View Short Term Loan Brands A to Z Listing

Information verified correct on February 24th, 2017

Your listing of Australian Short Term Loan Brands

There are a wide range of short term loan brands in Australia. Make sure you do your research and compare the range of options before you apply online.

Cash Direct Cash-Direct

Cash Direct was formed in 2008 to offer hassle-free cash solutions to Australians. Since then, the cash assistance provider has grown to offer cash solutions to help borrowers with a wide range of needs, be they medical expenses, school tuition, emergency expenses or bills. Cash Direct offers affordable personal loans, fast and convenient payday loans and easy short term loans to help you out of most any financial jams.

  • Cash Advance Loan. This is a short-term loan designed to help you get back on your feet when overwhelmed by unexpected expenses. You can borrow up to via a convenient and fast online application and get the money deposited into your bank account the next business day. The loan is for borrowers with a stable income with repayment terms of 45 days.
  • Short Term Cash Loan. This loan is designed to put money in your pocket when faced with shortfalls in your cash flow. You can borrow between $600 and $2,000 with a simple, easy online application and get approved immediately. Your approved loan amount can be in your bank account within 24 hours.

Cash Solutions Cash-Solutions

Cash Solutions provides customers with affordable and flexible short term cash loans to help with different emergencies. By offering loans where you get to know all the fees and costs beforehand, Cash Solutions can help you overcome cash flow problems or even make pay out debt, medical bills or other pressing needs in a transparent way.

With Cash Solutions, you can apply for a short term loan online in less than five minutes and have the money in your bank account the same day. Payday loans from Cash Solutions have the following features:

  • You can borrow up to for emergencies on a flexible loan term of up to six months
  • This loan gives you the option to choose how much you want to borrow, how much to borrow it for, and how you want your repayments to be i.e. weekly, fortnightly or monthly
  • Cash Solutions small cash loans charge a one-time loan origination fee of 20% of the borrowed amount and a 4% standard account fee for every month the loan remains active

Cash StopCash-Stop

Cash Stop is an Australian credit assistance provider, offering short-term loans to help borrowers with their everyday needs. You can access finance conveniently through online applications or at any Cash Stop branch. Here is a look at the payday loans they provide:

  • Online Loans Apply for a short-term loan anywhere in Australia to cover urgent or unexpected expenses through an easy and convenient online application. Loans that are approved will be deposited with a quick turnaround, and you can be approved even if you have poor credit. Cash Stop online loans allow you to borrow $300 to $1,500 to be repaid in one to five months. The loans have competitive rates, no hidden charges and flexible repayments that suit your income and budget. Find out more about the online loan here.
  • Payday Loans. Borrow between and at any Cash Stop branch across Australia to be repaid via installments on your next pay day. The loans can be used for any worthwhile purpose, and you can be approved within hours.
  • Medium Term Loans Borrow anywhere between $2,001 to $5,000 with a loan term of 16 days to 24 months. These loans come with fast approval, competitive rates and low fees. All you need to have is a regular income and a stable employment history to apply for one of these loans.

CashCloud CashCloud

CashCloud is a licensed Australian finance broker that aims to help borrowers find payday loans to get through temporary setbacks. If you choose to apply for a payday loan through CashCloud they will matches your needs with licensed lenders who provide relatively small loans. First, it attempts to get you a loan through its primary lender, Nimble.
If you’re interested in applying for a payday loan, going through the following should hold you in good stead.

  • CashCloud Payday Loans. You can apply for a CashCloud payday loan online, and the process takes no more than a few minutes. The response is quick, and in some cases takes only seconds. Upon approval you can expect to get access to your funds in an hour. The fees and charges associated with your loan depend on the lender in question, and can vary from one lender to the next. Before you agree to take the loan, you get to view all related fees and charges so there are no surprises later. CashCloud does not charge a fee from you, but can receive a commission from the lender.

City Finance City-Finance

With more than two decades of experience, City Finance focuses on simplifying the process of obtaining small payday or cash loans. Their clients come from different walks of lives, ranging from the employed and the unemployed, to pensioners as well as people who receive government benefits. This business has branches across Australia, so you can think about applying for a City Finance loan irrespective of the city or town you call home.

If you’re planning on applying for a City Finance payday loan, consider the following:

  • Payday Loan. You can get as much as $2,000 by applying for a payday loan through City Finance. The online application process is quick and simple. Upon approval you can get access to your approved funds within minutes, or up to two hours depending on who you bank with. In some instances, the transfer takes place the morning of the following business day. These loans follow a simple cost structure, where the establishment fee and the management fee are percentages of the principal amount.

ClearCash ClearCash

Need fast cash to cover bills or other unexpected expenses? ClearCash can offer you the help you need now at a competitive interest rate. Their loans come with with flexible features and fast approval to ensure you are not overwhelmed by cash flow difficulties.

Small loans are easily accessible through online applications, and you can get conditionally approved in less than 30 minutes to have the cash in your account fast.

