Nimble Short Term Loans

Nimble provides quick, short term loans for Australians who get caught short before payday.

Nimble can approve loans online within minutes with their technology and offer borrowers a convenient way to get covered until payday. Nimble has operated since 2005 and specialises in short term loans for Australians.

Nimble Short Term Loans

Nimble Short Term Loan

  • Borrow up to $2,000
  • Bad credit OK
  • SMS payment reminders
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100% confidential application

Nimble Short Term Loans

Nimble offer a fast and easy online application. You can apply today to get approved for up to $2,000.

  • Loan amount: $2,000
  • Loan term: 62 days to 1 year
  • Turnaround time: 1 hour - conditions apply*
  • Fees: 20% of loan amount + 4% of loan amount each month
  • Bad credit borrowers OK
  • Quick and easy Approval
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Rates last updated February 23rd, 2018
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Fortnightly Repayment $1,500 Product Description
Nimble Short Term Loan
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
Apply for up to $2,000 and have 62 days to 1 year to repay. Note: Centrelink must not be your primary source of income.
Nimble Medium Loan
Up to 2 years
1 hour - conditions apply*
Application fee of $400 + 47.62% APR
Apply for up to $5,000 and get approved in 1 hour - conditions apply.

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What loans are available?

Nimble offers short term loans that are designed to cover expenses that have come up before you get paid. These come as two different loan types:

  • Small loan. This is a loan between $300 and $2,000 that can be repaid over a period of between 62 days to 1 year.
  • Medium loan. You can also apply for a larger loan between $2,001 and $5,000 which can be repaid over 2 year(s).

What features does Nimble offer?

Nimble offers a range of features which make them a viable option if you're considering a short term loan. Here are some of the main features of their loans:

  • Simple repayments. Nimble sets out your repayments in your contract but you can choose your loan term and repayment structure. Your payments will be direct debited out of your account on the set repayment days, which you can check in the Nimble Members Area, and Nimble will also send you a reminder the day before payments are due.
  • Receive your money quickly. After your loan is approved before 4:30pm on a business day, you can expect to see your money in your nominated bank account within one hour. This may vary between banks.
  • Visibility. Nimble offers detailed information about their company and their loans on their website so you are confident with who you are borrowing from.
  • Ease of future borrowing. After you borrow with Nimble for the first time you can apply again, and can have instant access to approved loans with the Nimble Prepaid Visa Card.
Nimble smart little loans logo

Is there anything to be aware of?

Nimble loans are designed to be short term loan solution, and should not be used to fix long term financial problems.

What to know about Nimble

Nimble was launched in November of 2005 after the company's founders saw a gap in the short term and payday loan market. They aimed to develop a business which stood out from the other loan providers that were available at the time. They focused on meeting customers needs and the company has since grown into one of Australia's most prominent short term loan providers. Since the company's inception that have approved over 1,000,000 loans.

How do you apply?

To apply with Nimble simply follow the secure link on this page to their online application form.. You need to meet the following criteria to be eligible:

  • Be over 18
  • Be employed
  • Not depend on Centrelink benefits

Nimble has developed technology whereby a loan can be applied for online within minutes. While the system verifies your details automatically, on some occasions Nimble will need to do additional checks in order to approve your loan. To apply you will need to provide personal details, employment details and details of your finances including your pay cycle, rent or mortgage repayments and your next pay date.

Nimble TV Commercial Ad

Nimble are known for their quirky TV ads. Check out their latest campaign for life's unexpected expenses. The ad below is what saw them take fire from consumers and other media outlets.

Questions you might still have about Nimble

Can I get a Nimble loan if I have bad credit?

If you have bad credit history Nimble will still consider you for a loan. Although if you are currently bankrupt, in a part nine debt agreement or have especially bad credit history your application will not be approved.

What if I can't make my repayments?

Fees and charges may apply if you do not make your repayments. If you know you will not be able to make a payment you should contact Nimble directly.

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39 Responses

  1. Default Gravatar
    August 26, 2017

    I have low credit score and I have no bad credit and defaulter but I. Don’t why I am not getting loan I had Dicline before.
    Can I get Lon $ 5000 it is very urgent
    I am self employed

    • Staff
      MariaAugust 26, 2017Staff

      Hey Altaf,

      Thank you for reaching out to us.

      You may find useful information on our page on How to Understand Your VedaScore to read about the other factors that affect your score. It also includes a link to get your credit score for free.

      As finder is an online comparison service and is not a product issuer, it would be best to get in touch with a lender featured on our pages to discuss your eligibility or options.

