Fair Go Finance Personal Loan

If you’re applying for a loan and you have bad credit, it can be difficult to find a lender who will consider you. This is where Fair Go Finance might come in. It has loans available for applicants with both good and bad credit history and there is a couple of loan options for you to choose from. Find out about its eligibility criteria to see if you may be able to apply.

Can Fair Go Finance Service your loan?

Answer three quick questions and we'll let you know.

Question 1 of 3

Have you declared bankruptcy in the past 12 months?

Question 2 of 3

Are you currently employed?

Question 3 of 3

Have you more than 5 dishonours in the last 3 months?

Fair Go Finance should be able to service your loan

Updated August 26th, 2019

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Name	Product	Maximum Loan Amount	Term of Loan	Turnaround time	Costs	Fortnightly Repayment (for $1500 Loan)
Fair Go Finance Small Loan		$2,000	3-12 months	1 business day	Establishment fee from 10% of loan amount + monthly fee from 2%	$354	A small loan between $500 and $2,000 that can be funded in 24 hours.	Go to site More Info	Compare	loading Fetching your data...
Fair Go Finance Personal Loan		$10,000	3-36 months	Within 24 hours	from 17.9% p.a. + establishment fee of between $460 - $695 + $5 monthly fee		A larger loan up to $10,000 you can apply for even with bad credit. Fast turnaround within 1 business day. Note: You must earn more than $500 per week.	Go to site More Info	Compare	loading Fetching your data...
Fair Go Finance Personal Loan (Above 5K)		$10,000	Up to 3 years	Within 24 hours	from 17.90% p.a. + establishment fee of between $460 - $695 + $5 monthly fee		Apply for a loan up to $10,000 and have up to 3 years to repay. Bad credit and casually employed borrowers considered. Note: You must earn more than $500 per week.	Go to site More Info	Compare	loading Fetching your data...

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Unfortunately Fair Go Finance won't be able to service your loan

Sunshine Short Term Offer

Sunshine Short Term Offer

• Bad credit applicants considered
• Fast approval service
• Borrow up to $2,000

100% confidential application

Sunshine Short Term Offer

A short term loan with a fast and easy application available to those with good or bad credit. You can apply today and get approved for up to $2,000.

• Loan amount: $2,000
• Loan term: 9-12 weeks
• Turnaround time: 30 minutes (conditions apply)
• Fees: 20% of borrowed amount + 4% of borrowed amount each month
• Income requirement: 50%+ of income cannot be from Centrelink
• Bad credit borrowers OK
• Quick and easy Approval
• No Credit Checks

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More info

Unfortunately Fair Go Finance won't be able to service your loan

Ferratum Cash Loans

Ferratum Cash Loans

• No credit checks
• Borrow up to $1,900
• Bad credit borrowers OK

100% confidential application

Ferratum Cash Loans

Ferratum offers no credit check payday loans with a fast and easy online application. Apply today to get approved.

• Loan amount: $1,900
• Loan term: up to 6 months
• Turnaround time: Same day - conditions apply
• Fees: 20% of borrowed amount + 4% of borrowed amount each month
• Must be 18+
• Must not be receiving benefits
• Confidential and secure!

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Compare more short term loans

Fair Go Finance caters to both good and bad credit borrowers and has the following loan options:

• Small Loan. This is a small, short-term loan where you can apply for between $500 and $2,000. The loan terms are for between 3-12 months.
• Personal Loan. Fair Go Finance also offers larger personal loans where you can apply to borrow up to $10,000. Loans under $5,000 have a maximum term of term of 1 year and loans between $5,000 and $10,000 have a maximum term of 3 years.

Features of loans from Fair Go Finance

Before you start your application, review the features on offer from Fair Go Finance:

• Bad credit applicants considered. You’re able to apply for any of Fair Go Finance’s products even if you have negative credit marks on your file. Keep in mind you cannot have declared bankruptcy in the last 12 months.
• Various loan amounts available. You can borrow between $500 and $10,000.
• Generous loan terms. Most payday lenders only offer terms of 2 to 3 months, but Fair Go Finance’s terms can extend up to 3 years depending on how much you borrow.
• No fees for early repayment. Repay your loan early without being charged a penalty.

The loan costs you should consider

Loan costs differ depending on the loan you apply for:

• Small loan. When you apply for a loan between $500 and $2,000, an establishment fee of 20% applies as well as a monthly fee of 4% will apply.
• Personal Loan. Loans between $2,000 and $10,000 come with an interest rate of 14.3% p.a. and 29.9% p.a.

How you can apply with Fair Go Finance

If you’re interested in submitting an application, you can apply online First, make sure you can answer "yes" to each of the below:

• You are over 18
• You reside in Australia as a citizen, permanent resident, on a working visa or on a sponsorship visa
• Your weekly income is more than $500
• You are employed on a casual, part-time or full-time basis and are not on probation

You’ll need the following information on hand to complete your application:

• Identification documents. Details of your Medicare card or your driver's licence.
• Document with your address. A utility bill or rent receipt confirming your address.
• Internet banking details. This will give Fair Go Finance read-only access to the last three months of your banking history.
• Financial and employment details. Information regarding your income, assets, debts and your employment situation, including your payslips.

Elizabeth Barry

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Elizabeth Barry is Finder's global fintech editor. She has written about finance for over five years and has been featured in a range of publications and media including Seven News, the ABC, Mamamia, Dynamic Business and Financy. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. In 2017, she received the Highly Commended award for Best New Journalist at The Lizzies. Elizabeth has found writing about innovations in financial services to be her passion (which has surprised no one more than herself).