Borrow from $500 to $3,000 with no hidden fees or gimmicks and manage your loan your way. ClearCash offers you straightforward loans to meet your financial needs, and they give you all the information you need so you know the cost of your loan upfront. Here are the features of a ClearCash payday loan:

  • Application fee of 20% of the loan amount
  • Ability to pay out your loan at any time without penalty
  • Account-keeping fee of 2% of the amount borrowed
  • Loan term of up to 12 months
  • Competitive interest rates determined by the amount you borrow

Easy Finance Loans Easy-Finance

Easy Finance Loans offers personal loans for different purposes, ranging from getting married to paying for medical treatment, and it also offers payday loans that can help you get by until you next get paid. Financial consultants at Easy Finance Loans help you through the application process, which you can initiate online. These loans come with quick approval, and you can look forward to repayment flexibility.

More details of Easy Finance Loans payday loans are as follows.

  • Payday loans. The payday loans that Easy Finance Loans offers are basically short term personal loans. The least you can borrow through them is $300 and the maximum stands at $5,000. You can choose between making weekly, fortnightly, and monthly repayments and approval of your loan can take place on the same day as you apply. You are made aware of all associated fees at the onset, and these loans do not attract any annual fees. You can make extra repayments without worrying about incurring penalties, and you can set up automatic repayments through your salary or a nominated bank account.

Financial Services Online Financial-Services-Online

If you want to borrow some quick cash, Financial Services Online might be able to offer a credit solution for you. Their wide range of payday loans offer convenient online application, fast approval, a free loan eligibility assessment and competitive terms.

Whether you need money for overdue bills or personal purchases, Financial Services Online can help you get the best loan for your situation. Here is a look at the payday loans available :

  • Personal loan. Access some short term cash to cover emergencies or upcoming expenses. Financial Services Online offers you quick cash at competitive rates, low fees and with flexible repayments.
  • Boat loan. Get financing to buy a boat at competitive rates. Whether you have a bad credit rating, are self-employed or are a discharged bankrupt, Financial Services Online can help you get the right boat loan for you.
  • Truck loans. Get access to the best truck loan for you and take advantage of a free loan eligibility assessment. Whatever kind of truck your looking for, you can find competitive rates loan options.
  • Debt consolidation loan. Get a loan to help you clear your bills, pay off overdue car payments or to help manage your credit card debt. Those with poor credit are able to apply.

Funda Custom Credit Solutions Funda-Custom

Funda Custom Credit Solutions aims to help its customers achieve their business or personal financial goals by offering loan solutions with competitive rates and flexible repayments. Borrowers can apply for loans for business and personal purposes online and get approved within 24 hours. Funda loans are delivered to borrowers online or via a wide network of retailers across Australia.

  • Cash loans. Borrow $500 to $5,000 to fund any purchase, be it a new TV, washing machine or other personal purchase. You can apply online and get a pre-approved payment plan with rates. Approval is offered within 24 hours.
  • Funda rental lease. This is a credit solution to help you fund business purchases. You can borrow up to on a loan term of up to 48 months for running your business and get to claim 100% tax deductions, get approved for the loan instantly and access the money in 24 hours.

iWant Payday Iwantpayday

iWant Payday is an online lender, offering short-term loans for different purposes including car repairs, Christmas shopping, covering your bills or going on holiday. iWant Payday provides online payday loans to Australians, giving a helping hand whenever you are short of cash.

  • Payday Cash Loan This is a short-term loan designed to help you with cash shortfalls. Borrow between $400 and $2,000 to cover any pressing need, by applying within two minutes online. The money will be deposited in your account within one to three days. There is no paperwork or faxing required and no hidden charges. If you’re not able to wait until payday to get the money you need, you can apply for a payday loan 24/7 even if you have bad credit.

Money Plus Money-Plus

Money Plus has been operating in Australia for over 10 years, providing short-term loans to help borrowers with different financial needs. This cash assistance provider has branches across western Sydney and offers reliable cash loans. It also charges minimal fees and allows customers to apply online from anywhere in Australia.

Money Plus allows customers to borrow between $100 and $6,000, with the convenience of having loans approved and getting your loan within 30 minutes of applying. There are no upfront application fees and it only takes a few minutes to apply for a loan.

  • Cash Loans. Money Plus provides quick access to personal finance solutions when you need cash for any expense. You don’t need to provide assets or collateral when applying for a Money Plus loan and borrowers with bad credit ratings are still eligible.

Money Start Money-Start

Money Start loans are provided by Credit Corp Financial Services, helping you with quick and convenient financing whenever you are strapped for cash. Their loans are designed to give you the freedom to get what you want or to meet unexpected expenses immediately.

With a Money Start loan, you have the flexibility to repay your loan on your own terms. The loans are easily accessible online with no need for paperwork, and you can still apply if you have bad credit.

