Nimble Short Term Loans

Information verified correct on December 10th, 2016

Nimble provides quick, short term loans for Australians who get caught short before payday.

Nimble can approve loans online within minutes with their technology and offer borrowers a convenient way to get covered until payday. Nimble has operated since 2005 and specialises in short term loans for Australians.

Nimble Short Term Loan

Nimble Short Term Loans

Nimble offer a fast and easy online application. You can apply today to get approved for up to $2,000.

  • Loan Amount: $2,000
  • Loan Term: 62-365 days
  • Turnaround Time: 1 hour - conditions apply
  • Total Cost of Borrowing $100: 20% of principal amount (establishment fee) + 4% of principal amount per month.
  • Bad credit borrowers OK
  • Quick and easy Approval
    Rates last updated December 10th, 2016
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    What loans are available?

    Nimble offers short term loans that are designed to cover expenses that have come up before your payday. These come as two different loan types:

    • Small loan. This is a loan between $300 and $2,000 that can be repaid over a period of between 62 days and 12 month.
    • Medium loan. You can also apply for a larger loan between $2,001 and $5,000 which can be repaid over two years.

    What features does Nimble offer?

    Nimble offer a range of features which make them a viable option if you're considering a short term or payday loan. Here are some of the main features of their loans:

    • Nimble Prepaid Visa Card. After you're approved for your first Nimble loan, you are entitled to receive a free prepaid Visa card. This card enables you to receive instant loans from Nimble when approved and also lets you load your own money onto the card to make purchases.
    • Simple repayments. Nimble sets out your repayments in your contract and bases them on your pay frequency. Your payments will be direct debited out of your account on the set repayment days, which you can check in the Nimble Members Area, and Nimble will also send you a reminder SMS when payments are due.
    • Receive your money quickly. After your loan is approved, you can expect to see your money in your nominated bank account within one hour if you apply on a business day. This may vary between banks. For example, Commbank customers usually receive their money within minutes, whereas other banks may take up to two hours. These timeframes apply even when your loan is approved out of business hours, during the weekend or on a public holiday.
    • Visibility. Nimble offers detailed information about their company and their loans on their website so you are confident with who you are borrowing from.
    • Ease of future borrowing. After you borrow with Nimble for the first time you can continue borrowing with them, and can have access to instant payments with the Nimble Prepaid Visa Card.
    Nimble smart little loans logo

    Is there anything to be aware of?

    Nimble loans are designed to be short term loan solution, and should not be used to fix long term financial problems. The Nimble repayment structure is also not flexible and is set based on your pay frequency and is paid back in full within two months at the most, so if you need longer loan terms or more flexible repayment options you may want to consider a different provider.

    What to know about Nimble

    Nimble was launched in November of 2005 by two company directors who saw a gap in the short term and payday loan market. They aimed to develop a business which stood out from the other loan providers that were available at the time. They focused on meeting customers needs and have since grown into one of Australia's most prominent short term loan providers. Since the company's inception that have approved over 400,000 loans and have recently developed the Nimble Prepaid Visa Card.

    How do you apply?

    To apply with Nimble simply follow the secure link on this page to their online application form.. You need to meet the following criteria to be eligible:

    • Be over 18
    • Be employed
    • If you depend on Centrelink benefits, your approval depends on your ability to afford the loan

    It has developed technology whereby a loan can be approved online within minutes. While the system verifies your details automatically, on some occasions Nimble will need to do additional checks in order to approve your loan. To apply you will need to provide personal details, employment details and details of your finances including your pay cycle, rent or mortgage repayments and your next pay date.

    Nimble TV Commercial Ad

    Nimble are known for their quirky TV ads. Check out their latest campaign for life's unexpected expenses. The ad below is what saw them take fire from consumers and other media outlets.

    Questions you might still have about Nimble

    Can I get a Nimble loan if I have bad credit?

    If you have bad credit history Nimble will still consider you for a loan. Although if you are currently bankrupt, in a part nine debt agreement or have especially bad credit history your application will not be approved.

    How do I get a Nimble Prepaid Visa Card?

    When you are approved for a Nimble loan you can ask to be sent a Visa Card. You should expect to receive the card within 3-4 business days.

    What if I can't make my repayments?

    Fees and charges may apply if you do not make your repayments. If you know you will not be able to make a payment you should contact Nimble directly.

    Ask a Question

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    35 Responses to Nimble Short Term Loans

    1. Default Gravatar
      Aiga | November 22, 2016

      Can people from New Zealand apply for Nimble loan??

      • Staff
        Anndy | November 22, 2016

        Hi Aiga,

        Thanks for your question.

        Unfortunately, Nimble only accepts loan applicants who are Australian residents.


