Nimble Short Term Loans

Nimble provides quick, short term loans for Australians who get caught short before payday.

Nimble can approve loans online within minutes with their technology and offer borrowers a convenient way to get covered until payday. Nimble has operated since 2005 and specialises in short term loans for Australians.

Nimble Short Term Loans

Nimble Short Term Loan

  • Borrow up to $2,000
  • Bad credit OK
  • SMS payment reminders
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100% confidential application

Nimble Short Term Loans

Nimble offer a fast and easy online application. You can apply today to get approved for up to $2,000.

  • Loan Amount: $2,000
  • Loan Term: 62 days to 1 year
  • Turnaround Time: 1 hour - conditions apply
  • Total Cost of Borrowing $100: 20% of principal amount (establishment fee) + 4% of principal amount per month.
  • Bad credit borrowers OK
  • Quick and easy Approval
  • Loan amount: $2,000
  • Loan term: 62 days to 1 year
  • Turnaround time: 1 hour - conditions apply*
  • Fees: 20% of loan amount + 4% of loan amount each month
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Rates last updated June 26th, 2017
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Product Description
Nimble Short Term Loan
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
Apply for a short term loan and you could borrow up to $2,000
Nimble Medium Loan
Up to 2 years
1 hour - conditions apply*
Application fee of $400 + 47.62% APR
Apply for up to $5,000 and get approved in 1 hour - conditions apply.

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What loans are available?

Nimble offers short term loans that are designed to cover expenses that have come up before you get paid. These come as two different loan types:

  • Small loan. This is a loan between $300 and $2,000 that can be repaid over a period of between 62 days and 12 month.
  • Medium loan. You can also apply for a larger loan between $2,001 and $5,000 which can be repaid over two years.

What features does Nimble offer?

Nimble offer a range of features which make them a viable option if you're considering a short term loan. Here are some of the main features of their loans:

  • Simple repayments. Nimble sets out your repayments in your contract but you can choose your loan term and repayment structure. Your payments will be direct debited out of your account on the set repayment days, which you can check in the Nimble Members Area, and Nimble will also send you a reminder the day before payments are due.
  • Receive your money quickly. After your loan is approved before 4:30pm on a business day, you can expect to see your money in your nominated bank account within one hour. This may vary between banks.
  • Visibility. Nimble offers detailed information about their company and their loans on their website so you are confident with who you are borrowing from.
  • Ease of future borrowing. After you borrow with Nimble for the first time you can apply again, and can have instant access to approved loans with the Nimble Prepaid Visa Card.
Nimble smart little loans logo

Is there anything to be aware of?

Nimble loans are designed to be short term loan solution, and should not be used to fix long term financial problems.

What to know about Nimble

Nimble was launched in November of 2005 after the company's founders saw a gap in the short term and payday loan market. They aimed to develop a business which stood out from the other loan providers that were available at the time. They focused on meeting customers needs and the company has since grown into one of Australia's most prominent short term loan providers. Since the company's inception that have approved over 1,000,000 loans.

How do you apply?

To apply with Nimble simply follow the secure link on this page to their online application form.. You need to meet the following criteria to be eligible:

  • Be over 18
  • Be employed
  • If you depend on Centrelink benefits, your approval depends on your ability to afford the loan

Nimble has developed technology whereby a loan can be applied for online within minutes. While the system verifies your details automatically, on some occasions Nimble will need to do additional checks in order to approve your loan. To apply you will need to provide personal details, employment details and details of your finances including your pay cycle, rent or mortgage repayments and your next pay date.

Nimble TV Commercial Ad

Nimble are known for their quirky TV ads. Check out their latest campaign for life's unexpected expenses. The ad below is what saw them take fire from consumers and other media outlets.

Questions you might still have about Nimble

Can I get a Nimble loan if I have bad credit?

If you have bad credit history Nimble will still consider you for a loan. Although if you are currently bankrupt, in a part nine debt agreement or have especially bad credit history your application will not be approved.

What if I can't make my repayments?

Fees and charges may apply if you do not make your repayments. If you know you will not be able to make a payment you should contact Nimble directly.

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Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
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37 Responses to Nimble Short Term Loans

  1. Default Gravatar
    Carmel | February 9, 2017

    I have just been approved for a nimble loan.I have money coming through in a couple of weeks.Can i wait till it come through 2 make a full payment instead of a fortnightly one?

    • Staff
      Anndy | February 10, 2017

      Hi Carmel,

      Thanks for your question.