      You may compare options on this page on Loans Up To $10,000 Even With Bad Credit.

      Before applying for a loan, please ensure that you meet the eligibility criteria and requirements of the loan option or lender and make sure to read the details, as well as the relevant PDS/ T&Cs of the loan option before making a decision and consider whether the product or option is right for you.

      I hope this helps.


  2. Default Gravatar
    CarmelFebruary 9, 2017

    I have just been approved for a nimble loan.I have money coming through in a couple of weeks.Can i wait till it come through 2 make a full payment instead of a fortnightly one?

    • Staff
      LouFebruary 10, 2017Staff

      Hi Carmel,

      Thanks for your question.

      When you apply for a Nimble loan, Nimble sets out your repayments in a contract based on the pay frequency you indicated and agreed upon. Your payments will be direct debited out of your account on the set repayment days.

      If you want a different repayment term, you may directly contact Nimble to inquire if this is possible.


  3. Default Gravatar
    AigaNovember 22, 2016

    Can people from New Zealand apply for Nimble loan??

    • Staff
      LouNovember 22, 2016Staff

      Hi Aiga,

      Thanks for your question.

      Unfortunately, Nimble only accepts loan applicants who are Australian residents.


  4. Default Gravatar
    ErnestDecember 23, 2015

    I need help to start and open my business if just 35,000

    • Staff
      ElizabethDecember 23, 2015Staff

      Hi Ernest,

      You can find out more and apply for business loans on this page.

      I hope this has helped.



  5. Default Gravatar
    RobertDecember 4, 2015

    Just a short loan $300 for xmas

    • Staff
      ElizabethDecember 4, 2015Staff

      Hi Robert,

      If you’d like to apply for a loan with Nimble, please click “Go to Site” to submit your application. Remember to review your eligibility criteria to ensure the loan is right for you.

      I hope this has helped.



  6. Default Gravatar
    ashleyApril 1, 2015

    How quickly is it approved?

    • Staff
      BelindaApril 1, 2015Staff

      Hi Ashley,

      Thanks for reaching out to

      Depending on your lender, the time taken for loan approval may vary from minutes to hours, or even longer. After your loan is approved, you can expect to see your money in your nominated bank account within one hour. However, this may vary between banks.

      Make sure you check out your lenders’ terms and conditions regarding their application and approval process.

      I hope this helps.


    • Staff
      ElizabethApril 1, 2015Staff

      Hi Ashley,

      Thanks for your question.

      A Nimble loan application takes five minutes to complete, and if no further details are required you’ll find out if you’ve been approved within a few minutes.

      Hope this has helped.



  7. Default Gravatar
    AnneJanuary 12, 2015

    Hi How much would weekly repayments be on loan of amount of $1000.00

    • Staff
      ElizabethJanuary 12, 2015Staff

      Hi Anne,

      Thanks for your question.

      If you were to repay the loan over a period of 17 days, your weekly repayments would be $620 for a total repayment amount of $1,240.00. Keep in mind this is only an indication and the repayment terms you’re offered by Nimble might be different, and so would affect the amount you would repay.

      I hope this has helped.



  8. Default Gravatar
    KazDecember 26, 2014

    how many repayments if i borrow 1000?

    • Staff
      ShirleyDecember 29, 2014Staff

      Hi Kaz,

      Thanks for your question.

      Your repayments will depend on how often you’re paid and your first repayment date. For example, if you’re paid on a monthly basis and your first repayment date is Monday 5 Jan, your first repayment amount would be $640 and then your second repayment would be $640 on Thursday 5th Feb.

      Please note that this is just an indication and doesn’t represent a quote.


  9. Default Gravatar
    RodMcFDecember 23, 2014

    Considering pay day advance of 900. Have 6 payments remaining of $19.58 er F Night with Saffrock (C Convertors) old loan. Part time work of 300 – 400 week. Disability pension. Eligible?

    • Staff
      ShirleyDecember 23, 2014Staff

      Hi RodMcF,

      Thanks for your question.

      Please note that not a product issuer or a credit provider.

      Nimble will look at your employment status and your ability to repay the loan. To be eligible for a Nimble loan, you need to be working – so if your primary source of income is Centrelink benefits, you won’t be able to borrow from Nimble. If you have anymore questions about your eligibility, please get in touch with Nimble directly.


  10. Default Gravatar
    KelDecember 3, 2014

    When will Nimble be back on line I can’t access their website.

    • Staff
      ShirleyDecember 4, 2014Staff

      Hi Kel,

      Thanks for your question.

      Nimble is currently back online, you may want to try accessing their website now.


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