finder.com.au
23 Your Exclusive Offers
finder.com.au > Short Term Loan Finder™
Learn about our information service*

Fair Go Finance Personal Loans

Looking for a lender that gives a "fair go"? Find out if you're eligible for a loan from Fair Go Finance.

If you’re applying for a loan and you have bad credit, it can be difficult to find a lender who will consider you. This is where Fair Go Finance might come in. It has loans available for applicants with both good and bad credit history and there is a couple of loan options for you to choose from. Find out about its eligibility criteria to see if you may be able to apply.

Fair Go Finance Online Cash Loan

Fair Go Finance Online Cash Loan

  • Loan amounts up to $5,000
  • Loan terms 3-24 months
  • Bad credit borrowers welcome
Security Logo

100% confidential application

Fair Go Finance Online Cash Loan

Fair Go Finance offer loans up to $5,000 for a period up to 2 years. You can use this to consolidate debts, finance a car or just a temporary cash shortfall.

  • Loan amount: $5,000
  • Loan term: 3-24 months
  • Turnaround time: Within 24 hours
  • Fees: Rates from 29.90% p.a.
  • Must be 18+ and employed
  • Confidential and secure online application
  • Bad credit and good credit borrowers welcome
Go to site

Rates last updated August 24th, 2017
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Product Description
Fair Go Finance Online Cash Loan
Fair Go Finance Online Cash Loan
$5,000
3-24 months
Within 24 hours
Rates from 29.90% p.a.
If you earn more than $500 p/w you could borrow up to $5,000 even with bad credit.
Go to site More
Fair Go Finance Small Loan
Fair Go Finance Small Loan
$2,000
3-12 months
Within 24 hours
20% of loan amount + 4% of loan amount each month
Apply for a loan from $500 and receive your approved funds in 30 minutes.
Go to site More

Compare up to 4 providers

Fair Go Finance caters to both good and bad credit borrowers and has the following loan options:

  • Small Loan. This is a small, short-term loan where you can apply for between $500 and $2,000. The loan terms are for between 3-12 months.
  • Personal Loan. Fair Go Finance also offers larger personal loans where you can apply to borrow up to $5,000. As you're borrowing a larger amount you will have longer to pay it offer – this loan comes with a maximum loan term of 2 years.

Features of loans from Fair Go Finance

Before you start your application, review the features on offer from Fair Go Finance:

  • Bad credit applicants considered. You’re able to apply for any of Fair Go Finance’s products even if you have negative credit marks on your file. Keep in mind you cannot have decalred bankruptcy in the last 12 months.
  • Various loan amounts available. You can borrow between $500 and $5,000.
  • Generous loan terms. Most payday lenders only offer terms of 2 to 3 months, but Fair Go Finance’s terms can extend up to 2 years.
  • No fees for early repayment. Repay your loan early without being charged a penalty.

The loan costs you should consider

Loan costs differ depending on the loan you apply for:

  • Small loan. An establishment fee of 20% applies as well as a monthly fee of 4% of what you borrow.
  • Personal Loan. Loans over $5,000 come with Rates from 29.90% p.a.

How you can apply with Fair Go Finance

If you’re interested in submitting an application, you can apply online First, make sure you can answer ‘yes’ to each of the below:

  • You are over 18
  • You reside in Australia as a citizen, permanent resident, on a working visa or on a sponsorship visa
  • Your weekly income is more than $500
  • Are employed on a casual, part-time or full-time basis and are not on probation OR
  • Are self-employed and have been in business for more than a year

You’ll need the following information on hand to complete your application:

  • Identification documents. Your ID, passport, Medicare card, ATM card, a utility bill or a rent receipt confirming your address.
  • Internet banking details. This will give Fair Go Finance read-only access to to the last three months of your banking history
  • Financial and employment details. Information regarding your income, debts and your employment situation.

How does this compare to other brands?

Whilst we don't compare this loan directly, here are some other loans that are similar.

