec-2016 | 14.04 |
| Jan-2017 | 13.76 |
| Feb-2017 | 13.76 |
| Mar-2017 | 13.76 |
| Apr-2017 | 13.76 |
| May-2017 | 13.76 |
| Jun-2017 | 13.13 |
| Jul-2017 | 13.13 |
| Aug-2017 | 13.13 |
| Sep-2017 | 12.93 |
| Oct-2017 | 12.79 |
| Nov-2017 | 12.39 |
| Dec-2017 | 13.13 |
| Jan-2018 | 12.53 |
| Feb-2018 | 12.39 |
| Mar-2018 | 12.39 |
| Apr-2018 | 12.39 |
| May-2018 | 12.23 |
| Jun-2018 | 12.69 |
| Jul-2018 | 12.69 |
| Aug-2018 | 12.69 |
| Sep-2018 | 12.69 |
| Oct-2018 | 12.98 |
| Nov-2018 | 12.98 |
| Dec-2018 | 12.98 |
| Jan-2019 | 12.98 |
| Feb-2019 | 12.82 |
| Mar-2019 | 12.82 |
| Apr-2019 | 12.82 |
| May-2019 | 12.82 |
| Jun-2019 | 12.82 |
| Jul-2019 | 12.82 |
| Aug-2019 | 12.82 |
| Sep-2019 | 12.82 |
| Oct-2019 | 12.42 |
| Nov-2019 | 12.42 |
| Dec-2019 | 12.10 |
| Jan-2020 | 12.10 |
| Feb-2020 | 12.46 |
State-based data
Finder surveyed more than 11,000* Aussies asking if they currently have or are planning to take out a personal loan in the next six months.
More than one in five Australians (23%) have or will have a personal loan in the next six months. That is the equivalent of 4.47 million Aussies.
In which states are the residents most likely to have personal loans?
The Northern territory leads the charge with 32% of residents having or planning to have a personal loan, followed by New South Wales at 23%. The ACT came in lowest on the list with only 17% having or considering a personal loan in the next 6 months.
Sources: Reserve Bank of Australia, Finder Consumer Sentiment Tracker May 2020
For all media enquires, please contact:
PR Manager and Money Specialist, Taylor Blackburn
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