⚠️ Warning about Borrowing
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Hi I have a credit score of 298 and got 3 loans already but I earn 7000 a month and my payments for current loans are 1000 a month could you tell me which lender I have a chance with?
Hi Will,
Generally, in order to be approved for a loan, you need to provide evidence that you can make repayments, usually in the form of income. Other criteria apply also, including your current level of debt, employment status and personal situation (such as number of children/dependents). All of these factors can impact your ability to be approved for a loan.
You can learn more about applying for a loan when your credit score is on the lower side here:
https://www.finder.com.au/bad-credit-personal-loans
Best of luck!
Hi,
Just wanting to see if we can get the Quickle name up on your website.
Hi Quickle,
Thank you for your question.
For you to be able to partner with Finder, you would need to head to our Partner with us page. Once there, kindly fill in the form, and once you hit on submit. Our client services team will get in touch with you to discuss your proposal. Hope this helps!
Cheers,
Reggie
Hi my credit score is 750 I just have one default paid that’s all.
Do you have any ideas where I can get a loan from!
Please it’s urgent need some money not a lot but something will help
Hi Paula,
You have a number of loan options depending on how much you need to borrow. Since you have a very good credit score, you can apply for personal loan and compare available lenders on the page.
You can also apply from the short term lenders listed on this page and try to use the personal loan calculator so you don’t apply for loans out of your budget range.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Thanks for your question,
Elizabeth
Hi can you tell me which company will approve a single mother but earning parent pension of $1200 fortnight please.
Can you recommend some places .
I am looking at getting a credit card! My credit score is 750 and I have only one default but paid and that’s it,
Kind Regards,
Paula
Hi Paula,
A low credit score can prevent you from being eligible for a credit card. However you may want to look into getting a personal loan. You may compare the loan options available to pensioners where lenders are more flexible with their credit score eligibility.
You may also refer to credit card options for applicants with bad credit to know some information on your credit rating.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Thanks,
Elizabeth
Can u tell me witch ones office open Sunday??
Hi Luke,
Thanks for your question.
Most of these lenders operate online, so you’re able to submit your application at any time. However, check the operating hours of the lender you apply with to see when your application will be processed and loan sent out to you (pending approval).
Thanks,
Elizabeth