Rates last updated August 24th, 2017
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Product Description
Sunshine Short Term Loans
Sunshine Short Term Loans
$2,000
9 weeks
30 Minutes - conditions apply
20% of loan amount + 4% of loan amount each month
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Family Business since 1999.
Go to site More
Nimble Short Term Loan
Nimble Short Term Loan
$2,000
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
Apply for a short term loan and you could borrow up to $2,000
Go to site More
Cash Train Loans
Cash Train Loans
$2,000
10 weeks or 3 months
1 Business Day
20% of principal amount (establishment fee) + 4% monthly charge
Apply for a Cash Train loan and get up to $2,000 sent straight to your bank account. Fast online application
Go to site More
Ferratum Cash Loans
Ferratum Cash Loans
$1,900
Up to 6 mths
Same Day if approved
20% of borrowed amount + 4% of borrowed amount each month
A small loan from Ferratum lets you borrow up to $1,900 without a credit check
Go to site More

Compare up to 4 providers

[/fin_hide]
Was this content helpful to you? No  Yes

Related Posts

Yes Loans Payday Loans

Apply for a personal loan up to $30,000 and have seven years to repay it with Yes Loans. You can apply at any time and receive an instant response. A range of personal, car and commercial loans are available.

Australian Lending Centre Loans

Looking for a way to consolidate your debt but concerned about your credit file? Australian Lending Centre may have a debt consolidation loan that you are eligible for. Find out what products are on offer.

Cash Converters Loans

Cash Converters offers a number of small loans including their personal loan which is available for up to $5,000 and repaid over 12 months. If you need a personal loan to help you out financially you can apply for a loan today.

View Short Term Loan Brands A to Z Listing

Do you want to know where you can apply for payday loans online? Take a look at our detailed listing of short-term cash lenders that you can apply with online or in-store.

SRG Finance Payday Loans

If you need cash - compare a range of loans from SRG Finance before applying for a loan.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

44 Responses

  1. Default Gravatar
    ObelixAugust 6, 2017

    I require a personal loan of $6000, however, my last credit applications were rejected due to a bad credit credit check that was applied by Dunn & Bradstreet for, apparently, a unpaid power company bill.
    I am an aged pensioner but still working .

    Reply
    • Staff
      RenchAugust 6, 2017Staff

      Hi Obelix,

      Thanks for reaching out to us.

      You may check this page for personal loans that you can compare and you can also get helpful tips on this page about how to improve your credit score.

      Please click the name of your preferred lender to find out the details and the minimum eligibility. You may then click the green “Go to Site” button to submit your loan application online.

      Cheers,
      Rench

      Reply
  2. Default Gravatar
    StaceyJuly 10, 2017

    I have two actually. We need a loan of 5000. How soon will I get it and how much are our payments of a loan that size?

    Reply
    • Staff
      RenchJuly 10, 2017Staff

      Hi Stacey,

      Thanks for reaching out to us. Please note that we are not affiliated with Fair Go Finance or any company we feature on our site and so we can only offer you general advice.

      One of the features from Fair Go Finance, when you apply for a second loan you receive an “Express Service” application, and any loan application beyond that gives you a reduced application fee and interest rate for your loan. You’re also able to apply for larger loans.

      You can make use of the personal loan calculator on this page to know how much the repayments will be.

      Please contact Fair Go Finance directly to inquire about their loans.

      Hope this information helped.

      Cheers,
      Rench

      Reply
  3. Default Gravatar
    WayneJune 30, 2017

    Can you let me know a company might help me borrow some money for a small loan after being bankrupt..Thankyou

    Reply
    • Staff
      JhezelynJuly 1, 2017Staff

      Hi Wayne,

      Thanks for your comment.

      There are some lenders who’ll approved you for a loan considering your current financial situation. Please visit this page to compare your options. Please make sure to check first the eligibility criteria befor applying.

      Regards,
      Jhezelyn

      Reply
  4. Default Gravatar
    MicahMarch 24, 2017

    Hi I’m on BVA.Can lenders loan me $5000 for buying a used car? Please help

    Reply
    • Staff
      AnndyMarch 24, 2017Staff

      Hi Micah,

      Thanks for your question.