    2. Default Gravatar
      Ernest | December 23, 2015

      I need help to start and open my business if just 35,000

      • Staff
        Elizabeth | December 23, 2015

        Hi Ernest,

        You can find out more and apply for business loans on this page.

        I hope this has helped.



    3. Default Gravatar
      Robert | December 4, 2015

      Just a short loan $300 for xmas

      • Staff
        Elizabeth | December 4, 2015

        Hi Robert,

        If you’d like to apply for a loan with Nimble, please click “Go to Site” to submit your application. Remember to review your eligibility criteria to ensure the loan is right for you.

        I hope this has helped.



    4. Default Gravatar
      ashley | April 1, 2015

      How quickly is it approved?

      • Staff
        Belinda | April 1, 2015

        Hi Ashley,

        Thanks for reaching out to

        Depending on your lender, the time taken for loan approval may vary from minutes to hours, or even longer. After your loan is approved, you can expect to see your money in your nominated bank account within one hour. However, this may vary between banks.

        Make sure you check out your lenders’ terms and conditions regarding their application and approval process.

        I hope this helps.


      • Staff
        Elizabeth | April 1, 2015

        Hi Ashley,

        Thanks for your question.

        A Nimble loan application takes five minutes to complete, and if no further details are required you’ll find out if you’ve been approved within a few minutes.

        Hope this has helped.



    5. Default Gravatar
      Anne | January 12, 2015

      Hi How much would weekly repayments be on loan of amount of $1000.00

      • Staff
        Elizabeth | January 12, 2015

        Hi Anne,

        Thanks for your question.

        If you were to repay the loan over a period of 17 days, your weekly repayments would be $620 for a total repayment amount of $1,240.00. Keep in mind this is only an indication and the repayment terms you’re offered by Nimble might be different, and so would affect the amount you would repay.

        I hope this has helped.



    6. Default Gravatar
      Kaz | December 26, 2014

      how many repayments if i borrow 1000?

      • Staff
        Shirley | December 29, 2014

        Hi Kaz,

        Thanks for your question.

        Your repayments will depend on how often you’re paid and your first repayment date. For example, if you’re paid on a monthly basis and your first repayment date is Monday 5 Jan, your first repayment amount would be $640 and then your second repayment would be $640 on Thursday 5th Feb.

        Please note that this is just an indication and doesn’t represent a quote.


    7. Default Gravatar
      RodMcF | December 23, 2014

      Considering pay day advance of 900. Have 6 payments remaining of $19.58 er F Night with Saffrock (C Convertors) old loan. Part time work of 300 – 400 week. Disability pension. Eligible?

      • Staff
        Shirley | December 23, 2014

        Hi RodMcF,

        Thanks for your question.

        Please note that not a product issuer or a credit provider.

        Nimble will look at your employment status and your ability to repay the loan. To be eligible for a Nimble loan, you need to be working – so if your primary source of income is Centrelink benefits, you won’t be able to borrow from Nimble. If you have anymore questions about your eligibility, please get in touch with Nimble directly.


    8. Default Gravatar
      Kel | December 3, 2014

      When will Nimble be back on line I can’t access their website.

      • Staff
        Shirley | December 4, 2014

        Hi Kel,

        Thanks for your question.

        Nimble is currently back online, you may want to try accessing their website now.


    9. Default Gravatar
      Ben | May 22, 2014

      Hello, I used nimble for 3 small loans over 3 months. Stupidly I didn’t know it would affect my credit rating. I have always paid my credit card and personal loan on time for years now and have never been late to pay anything. Will this affect future applications for home loans?

      • Staff
        Shirley | May 23, 2014

        Hi Ben,

        Thanks for your question.

        While an enquiry does appear on your credit history, lenders generally look at your whole credit history.

        If you’re concerned about your eligibility, its probably best to speak to some lenders without making any formal applications to discuss this.


    10. Default Gravatar
      Jo | May 9, 2014

      When you are provided with a Nimble Debit Card and you want to take some cash out via Heritage ATM’s, I believe Heritage clients are also able to use their cards at the Westpac ATM’s.
      Am I correct to assume that no fees would be charged via the usage of Westpac ATM’s?

      • Staff
        Elizabeth | May 13, 2014

        Hi Jo,

        Thanks for the question.

        You are able to withdraw money from any ATM that accepts Visa, but you will be charged, even if you withdraw from a Heritage ATM. If you withdraw from a Heritage branded ATM or one of the major banks, for instance NAB, Westpac, ANZ or Commonwealth there is a $2.50 fee. If you go to a smaller ATM, for instance a Redi ATM, it can be up to $3. When you have a loan uploaded onto your card Nimble may put $2.50 onto the card to cover the withdrawal fee.

        I hope this has helped.



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