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SRG Finance Prepaid Visa

SRG Finance Short Term Personal Loan
Maximum loan amount
Turnaround time (before 1500 AEST)
Same day
Term of loan
3 to 12 months
Do you really need a loan today? If you would like to speak to someone about your finances you can call the free National Debt Helpline on 1800 007 007.


Have your money available to use within minutes with the SRG Finance Prepaid Visa Card.

A prepaid Visa Card can give you the ultimate control over your money. With SRG Finance, your SRG Cash will be available on your Visa Card within minutes of approval of your loan. A SRG Finance Visa Card is one of the quickest ways you can have your funds available to you, and is an alternative option for you when you need a fast financing solutions.

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question


Product details

Product Name SRG Finance Short Term Personal Loan
Maximum loan amount $3,000
Loan term 3 to 12 months
Turnaround time Same day (before 1500 AEST)
Costs 20% of borrowed amount + 4% of borrowed amount each month
Requirements You must be over 18 and not receiving Centrelink benefits as your primary source of income
Available to Centrelink Borrowers? No

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Things to consider

The SRG Finance Prepaid Visa Card works by you preloading funds onto your card. Once your funds are loaded onto your card, you can use your Prepaid Visa card to make purchases or carry out transactions. This card differs from a regular Visa Debit Card as it is not linked directly to your bank account. Your SRG Prepaid Visa can be issued to you if you are approved for a cash advance or personal loan with SRG Finance.

SRG Prepaid visa

Features of the SRG Finance Prepaid Visa

  • Widely accepted. The SRG Finance Prepaid Visa Card is widely-accepted and can be widely-used. You can withdraw from any ATM in Australia that accepts Visa. You can also use your Prepaid Card anywhere they are accepted, which includes online and phone transactions, retailers/service providers and EFTPOS. Please note: acceptance of the Prepaid Visa is at the discretion of the merchant.
  • More control. The Prepaid Visa gives you more control over your funds and allows you to pull the strings. By preloading money onto your card, it allows you to better control your spending and budget.
  • Internet banking. With SRG Finance, you can access your account online. Through your online account you can monitor your card balance, review your purchases and review your card details, providing you with greater convenience. You can also activate your account online.
  • Card limit. Your SRG Finance Prepaid Visa Card has a card limit of $1,000. That is, you can only have $1,000 stored and loaded onto your card at a time.

Fees and charges

There are some fees and charges you must consider before taking out your Prepaid Visa Card. These fees include:

  • Westpac branded ATMs Westpac or St George ATMs charge $0 for withdrawals, balance inquiries and insufficient funds fees. It is recommended you always use Westpac branded ATMs where possible to reduce the amount you pay in ATM fees.
  • Other branded ATM fees When you withdraw from other ATMs owners, you will be liable to pay their fee at the time of the withdrawal or balance enquiry. The fee you will be charged will be displayed on the ATM at the time of your transaction.
  • Currency conversion There is a currency conversion fee of 3.5% of the total amount of each transaction. This fee is deducted from your card at the time you make the conversion.

How to apply for prepaid visa

To be eligible for a SRG Finance Prepaid Visa, you will need to take out a personal loan or cash advance with SRG. After you have done this, you can be issued with a Prepaid Visa. However, there are some other eligibilities you must be:

  • At least 18 years of age You must be at least 18 years old to apply for personal loans and cash advances, therefore, you can only get this prepaid card if you are at least 18 years old.
  • Looking for a loan less than $1,000. As the Prepaid Visa has a $1,000 limit on the card, your personal loan will need to be worth less than $1,000 and you will need to make a special request to be issued with a Prepaid Visa.

Once you meet those eligibilities, you can now apply. An application form is available online for you to complete. You will require the following documentation and information:

  • Personal details
  • Employment details
  • Loan amount requested and reason for the loan

The SRG Finance Prepaid Visa Card could make a convenient addition to your SRG cash advance or personal loan as it gives you easy access to your funds. Apply today to secure your own Prepaid Visa.

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March 06, 2015

Can u top up loans


Shirley Liu Finder

March 06, 2015

Hi Julie,

Thanks for your question.

Unfortunately you can’t top up a SRG finance cash loan. Other types of personal loans may be eligible for a top up but will require a reassessment.



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