DollarsDirect Short Term Personal Loans

Information verified correct on December 4th, 2016

Even if your credit history is less than stellar, you can still apply for a DollarsDirect loan and receive your money on the same day.

DollarsDirect is an online lending service that provides quick and easy lending. They are affiliated with other brands like CashNetUSA and Pounds to Pocket, creating a network that has served over two million customers worldwide. They provide lending services across Australia, and only provide loans to those who are current residents of Australia.

Types of personal loans from DollarsDirect

DollarsDirect provides quick loans for when you most need it. They can help you with a loan for up to $2,025, sent via direct deposit. Smaller loans are also available. Each loan is personalised and you can conveniently pay your loan back via authorised direct debiting.

They also offer loans to people with a less than perfect credit rating, meaning past pay-back transgressions won’t necessarily prevent you from being approved for a loan. Loans are only given to applicants who can prove they have been employed for at least 30 days, have an active bank account with direct deposit feature, are over the age of 18 and are a current Australian resident.

Features and benefits of a DollarsDirect personal loan

  • Quick and easy application. The application process is streamlined so you can enter your personal information easily and expect a quick response.
  • Borrow up to $2,025. All approved customers can receive up to $2,025 and if you apply before 2:30pm Sydney time, you can get your funds in the same day. Keep in mind that you don't have to borrow the full amount offered to you — you're able to request additional funds for no extra cost within the open draw period.
  • Choose from multiple repayment plans. DollarsDirect loans are designed to provide you with a range of repayment options, so do not have a stiff set of loan repayment requirements. All the offered repayment plans are suited to help people pay back their loan on time, and find a plan that fits your financial needs
  • Perfect credit history is not required. If you don’t have a great credit rating, DollarsDirect can still work with you. Everyone is welcome to apply for one of their loans, as they are meant to help people when they are in financial need and not just those with good credit.
  • Repayment terms. With other payday lenders you may only be able to have 30 days to pay off your loan, but with DollarsDirect you may have up to days to pay it back.
  • No hidden fees. When you apply for a DollarsDirect Short Term Loan you'll be given a full schedule of fees set out in your credit contract. You will not be charged any collection, late or dishonour fees.

How to apply for a personal loan from DollarsDirect

If you think you might need help with some financial shortfalls, consider a short term personal loan to  help you get through the month. The application is completed online, helping to move the process along quickly. The eligibility requirements are listed below. Click ‘Go to site’  if you think DollarsDirect can help you.

Eligibility requirements

  • You need to have been employed for at least 30 days
  • You must have a bank account with direct deposit options
  • You must be 18 years old or older
  • You must be a current resident of Australia
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

10 Responses to DollarsDirect Short Term Personal Loans

  1. Default Gravatar
    Camo | November 11, 2016

    I need help bad credit have a place to stay and my credit is really bad my partner is pregnant and we had some problems where we were please help I got a place to stay just need cash to get there can you help

    • Staff
      Harold | November 11, 2016

      Hello Camo,

      Thank you for your question.

      We understand your situation, bad credit is tough to shake. Having negative listings on your credit file credit can seriously hinder your ability to access loans, but if you’re on the “credit fringe” there are still a variety of loan options you can consider. Find out what’s available to you in this guide.

      I hope this has helped.

      Cheers,
      Harold

  2. Default Gravatar
    Jen | November 7, 2015

    I am employed full time, have held the same position for 16 months.
    I want to debt consolidate my finances, however one of the debts i have is with a collection agency. It is being paid regularly each fortnighy. Will this stop me from getting a debt consolidation loan.. i have found out that my bank will not help me because of this.??
    Please help..

    • Staff
      Elizabeth | November 9, 2015

      Hi Jen,

      Thanks for your question.

      DollarsDirect has different eligibility criteria than banks, and accept applications from those with less than perfect credit. The minimum criteria is that you are over 18, have been employed for at least 30 days, have a bank account that can accept direct debits and that you are a current resident. You also need to be able to comfortably manage your repayments. If you have questions about your specific eligibility criteria it would be best to contact DollarsDirect.

      Thanks,

      Elizabeth

  3. Default Gravatar
    tiger | August 19, 2015

    If i am a international student. However I have contract of part time job 45days. Could I apply?
    $400 fee for establishment. Is it mean I will claim it after I finish repayment ?

    • Staff
      Matt | August 19, 2015

      Hi There Tiger,

      Thanks for your comment. The fees and charges for a DollarsDirect Loan are outlined in your credit contract when you apply.

      The establishment fee is generally paid upfront. If you’d like to find out more – click the ‘Go to Site’ button above.

      I hope this has helped.

      Cheers
      Matt

  4. Default Gravatar
    royce | June 5, 2015

    hi if i got a loan up $2000 how much would i have to pay a week and how much extra?

    • Staff
      Matt | June 5, 2015

      Hi Royce

      Thanks for your comment. You’ve left your comment on finder.com.a – not DollarDirect. If you click through to DolloarsDirect with the green button on this page, you’ll be able to use their loan calculator before applying.

      Alternatively, you can get an approximation of repayments with the payday loan calculator here.

      Cheers
      Matt

  5. Default Gravatar
    vissu | March 4, 2015

    I am from India. I need loan amount.. Please tel me.

    • Staff
      Shirley | March 5, 2015

      Hi Vissu,

      Thanks for your question.

      To be eligible for a Dollars Direct loan you need to be a current resident of Australia.

      Cheers,
      Shirley

Ask a question
feedback