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SRG Finance Short Term Personal Loan

SRG Finance Short Term Personal Loan
Maximum loan amount
Turnaround time (before 1500 AEST)
Same day
Term of loan
3 to 12 months
Do you really need a loan today? If you would like to speak to someone about your finances you can call the free National Debt Helpline on 1800 007 007.


Get a short-term loan up to $3,000 with terms up to 1 year. This loan is expensive and features high fees and charges.

This short-term personal loan by SRG has a maximum loan amount of $3,000 with terms between 3 to 12 months. It has an easy online application and, depending on when you apply, you can get same-day funding. This loan is expensive and comes with high fees and charges. You will be charged an establishment fee of 20% the borrowed amount and a monthly fee of 4%. As this loan is expensive, you should only borrow in case of an emergency. This is not a long-term financial solution.

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Product details

Product Name SRG Finance Short Term Personal Loan
Maximum loan amount $3,000
Loan term 3 to 12 months
Turnaround time Same day (before 1500 AEST)
Costs 20% of borrowed amount + 4% of borrowed amount each month
Requirements You must be over 18 and not receiving Centrelink benefits as your primary source of income
Available to Centrelink Borrowers? No

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Things to consider about a personal loan from SRG Finance

You can use proceeds from an SRG Finance Short Term Personal Loan for a variety of reasons, such as paying for car repairs or covering a budget shortfall. An SRG Finance representative can help you determine how much you can borrow. You can work on a repayment plan according to your budget.

In addition to personal loans, SRG Finance offers cash advance loans, secured loans and prepaid Visa cards.

Features of the SRG Finance short term personal loan

If you’re considering an SRG Finance Short Term Personal Loan, consider the following features to make sure it’s right for you:

  • Easy application. You can complete the online personal loan application in minutes, provided you have all the necessary information close at hand. You can apply using a computer, tablet or smartphone.
  • Quick disbursement of funds. After receiving your application and all supporting documentation, SRG Finance usually takes around two hours to provide an answer. If it approves your loan, the money is transferred into your nominated bank account straight away. If all the required information is received before 3:00pm (AEST), you can get the money you need on the same day.
  • Variable loan amount. You can borrow up to $3,000 through an SRG Finance Short Term Personal Loan. The maximum you qualify for depends on factors such as your existing income and ability to make repayments.
  • Various loan terms are available. The loan terms on offer vary from 3 to 12 months.
  • Automatic repayments. Repayments towards your loan take place via direct debit from your account according to your loan schedule, so you don’t have to worry about making your repayments on time. This happens automatically.
  • Additional repayments. You can make additional payments towards your loan after making prior arrangements with SRG Finance.

How can you apply for the SRG Finance short term personal loan?

Click on the “Go to Site” button to get your loan application started. Before you do, make sure you meet these eligibility criteria:

  • You’re over 18 years of age
  • You’re an Australian citizen or a permanent resident
  • You can submit proof that shows you’ve lived at your current residence for at least three months
  • Your bank account shows proof of income in the form of direct credits (which can include pension payments)
  • You are not subject to a Part IX or X Debt Agreement
  • You are not undischarged bankrupt
  • You have to pass a credit check

Completing the application successfully requires that you provide some basic information:

  • Amount requested and the purpose of loan
  • Your name, email address, residential address, home phone number and work phone number
  • Your date of birth
  • Time spent at current address
  • Monthly rent or mortgage
  • Bank account details (BSB number, name of bank and account number)

If you don’t use online banking, an SRG Finance representative will get in touch with you after you submit your application to take your loan forward.

An SRG Finance short term personal loan can give you access to the money you need in a hurry. However, since you can find several similar offerings, make sure you compare a few before applying.

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November 30, 2016

If I were to borrow $3000, can you please explain what is meant by 20% of borrowed amount + 4% of borrowed amount each month, what would be my repayments be if I took the loan out for 12 months.


May Finder

November 30, 2016

Hi Pauline,

Thanks for your question.

That’s how the repayments are calculated. So for your $3000 loan, it would be repaid over 12 months. The repayments for the first 6 months are $132 per week and then $56 per week for the second 6 months of the loan. (please note these figures are an approximation and may change. This does not constitute an offer of credit)

Hope this helps.



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