  • Cash loans. A Money Start quick cash can give you access to $3,000 to $5,000 instantly to help you with your cash flow issues. The loans are approved fast and the money is deposited in your bank account within 24 hours of final approval. They offer easy repayment options to suit your lifestyle, no hidden charges and easy online applications. A Money Start cash loan can give you the money you need for loan terms of between 24 to 36 months

Payday King Payday-King

With Payday King, you get short-term cash solutions that are flexible and convenient to help you with any pressing need. To ensure responsible lending, Payday King matches you with their prefered lender Rapid Loans, who will look at your current financial position and ability to repay the loan. They will assess how much you’re able to borrow and once approved, cash is transferred to your account.

The lender offers you loans of between $1,000 to $2,000. You’re usually able to make repayments weekly, fortnightly or monthly depending on your income or preferences. Here are the key benefits of a Payday King quick cash loan:

  • Fast funding. Simply send your loan application to Payday King and they will match you with the best loan solution for you from their preferred lender (Rapid Loans). Your funds will then be sent to your account upon approval.
  • Online application. You can easily and quickly apply for a loan from the privacy of your home.
  • Transparency. You get the exact breakdown of fees, rates and repayments prior to signing the loan contract.

Rapid Loans Rapid-loans

Rapid loans is a lender that operate complete online, providing fast cash solutions to meet your everyday needs. Whether you need a little extra cash to pay off rent or want money for a new car, Rapid loans can provide a less stressful way to get the funds you want.

Rapid loans has been providing personal, small loans to Australians since 2003. By offering competitive financing with highly personalised service and easy online applications, Rapid loans has helped over 25,000 Australians access no fuss online short-term loans.

  • Fast Cash Loans. You can borrow between $300 and $10,000 at affordable rates with easy online repayments to cater for any need you have. The loans are easily accessible online, with approval made within 24 hours. The cash is made available to you quickly.
  • Fast Personal Loans. Borrow between $2,000 and $10,000 at affordable rates and with flexible terms and conditions. This loan can help cater for broader uses such as car purchases and debt consolidation, can be applied for online and approved within 24 hours.

Speedy Money SpeedyMoney

SpeedyMoney is an online lender committed to offering you hassle-free and easy solutions to your short-term borrowing needs. The lender offers short-term cash loans that can be applied for online, even if you don’t have a perfect credit rating. SpeedyMoney quick cash and payday loans are designed to help you cover unexpected expenses or financial emergencies, so are approved fast and the money is made available to you almost instantly.

  • Quick Cash Loans. Australian residents with a regular income who are over the age of 18 can borrow $200 to $1,200 from SpeedyMoney through a simple online application that takes five minutes. The online loan applications are approved quickly, and money can be sent to your bank account within 60 minutes of final approval. You can choose the amount you want to borrow and see what your weekly repayments will be from the onset. SpeedyMoney Payday loans are unsecured and offered for loan terms of up to 60 days.

Spot Loans Spot-Loans

Spot Loans is a registered business name of Fundco Pty Ltd, and this credit provider provides cash loans that you can use for a variety of purposes. They assess your financial requirements, look after all paperwork required to forward your cash loan application, and finds you a loan best suited to your needs.

Details of the payday loans, or cash loans, that this credit provider offers are as follows:

  • Cash loans. You can apply for as little as $500 and you can borrow up to $3,000, with the maximum loan term standing at 12 months. You can use the loan amount for anything — to pay bills, to travel, to take care of medical expenses, for car repairs, towards relocation expenses, and so on. You do not have to pay any fee if your application is unsuccessful, and upon approval Spot Loans discloses all related fees and charges. Applying is easy as you simply fill an online application form and get an answer in a matter of minutes.
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6 Responses to View Short Term Loan Brands A to Z Listing

  1. Default Gravatar
    Paula | February 4, 2016

    Hi my credit score is 750 I just have one default paid that’s all.
    Do you have any ideas where I can get a loan from!

    Please it’s urgent need some money not a lot but something will help

    • Staff
      Elizabeth | February 5, 2016

      Hi Paula,

      You have a few options depending on how much you need to borrow. Here is a page that compares different lenders for imperfect credit ratings. This page has a personal loan calculator so you don’t apply for loans out of your budget range.

      Thanks for your question,


  2. Default Gravatar
    Paula | February 3, 2016

    Hi can you tell me which company will approve a single mother but earning parent pension of $1200 fortnight please.
    Can you recommend some places .
    I am looking at getting a credit card! My credit score is 750 and I have only one default but paid and that’s it,

    Kind Regards,


    • Staff
      Elizabeth | February 4, 2016

      Hi Paula,

      Unfortunately, a low credit score can prevent you from being eligible for a credit card. However you may want to look into getting a personal loan. This page compares the loan options available to pensioners such as yourself and are more flexible with their credit score eligibility;

      Here is another page that will give you some information on your credit rating.



  3. Default Gravatar
    Luke | June 14, 2015

    Can u tell me witch ones office open Sunday??

    • Staff
      Elizabeth | June 15, 2015

      Hi Luke,

      Thanks for your question.

      Most of these lenders operate online, so you’re able to submit your application at any time. However, check the operating hours of the lender you apply with to see when your application will be processed and loan sent out to you (pending approval).



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