DollarsDirect Short Term Personal Loans

DollarsDirect offer short term personal loans with same day turnarounds.

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DollarsDirect is a short term online lending service. They are affiliated with other brands like CashNetUSA and Pounds to Pocket, creating a network that has served over two million customers worldwide. They provide lending services across Australia, and only provide loans to those who are current residents of Australia.

DollarsDirect is no longer been operating since December 31st, 2016. If you want to go through other products you can visit to this page.

DollarsDirect Short Term Loans

DollarsDirect offer short term loans up to $2,025 for when you need money the most. Perfect credit is not required and you can have the money in your account within the same day - conditions apply.
  • Loan Amount: $2,025
  • Loan Term: 65-100 Days
  • Turnaround Time: Same day - conditions apply
  • Interest Rate: 48%
  • Application Fee: $300
  • Bad credit borrowers OK
  • Quick and easy approval
DollarsDirect Short Term Loans

Types of personal loans from DollarsDirect

DollarsDirect provides quick loans for when you most need it. They can help you with a loan for up to $2,025, sent via direct deposit. Smaller loans are also available. Each loan is personalised and you can conveniently pay your loan back via authorised direct debiting.

They also offer loans to people with a less than perfect credit rating, meaning past pay-back transgressions won’t necessarily prevent you from being approved for a loan. Loans are only given to applicants who can prove they have been employed for at least 30 days, have an active bank account with direct deposit feature, are over the age of 18 and are a current Australian resident.

Features and benefits of a DollarsDirect personal loan

  • Quick and easy application. The application process is streamlined so you can enter your personal information easily and expect a quick response.
  • Borrow up to $2,025. All approved customers can receive up to $2,025 and if you apply before 2:30pm Sydney time, you can get your funds in the same day. Keep in mind that you don't have to borrow the full amount offered to you — you're able to request additional funds for no extra cost within the open draw period.
  • Choose from multiple repayment plans. DollarsDirect loans are designed to provide you with a range of repayment options, so do not have a stiff set of loan repayment requirements. All the offered repayment plans are suited to help people pay back their loan on time, and find a plan that fits your financial needs
  • Perfect credit history is not required. If you don’t have a great credit rating, DollarsDirect can still work with you. Everyone is welcome to apply for one of their loans, as they are meant to help people when they are in financial need and not just those with good credit.
  • Repayment terms. With other payday lenders you may only be able to have 30 days to pay off your loan, but with DollarsDirect you may have up to 100 days to pay it back.
  • No hidden fees. When you apply for a DollarsDirect Short Term Loan you'll be given a full schedule of fees set out in your credit contract. You will not be charged any collection, late or dishonour fees.

How to apply for a personal loan from DollarsDirect

If you think you might need help with some financial shortfalls, consider a short term personal loan to help you get through the month. The application is completed online, helping to move the process along quickly. The eligibility requirements are listed below. Click ‘Go to site’ if you think DollarsDirect can help you.

Eligibility requirements

  • You need to have been employed for at least 30 days
  • You must have a bank account with direct deposit options
  • You must be 18 years old or older
  • You must be a current resident of Australia

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16 Responses

  1. Default Gravatar
    EmilyMay 10, 2018

    Can I apply for a $800 loan for a family emergency?

    • Avatarfinder Customer Care
      NikkiMay 10, 2018Staff

      Hi Emily,

      Thanks for your message and for visiting finder – the leading comparison website & general information service built to give you advice in your buying decision needs. How are you doing today?

      Please note that we’re a product comparison website and we do not represent any company we feature on our site. We provide general information on products to assist you in your buying decision process hence we cannot recommend product / service that is rightfully fit for you.

      Here is the page for emergency loans.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


  2. Default Gravatar
    DayleFebruary 3, 2018

    Who can i apply through during none business hours thanx

    • Avatarfinder Customer Care
      RenchFebruary 14, 2018Staff

      Hi Dayle,

      Thanks for your inquiry.

      If you are planning to apply for DollarsDirect Short Term Personal Loans, they are no longer operating since December 31st, 2016. Nevertheless, you can check your other options for short-term loans on this page. Applications can be done online. The turn around time varies from lender to lender, so best to check and compare your options before applying.

      Best regards,

  3. Default Gravatar
    GuitaJanuary 31, 2017

    hi if I file bankruptcy can I get a loan to pay for my rent
    I work full time

    • Avatarfinder Customer Care
      MayJanuary 31, 2017Staff

      Hi Guita,

      Thanks for your question.

      If you are looking for a lender who would accept bankrupt borrowers, please check this page out. On the same page, the type of loans that are available to you are also outlined.

      Hope this helps.


  4. Default Gravatar
    CamoNovember 11, 2016

    I need help bad credit have a place to stay and my credit is really bad my partner is pregnant and we had some problems where we were please help I got a place to stay just need cash to get there can you help

    • Avatarfinder Customer Care
      HaroldNovember 11, 2016Staff

      Hello Camo,

      Thank you for your question.

      We understand your situation, bad credit is tough to shake. Having negative listings on your credit file credit can seriously hinder your ability to access loans, but if you’re on the “credit fringe” there are still a variety of loan options you can consider. Find out what’s available to you in this guide.

      I hope this has helped.


  5. Default Gravatar
    JenNovember 7, 2015

    I am employed full time, have held the same position for 16 months.
    I want to debt consolidate my finances, however one of the debts i have is with a collection agency. It is being paid regularly each fortnighy. Will this stop me from getting a debt consolidation loan.. i have found out that my bank will not help me because of this.??
    Please help..

    • Avatarfinder Customer Care
      ElizabethNovember 9, 2015Staff

      Hi Jen,

      Thanks for your question.

      DollarsDirect has different eligibility criteria than banks, and accept applications from those with less than perfect credit. The minimum criteria is that you are over 18, have been employed for at least 30 days, have a bank account that can accept direct debits and that you are a current resident. You also need to be able to comfortably manage your repayments. If you have questions about your specific eligibility criteria it would be best to contact DollarsDirect.



  6. Default Gravatar
    tigerAugust 19, 2015

    If i am a international student. However I have contract of part time job 45days. Could I apply?
    $400 fee for establishment. Is it mean I will claim it after I finish repayment ?

    • Avatarfinder Customer Care
      MattAugust 19, 2015Staff

      Hi There Tiger,

      Thanks for your comment. The fees and charges for a DollarsDirect Loan are outlined in your credit contract when you apply.

      The establishment fee is generally paid upfront. If you’d like to find out more – click the ‘Go to Site’ button above.

      I hope this has helped.


  7. Default Gravatar
    royceJune 5, 2015

    hi if i got a loan up $2000 how much would i have to pay a week and how much extra?

    • Avatarfinder Customer Care
      MattJune 5, 2015Staff

      Hi Royce

      Thanks for your comment. You’ve left your comment on – not DollarDirect. If you click through to DolloarsDirect with the green button on this page, you’ll be able to use their loan calculator before applying.

      Alternatively, you can get an approximation of repayments with the payday loan calculator here.


  8. Default Gravatar
    vissuMarch 4, 2015

    I am from India. I need loan amount.. Please tel me.

    • Avatarfinder Customer Care
      ShirleyMarch 5, 2015Staff

      Hi Vissu,

      Thanks for your question.

      To be eligible for a Dollars Direct loan you need to be a current resident of Australia.


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