      If you are on BVA, you can compare your loan options here.

      Please be sure to read the eligibility criteria and the terms and conditions of the loan product you are interested in before clicking the ‘go to site’ button to submit your application.

      Cheers,
      Anndy

      Reply
  5. Default Gravatar
    PaulMarch 20, 2017

    Hi I need a small loan 50 to 100 dollars today

    Reply
    • Staff
      MayMarch 20, 2017Staff

      Hi Paul,

      Thank you for your inquiry.

      A small personal loan is actually between $100 and $2,000. You may contact a lender directly featured on this page to discuss your small loan option and eligibility.

      Hope this helps.

      Cheers,
      May

      Reply
  6. Default Gravatar
    danielMarch 6, 2017

    if i pay this loan off in april can i borrow 7000 dollars

    Reply
    • Staff
      AnndyMarch 7, 2017Staff

      Hi Daniel,

      Thanks for your question.

      With Fair Go Finance Personal Loans, you can only borrow up to $5,000. If you are looking to borrow $7,000, you may compare your options here.

      Please make sure that you’ve read the relevant T&Cs or PDS of the loan product you are interested in before clicking the ‘go to site’ button to apply.

      Cheers,
      Anndy

      Reply
  7. Default Gravatar
    grahamJanuary 16, 2017

    I am on carer payment/allowance I work at least 100 hours/per mth I can only prove this by invoice payment I give to my boss who will confirm such payment by contacting him yourselves

    Can I apply jointly with my wife

    Reply
    • Staff
      MayJanuary 16, 2017Staff

      Hi Graham,

      Thank you for your inquiry.

      Fair Go Finance actually accepts applicants who are receiving Centrelink payments, but you also have a supplementary income. If you wish to discuss your loan options, please contact them directly (together with your wife). Other lenders that could possibly offer you a loan given your circumstance are listed on this page. Best to review the criteria before you apply.

      Cheers,
      May

      Reply
  8. Default Gravatar
    FionaDecember 4, 2016

    I am wanting to apply for $10000 to consolidate some smaller loan amounts I have. I have income of 730000 a year, I’m fulltime employed & have a very good credit rating. My question is do I also require savings to be accepted for such a loan?

    Reply
    • Staff
      AnndyDecember 4, 2016Staff

      Hi Fiona,

      Thanks for your question.

      If you are looking to consolidate loans, you can compare your options here.

      Most lenders do not require a savings account but you’ll have a higher chance of approval if you can show proof that you have personal assets such as property, vehicles and savings accounts.

      Cheers,
      Anndy

      Reply
  9. Default Gravatar
    SheilaNovember 29, 2016

    Can you get a loan of $20,000.00 if you are still in the middle of bankruptcy? If so, I need it ASAP to help my brother out overseas. Thank you for your help.

    Reply
    • Staff
      HaroldNovember 29, 2016Staff

      Hello Sheila,

      Thank you for your inquiry.

      There are providers that offer loans for those who are experiencing bankruptcy. You may consider this options.

      I hope this information has helped.

      Cheers,
      Harold

      Reply
  10. Default Gravatar
    PersonalNovember 28, 2016

    I am trying to apply for a personal loan to apply for a partner visa. I am currently on a 417 visa and don’t know if this visa allows me to apply for a loan.

    Reply
    • Staff
      MayNovember 29, 2016Staff

      Hi Personal,

      Thanks for your question.

      Each lender has their own set of criteria when it comes to accepting applicants on a visa. Generally, your visa will be one of their considerations in reviewing your application. Typically, 457 visa is acceptable to banks/lenders, other types of visas may not be. So it’s best to confirm with the bank/lender first your chances of approval.

      On this page, you’ll be able to find the list of lenders that offer personal loans to borrowers who are on a visa. Please review the criteria before you apply.

      Hope this helps.

      Cheers,
      May

      Reply
Ask a question
feedback
↑