      When you apply for a Nimble loan, Nimble sets out your repayments in a contract based on the pay frequency you indicated and agreed upon. Your payments will be direct debited out of your account on the set repayment days.

      If you want a different repayment term, you may directly contact Nimble to inquire if this is possible.


  2. Default Gravatar
    Aiga | November 22, 2016

    Can people from New Zealand apply for Nimble loan??

    • Staff
      Anndy | November 22, 2016

      Hi Aiga,

      Thanks for your question.

      Unfortunately, Nimble only accepts loan applicants who are Australian residents.


  3. Default Gravatar
    Ernest | December 23, 2015

    I need help to start and open my business if just 35,000

    • Staff
      Elizabeth | December 23, 2015

      Hi Ernest,

      You can find out more and apply for business loans on this page.

      I hope this has helped.



  4. Default Gravatar
    Robert | December 4, 2015

    Just a short loan $300 for xmas

    • Staff
      Elizabeth | December 4, 2015

      Hi Robert,

      If you’d like to apply for a loan with Nimble, please click “Go to Site” to submit your application. Remember to review your eligibility criteria to ensure the loan is right for you.

      I hope this has helped.



  5. Default Gravatar
    ashley | April 1, 2015

    How quickly is it approved?

    • Staff
      Belinda | April 1, 2015

      Hi Ashley,

      Thanks for reaching out to

      Depending on your lender, the time taken for loan approval may vary from minutes to hours, or even longer. After your loan is approved, you can expect to see your money in your nominated bank account within one hour. However, this may vary between banks.

      Make sure you check out your lenders’ terms and conditions regarding their application and approval process.

      I hope this helps.


    • Staff
      Elizabeth | April 1, 2015

      Hi Ashley,

      Thanks for your question.

      A Nimble loan application takes five minutes to complete, and if no further details are required you’ll find out if you’ve been approved within a few minutes.

      Hope this has helped.



  6. Default Gravatar
    Anne | January 12, 2015

    Hi How much would weekly repayments be on loan of amount of $1000.00

    • Staff
      Elizabeth | January 12, 2015

      Hi Anne,

      Thanks for your question.

      If you were to repay the loan over a period of 17 days, your weekly repayments would be $620 for a total repayment amount of $1,240.00. Keep in mind this is only an indication and the repayment terms you’re offered by Nimble might be different, and so would affect the amount you would repay.

      I hope this has helped.



  7. Default Gravatar
    Kaz | December 26, 2014

    how many repayments if i borrow 1000?

    • Staff
      Shirley | December 29, 2014

      Hi Kaz,

      Thanks for your question.

      Your repayments will depend on how often you’re paid and your first repayment date. For example, if you’re paid on a monthly basis and your first repayment date is Monday 5 Jan, your first repayment amount would be $640 and then your second repayment would be $640 on Thursday 5th Feb.

      Please note that this is just an indication and doesn’t represent a quote.


  8. Default Gravatar
    RodMcF | December 23, 2014

    Considering pay day advance of 900. Have 6 payments remaining of $19.58 er F Night with Saffrock (C Convertors) old loan. Part time work of 300 – 400 week. Disability pension. Eligible?

    • Staff
      Shirley | December 23, 2014

      Hi RodMcF,

      Thanks for your question.

      Please note that not a product issuer or a credit provider.

      Nimble will look at your employment status and your ability to repay the loan. To be eligible for a Nimble loan, you need to be working – so if your primary source of income is Centrelink benefits, you won’t be able to borrow from Nimble. If you have anymore questions about your eligibility, please get in touch with Nimble directly.


  9. Default Gravatar
    Kel | December 3, 2014

    When will Nimble be back on line I can’t access their website.

    • Staff
      Shirley | December 4, 2014

      Hi Kel,

      Thanks for your question.

      Nimble is currently back online, you may want to try accessing their website now.


  10. Default Gravatar
    Ben | May 22, 2014

    Hello, I used nimble for 3 small loans over 3 months. Stupidly I didn’t know it would affect my credit rating. I have always paid my credit card and personal loan on time for years now and have never been late to pay anything. Will this affect future applications for home loans?

    • Staff
      Shirley | May 23, 2014

      Hi Ben,

      Thanks for your question.

      While an enquiry does appear on your credit history, lenders generally look at your whole credit history.

      If you’re concerned about your eligibility, its probably best to speak to some lenders without making any formal applications to discuss this.


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