Even if your credit history is less than stellar, you can still apply for a DollarsDirect loan and receive your money on the same day.
DollarsDirect is an online lending service that provides quick and easy lending. They are affiliated with other brands like CashNetUSA and Pounds to Pocket, creating a network that has served over two million customers worldwide. They provide lending services across Australia, and only provide loans to those who are current residents of Australia.
Types of personal loans from DollarsDirect
DollarsDirect provides quick loans for when you most need it. They can help you with a loan for up to $2,025, sent via direct deposit. Smaller loans are also available. Each loan is personalised and you can conveniently pay your loan back via authorised direct debiting.
They also offer loans to people with a less than perfect credit rating, meaning past pay-back transgressions won’t necessarily prevent you from being approved for a loan. Loans are only given to applicants who can prove they have been employed for at least 30 days, have an active bank account with direct deposit feature, are over the age of 18 and are a current Australian resident.
Features and benefits of a DollarsDirect personal loan
- Quick and easy application. The application process is streamlined so you can enter your personal information easily and expect a quick response.
- Borrow up to $2,025. All approved customers can receive up to $2,025 and if you apply before 2:30pm Sydney time, you can get your funds in the same day. Keep in mind that you don't have to borrow the full amount offered to you — you're able to request additional funds for no extra cost within the open draw period.
- Choose from multiple repayment plans. DollarsDirect loans are designed to provide you with a range of repayment options, so do not have a stiff set of loan repayment requirements. All the offered repayment plans are suited to help people pay back their loan on time, and find a plan that fits your financial needs
- Perfect credit history is not required. If you don’t have a great credit rating, DollarsDirect can still work with you. Everyone is welcome to apply for one of their loans, as they are meant to help people when they are in financial need and not just those with good credit.
- Repayment terms. With other payday lenders you may only be able to have 30 days to pay off your loan, but with DollarsDirect you may have up to 100 days to pay it back.
- No hidden fees. When you apply for a DollarsDirect Short Term Loan you'll be given a full schedule of fees set out in your credit contract. You will not be charged any collection, late or dishonour fees.
How to apply for a personal loan from DollarsDirect
If you think you might need help with some financial shortfalls, consider a short term personal loan to help you get through the month. The application is completed online, helping to move the process along quickly. The eligibility requirements are listed below. Click ‘Go to site’ if you think DollarsDirect can help you.
- You need to have been employed for at least 30 days
- You must have a bank account with direct deposit options
- You must be 18 years old or older
- You must be a current resident of Australia