View Short Term Loan Brands A to Z Listing

A listing of Australian Short Term Loan Brands

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There are a wide range of short term loan brands in Australia. Prospective applicants should make sure to do their research and compare the range of options before they apply online.

Are you struggling financially?

If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support.

⚠️ Warning about Borrowing

Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

List of short term loans lenders

Lender	Loan amount	Loan term	Turnaround time
Aussie Payday Cash	$70 to $500	16-47 days	Within minutes
Buddy Loans Personal Loan	$2,000 to $5,000	1 - 12 months	24 hours
Cash Australia	$300 to $2,000	16 days to 12 months	Within 24 hours
Cash Cloud	$300 to $2,000	Up to 3 months	Within an hour
Cash Converters Loans	$50 to $4,600	up to 12 months	24 - 48 hours
Cash Direct	$200 to $2,000	Up to 6 months	-
CashnGo Loans	$100 to $2,000	2 - 6 months	60 mins - conditions apply
Cash Now Ferntree Gully	$100 to $2,000	16 - 45 days	Next business day
Cash Smart	$300 to $2,000	9 - 24 weeks	Same business day
Cash Stop	$200 to $5,000	16 days - 2 years	Same Day - conditions apply
Cash Today	$2,000	-	Next Business Day
Cash Train	$200 to $2,000	10 weeks or 3 months	1 Business Day
Champion Money	$15,000	Varies	Next Business Day
City Finance	$100 to $5,000	17 weeks to 52 weeks	-
ClearCash	$500 to $8,000	4 to 12 months	Next Business Day
Club Money	$250 to $5,000	Up to 12 months	1 Business Day
Credit24	$500 to $5,000	12 to 24 months	Same day
DollarsDirect	$1,000 to $2,025	65-100 Days	Same day - conditions apply
Easy Financing	$300 to $5,000	up to 3 months	Same Day if approved
Fair Go Finance	$2,050 to $5,000	6 to 24 months	Within 24 hours
Fast Access Finance	$300 to $2,500	1-8 months	Within 24 hours
Ferratum	$500 to $1,900	3 to 12 months	Same day - conditions apply
Financier	$150 to $5,000	2 - 24 months	Next Business Day
Funda Custom Credit Solutions	$500 to $5,000	Up to 2 years	Up to 1 business day
GetPaidToday	$100to $2,000	1 - 12 months	Same Day
Good to Go Loans	$500 to $5,000	4 weeks - 52 weeks	Within few hours
iWantPayday	$400 to $45,000	Up to 12 months	4 hours
Jacaranda Finance	$2,500 to $15,000	9 to 24 months	Under 1 hour - conditions apply
Max Cash	$1,600 to $10,000	6-12 months	Next Business Day
MiFinance	$500 to $1,000	3 to 6 months	Next Business Day
Money Plus	$100 to $6,000	13 - 21 weeks	Within 30 minutes
MoneyMe	$500 to $50,000	Up to 5 years	Within the hour - depending on your institution
Munibox	$5,000 to $2,000,000	3 to 12 months	24 hours
MyCashFinance	$1,600 to $10,000	Up to 12 months	Same day - conditions apply
Needy Money	$100 to $100,000	Up to 5 years	Within an hour
Nimble	$300to $25,000	62 days to 48 months	1 hour - conditions apply
OK Money	$200 to $25,000	Up to 3 years	1 hour - conditions apply*
Payday AU	$100 to $1,000	16 - 32 days	Next Business Day
Perfect Payday	$100to $2,000	16 days - 1 year	Same Day
Purple Payday	$100 to $2,000	1-12 months	Same day - conditions apply
Rapid Loans	$2,000 to $10,000	-	Next Business Day
Speedy Finance	$300 to $5,000	10 to 60 weeks	Within 24 hours
Quick Cash	$200 to $2,000	61 days - 12 months	Within an hour
SpotMe	$250 to $1,000	16 days to 3 months	24 hrs
SRG Finance	$100 to $3,000	3 to 12 months	Same day (before 1500 AEST)
Stress Less Money	$300 to $2,000	3 weeks - 3 months	Same day - conditions apply
Sunshine Loan Centres	$150 to $2,000	9-14 weeks	30 minutes - conditions apply
Swift Loans	$300 to $4,500	10 - 52 Weeks	Within 60 minutes
Swoosh Finance	$2,100 to $4,584	60 days -12 months	Next business day
The Money Centre	$100 to $2,000	62 days - 52 weeks	Instantly - conditions apply
Today Loans	$500 to $3,000	6 months to 3 years	-
Wallet Wizard	$500 to $8,000	Up to 2 years	24 hours
Yes Loans	$100 to $60,000	Up to 7 years	Next Business Day

What are the risks of payday loans?

