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Quickcash small loan review

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Quickcash Small Loan
Maximum loan amount
$2,000
Turnaround time conditions apply
1 hour
Term of loan
42 to 90 days
Do you really need a loan today? If you would like to speak to someone about your finances you can call the free National Debt Helpline on 1800 007 007.

Summary

Apply for a small, short term loan from $200 to $2,000 with Quickcash.

Quickcash is a payday loan provider offering fast cash loans from $200 to $2,000 to eligible Aussies. Loan terms vary from 62 days to 90 days.

You can apply for a payday loan with Quickcash entirely online. Pricing is transparent and successful loan applicants could have money in their accounts in as little as 1 hour.

In this guide

  • Review
  • Details
    • Product Details
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Details

Product Details

Product Name Quickcash Small Loan
Minimum loan amount $200
Maximum loan amount $2,000
Loan term 42 to 90 days
Turnaround time 1 hour - conditions apply
Costs 20% of loan amount + 4% of loan amount each month
Available to Centrelink Borrowers? Yes

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

How does a small loan from Quickcash work?

Quickcash offers fast access to small loans for Aussies looking to cover unexpected expenses and spread the cost over their next 2 to 3 paydays. Applications are made 100% online and take only a few minutes to complete. Once approved, successful applicants need only sign their econtract and could have the money in their account in as little as 60 minutes.

Quickcash loans can be used for almost any legitimate purpose. Most often though, people use these kinds of loans for emergency expenses such as dental work, car repairs or vet bills.

Features of a small loan from Quickcash

The following features apply to a Quickcash payday loan:

  • Loan amount. Apply for a loan between $200 and $2,000.
  • Apply online. Applications with Quickcash are 100% online.
  • Same-day funding. If approved, you could receive your funds in as little as 1 hour, depending on your bank.
  • Loan term. Terms for this loan product vary from 62 to 90 days.
  • Good credit not required. Applicants for Quickcash loans are not required to have a good credit history.
  • Centrelink applicants may be eligible. If your primary source of income does not come from Centrelink payments (i.e. less than 50%) you may still be eligible for a loan.
  • Repay your loan early. Quickcash does not charge penalty payments for repaying your loan early, should you choose to.

How much do Quickcash short term loans cost?

Quickcash charges the following fees:

  • Establishment fee. 20% of borrowed amount.
  • Monthly fees. 4% of borrowed amount, paid monthly.

Additional costs, such as late payment or dishonour fees, may also apply.

How you can apply

To apply for a loan from Quickcash, simply click "Go to site" and submit a fully online application. Prior to this, it's important to check that you are eligible before submitting an application. To be eligible, you must be:

  • Aged 18 or over
  • Employed and have a regular income
  • An Australian citizen or permanent resident

If you're considering applying for a payday loan, you may also want to compare more options yourself, before making a commitment.

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December 13, 2022

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