Cash Mart

Get access to an instant cash loan without a credit check from an Australian pawnbroker with over 40 years experience.

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Cash Mart

Cashmart is an Australian pawnbroker with over 40 years industry experience. They provide cash loans in exchange for goods, and the ability to buy, sell and loan second-hand items. When financial pressures such as urgent bills, medical costs, or home and car maintenance arise, an instant cash loan can provide a financial solution without the hassle of securing bank approval or going through credit checks.Starting out in 1971 in Hobart, Tasmania as the Bellerive Swap Shop, Cashmart boasts a three-generation history. The business has since grown and diversified beyond traditional pawnbroking and second-hand trade, and now also provides instant cash loans against goods.

Comparison of Payday Loans

Whilst we don't compare loans from CashMart directly, use the table below to see how their product compares to other loans in Australia.

Updated October 17th, 2019
Name Product Maximum Loan Amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $1500 Loan)
62 days to 9 months
1 hour - conditions apply
10% of loan amount + 2% of loan amount each month
Finder Exclusive: 50% discount on the establishment fee (now 10% of the loan amount) and monthly fee (now 2% of the loan amount)
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
9-12 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
A small loan up to $2,000 that you repay over 9-12 weeks. Loans approved and funded in as little as 30 minutes. Centrelink must not be your primary income
Up to 2 years
3 hours - conditions apply
Apply for up to $2,000 and be able to access your approved loan as a convenient line of credit.
6-12 months
Same day - conditions apply
20% of loan amount establishment fee + 4% of loan amount monthly.
Credit24 offers this loan up to $2,000 and gives you 12 months to repay.
3-12 months
1 business day
Establishment fee from 10% of loan amount + monthly fee from 2%
A small loan between $500 and $2,000 that can be funded in 24 hours.
up to 12 months
Within 48 hours
20% establishment fee + 4% monthly fee
Cash Converters offers this loan from $400 that gives you up to 12 months to repay.
3 to 12 months
1 business day
10% of loan amount + 2% of loan amount each month
A small loan up to $2,000 from a lender backed by NAB. Transparent eligibility criteria and competitive costs.

Compare up to 4 providers

Types of personal loans from Cashmart

Instant cash loans- Instant cash loans can assist people who need to satisfy urgent financial pressures. Cashmart’s flexible loan amounts range from $50 to $2,000, making it possible to tailor a loan for your current financial situation.

Cash Mart unsecured cash loans accumulate fixed interest on a monthly basis, are are intended to be short term loans. Paying back your cash advance on your next payday will ensure you pay minimum interest on your loan amount.

Instant cash loans allow you to receive cash instantly without being slowed down by credit-checks or bank approvals. Items such as electronics or sports equipment can be used as a form of surety and provide you with the finance you need.

Features and benefits of a Cash Mart loan

  • Access to instant cash.
    Whether it’s an urgent bill that needs to be paid, or a home renovation you want to get started, Cashmart instant cash loans can provide a fast solution to secure funds. In as little as 20 minutes, a team member can evaluate and approve your items, and provide you with cash over the counter.
  • No minimum or maximum amount.Cash Mart offers instant cash loans in exchange for a range of goods including technological products, jewellery, gold, musical instruments and more. Depending on the value of your item, you could secure a loan from as little as $50 to as much as thousands of dollars.
  • No credit-checks.
    Getting a personal loan from a bank usually includes a lengthy application process and credit checks. Cash Mart do not consider these factors. Instead, they provide upfront cash based on the value of your goods. You can also increase the value of your loan by providing brand new products with a receipt.
  • Flexible repayment terms.
    Cashmart loans are an ideal way to meet emergency repayments before your payday. Making monthly repayments will help you keep on top of your loan. The lender also allows an additional two days leeway on top of the one month period before the interest increases.

What other products does Cashmart offer?

  • Buy second-hand products: Cash Mart offer a leading range of second-hand products, including technology, jewellery, gold, musical instruments and more.
  • Trade products: If there is an item in stock that you would like to purchase, Cashmart can provide a cash loan based on a trade-in product.
  • Jewellery evaluation: Cashmart’s team of experts offer evaluations for expensive jewellery including gold and diamonds.
  • Sell second-hand products: Cashmart will pay cash for unwanted items they can resell. You can boost your cash amount by selling new products (as long as you have a receipt) or let a team member evaluate your quality second-hand items.

How to apply for a personal loan from Cashmart

Cashmart’s instant personal loans are granted in store at the Dandenong and Frankston locations in Victoria. Interested borrowers can make an enquiry about an item online, or visit one of Cashmart’s stores to allow an expert team member evaluate an item for them. It’s also possible to telephone either of the stores for personal advice.

You will need to bring in your ID with the items you intend to loan or sell. Many items accepted by the lender are common personal belongings, including items such as jewellery and electronics, making it a convenient way to secure money based on existing assets.

Cashmart provide a possible solution to your financial pressures due to its provision of instant cash loans. When unexpected situations such as urgent bills or repair costs arise, they are able to give you access to cash over the counter.

Cash Mart give cash in exchange for goods, giving you the ability to make money from the items you already own. Without the hassle of credit-checks or bank applications, they give you access to a cash loan in as little as 20 minutes.

The team at Cash Mart has experience in evaluating a wide range of products- including gold and diamonds to give you maximum cash for your goods. With over 40 years industry experience, they provide an experienced cash loan service and pawnbroking trade to meet a range of financial needs. Email and phone enquires will be answered by a staff member, providing you with personalised advice for your situation before you consider taking out a loan or selling a valuable item.

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