Unaffordable repayments. Payday loans are an expensive way to borrow money and should only be used as a last resort. Check the size of each repayment and ensure you will be able to pay it on time. Unaffordable repayments can lead to late fees that will only make things worse.
High rates and fees. Rates and fees on payday loans are high but there are rules in place so be sure to check your lender is not charging you more than ASIC allows. Also, look at what you would be charged if you are late on a payment or if you default on the loan altogether.
Unreputable lenders. All Australian lenders should be accredited by ASIC. Check for a credit licence on the ASIC Register and ensure that the lender is easily contactable.
Impact on credit score. Every loan application shows up on credit reports. While lenders might not consider credit history, applying for lots of loans within a short period can have a negative impact on your credit score in the future.

Prospective payday loan applicants should always compare their options carefully prior to submitting any loan application. They should also remember that while payday loans may seem convenient, they can be debt traps to people who are facing financial difficulties, and should not be taken out by anyone who is unsure as to whether or not they can comfortably meet the necessary repayments.

Thank you for your feedback!

Matt Corke

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Matt Corke is Finder’s head of publishing ventures. Prior to this he was head of publishing for Australia, New Zealand and emerging markets. Matt built his first website in 1999 and has been building computers since he was in his early teens. In that time, he has survived the dot-com crash and countless Google algorithm updates.

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8 Responses

QuickleSeptember 4, 2018

Hi,
Just wanting to see if we can get the Quickle name up on your website.

Reply
- finder Customer Care
  
  JohnSeptember 4, 2018Staff
  
  Hi Quickle,
  
  Thank you for your question.
  
  For you to be able to partner with Finder, you would need to head to our Partner with us page. Once there, kindly fill in the form, and once you hit on submit. Our client services team will get in touch with you to discuss your proposal. Hope this helps!
  
  Cheers,
  Reggie
  
  Reply
PaulaFebruary 4, 2016

Hi my credit score is 750 I just have one default paid that’s all.
Do you have any ideas where I can get a loan from!

Please it’s urgent need some money not a lot but something will help

Reply
- finder Customer Care
  
  ElizabethFebruary 5, 2016Staff
  
  Hi Paula,
  
  You have a number of loan options depending on how much you need to borrow. Since you have a very good credit score, you can apply for personal loan and compare available lenders on the page.
  
  You can also apply from the short term lenders listed on this page and try to use the personal loan calculator so you don’t apply for loans out of your budget range.
  
  Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
  
  Thanks for your question,
  Elizabeth
  
  Reply
PaulaFebruary 3, 2016

Hi can you tell me which company will approve a single mother but earning parent pension of $1200 fortnight please.
Can you recommend some places .
I am looking at getting a credit card! My credit score is 750 and I have only one default but paid and that’s it,

Kind Regards,

Paula

Reply
- finder Customer Care
  
  ElizabethFebruary 4, 2016Staff
  
  Hi Paula,
  
  A low credit score can prevent you from being eligible for a credit card. However you may want to look into getting a personal loan. You may compare the loan options available to pensioners where lenders are more flexible with their credit score eligibility.
  
  You may also refer to credit card options for applicants with bad credit to know some information on your credit rating.
  
  Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
  
  Thanks,
  
  Elizabeth
  
  Reply
LukeJune 14, 2015

Can u tell me witch ones office open Sunday??

Reply
- finder Customer Care
  
  ElizabethJune 15, 2015Staff
  
  Hi Luke,
  
  Thanks for your question.
  
  Most of these lenders operate online, so you’re able to submit your application at any time. However, check the operating hours of the lender you apply with to see when your application will be processed and loan sent out to you (pending approval).
  
  Thanks,
  
  Elizabeth
  
  Reply

View Short Term Loan Brands A to Z Listing

A listing of Australian Short Term Loan Brands

In this guide

Types

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