Cash Mart

Information verified correct on April 26th, 2017

Get access to an instant cash loan without a credit check from an Australian pawnbroker with over 40 years experience.

Cashmart is an Australian pawnbroker with over 40 years industry experience. They provide cash loans in exchange for goods, and the ability to buy, sell and loan second-hand items. When financial pressures such as urgent bills, medical costs, or home and car maintenance arise, an instant cash loan can provide a financial solution without the hassle of securing bank approval or going through credit checks.Starting out in 1971 in Hobart, Tasmania as the Bellerive Swap Shop, Cashmart boasts a three-generation history. The business has since grown and diversified beyond traditional pawnbroking and second-hand trade, and now also provides instant cash loans against goods.

Comparison of Payday Loans

Whilst we don't compare loans from Cash Mart directly, use the table below to see how their product compares to other loans in Australia.

Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Product Description
Sunshine Short Term Loans
9 weeks
30 Minutes - conditions apply
20% of loan amount + 4% of loan amount each month
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Family Business since 1999.
Nimble Short Term Loan
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
Apply for a short term loan and you could borrow up to $2,000
Ferratum Cash Loans
Up to 6 mths
Same Day if approved
20% of borrowed amount + 4% of borrowed amount each month
A small loan from Ferratum lets you borrow up to $1,900 without a credit check
Cash Train Loans
10 weeks or 3 months
1 Business Day
20% of principal amount (establishment fee) + 4% monthly charge
Apply for a Cash Train loan and get up to $2,000 sent straight to your bank account. Fast online application

Compare up to 4 providers

Types of personal loans from Cashmart

Instant cash loans- Instant cash loans can assist people who need to satisfy urgent financial pressures. Cashmart’s flexible loan amounts range from $50 to $2,000, making it possible to tailor a loan for your current financial situation.

Cashmart unsecured cash loans accumulate fixed interest on a monthly basis, are are intended to be short term loans. Paying back your cash advance on your next payday will ensure you pay minimum interest on your loan amount.

Instant cash loans allow you to receive cash instantly without being slowed down by credit-checks or bank approvals. Items such as electronics or sports equipment can be used as a form of surety and provide you with the finance you need.

Features and benefits of a Cashmart loan

  • Access to instant cash.
    Whether it’s an urgent bill that needs to be paid, or a home renovation you want to get started, Cashmart instant cash loans can provide a fast solution to secure funds. In as little as 20 minutes, a team member can evaluate and approve your items, and provide you with cash over the counter.
  • No minimum or maximum amount.
    Cashmart offers instant cash loans in exchange for a range of goods including technological products, jewellery, gold, musical instruments and more. Depending on the value of your item, you could secure a loan from as little as $50 to as much as thousands of dollars.
  • No credit-checks.
    Getting a personal loan from a bank usually includes a lengthy application process and credit checks. Cash Mart do not consider these factors. Instead, they provide upfront cash based on the value of your goods. You can also increase the value of your loan by providing brand new products with a receipt.
  • Flexible repayment terms.
    Cashmart loans are an ideal way to meet emergency repayments before your payday. Making monthly repayments will help you keep on top of your loan. The lender also allows an additional two days leeway on top of the one month period before the interest increases.

What other products does Cashmart offer?

  • Buy second-hand products: Cashmart offer a leading range of second-hand products, including technology, jewellery, gold, musical instruments and more.
  • Trade products: If there is an item in stock that you would like to purchase, Cashmart can provide a cash loan based on a trade-in product.
  • Jewellery evaluation: Cashmart’s team of experts offer evaluations for expensive jewellery including gold and diamonds.
  • Sell second-hand products: Cashmart will pay cash for unwanted items they can resell. You can boost your cash amount by selling new products (as long as you have a receipt) or let a team member evaluate your quality second-hand items.

How to apply for a personal loan from Cashmart

Cashmart’s instant personal loans are granted in store at the Dandenong and Frankston locations in Victoria. Interested borrowers can make an enquiry about an item online, or visit one of Cashmart’s stores to allow an expert team member evaluate an item for them. It’s also possible to telephone either of the stores for personal advice.

You will need to bring in your ID with the items you intend to loan or sell. Many items accepted by the lender are common personal belongings, including items such as jewellery and electronics, making it a convenient way to secure money based on existing assets.

Cashmart provide a possible solution to your financial pressures due to its provision of instant cash loans. When unexpected situations such as urgent bills or repair costs arise, they are able to give you access to cash over the counter.

Cashmart give cash in exchange for goods, giving you the ability to make money from the items you already own. Without the hassle of credit-checks or bank applications, they give you access to a cash loan in as little as 20 minutes.

The team at Cash Mart has experience in evaluating a wide range of products- including gold and diamonds to give you maximum cash for your goods. With over 40 years industry experience, they provide an experienced cash loan service and pawnbroking trade to meet a range of financial needs. Email and phone enquires will be answered by a staff member, providing you with personalised advice for your situation before you consider taking out a loan or selling a valuable item.

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