5 ways your account can make your money work harder for you
With the cost of living on the rise, it makes sense to look for everyday ways to make your money work harder for you – and that includes your own bank account!
Sponsored by AMP Bank GO. With the AMP Bank GO Everyday Account, you can have fee‑free banking, instant access to your money, and the ability to earn Qantas Points on your everyday balance. Visit the AMP website to learn more.
Life is full of expenses -- but not all of them are necessary!
With the right everyday bank account, you can reduce or avoid plenty of costs and funnel them back into your own pocket.
Today, we take a look at how the AMP Bank GO Everyday Account can help.
1. Look for an everyday bank account with no monthly account fees
Monthly account fees might seem small at first. But month after month, they quietly add up — slowly eating away at your money.
For example, many bank accounts charge around $5 a month. That comes to $60 over the course of a year!
So it's worth looking for an account that doesn't charge monthly account fees, like the AMP Bank GO Everyday Account.
This means that you're keeping more of your own money in your own pocket. And have the freedom to use it as you want.
2. Save at the ATM
ATM fees can add up very quickly, especially if you withdraw cash regularly.
But fortunately, with the right everyday account, you can avoid them.
The AMP Bank GO Everyday Account doesn't charge withdrawal fees at the following ATMs:
- ANZ
- CBA
- NAB
- Westpac
- atmx
Avoiding ATM fees can potentially add up to hundreds of dollars of savings each year!
3. Save when you shop overseas... whether online or whilst travelling
In 2026, online shopping from overseas is commonplace.
But additional currency conversion fees can add a lot of extra costs after you've clicked "Buy Now".
However, having the right everyday account can help.
When you check out online with your AMP Bank GO debit Mastercard, you won't be charged international currency conversion fees.
And when you're on holiday overseas, the same thing applies too.
AMP Bank GO also offers Mastercard's foreign currency exchange rate and won't add anything on top, meaning you can shop online or overseas, with no extra currency conversion fees.
Plus, with real-time notifications in both currencies, you'll always know what you're spending when you're spending it, so there are no nasty surprises
That means more money for shopping while you're away.
4. Score bonuses on your everyday spend
Everyone likes earning rewards - so why not earn them just by having money in your account?
Link your Qantas Frequent Flyer account to your AMP Bank GO Everyday Account and earn Qantas Points on your average monthly account balance.
From now until 31 May 2026, you'll earn 2 Qantas Points for every $10 on your average monthly Everyday Account balance. As an example, in May 2026, if you had an average balance of $10,000 in your Everyday Account and you had Qantas linked, you could earn 2,000 Qantas Points. You can use your Qantas Points on travel, entertainment, shopping and more.
Not a Qantas Frequent Flyer member?
AMP Bank GO will cover your $99.50 membership fee, so you can join free.
Make sure you visit the AMP Bank GO website to learn more.
5. Link up a savings account
Last but definitely not least, another simple way to save is by opening an AMP Bank GO Save Account after setting up your AMP Bank GO Everyday Account.
Transfer money into your AMP Bank GO Save account and experience:
- No monthly account fees
- No minimum balance
- No need to meet account growth requirements, deposit conditions or withdrawal limits to get interest
- Interest that is calculated daily and paid monthly
- Set and track your savings goals with automated transfers
Using features like this can help you have an easier time saving long-term.
Learn more about the AMP Bank GO Everyday Account
Sponsored by AMP Bank GO. With the AMP Bank GO Everyday Account, you can have fee‑free banking, instant access to your money, and the ability to earn Qantas Points on your everyday balance. Visit the AMP website to learn more.
Important information
The information on this page is general in nature and doesn't take into account your objectives, financial situation or needs. Consider whether it's right for you before making a decision.
*You must link your Qantas Frequent Flyer account in the AMP Bank GO app to earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of your average monthly account balance, up to $5,000,000) within your Everyday Account from 2 February 2026 until 31 May 2026 (previously 30 April 2026). Promotion subject to the Qantas Frequent Flyer program Terms and Conditions and the AMP Bank GO Transaction Account Terms and Conditions. To determine the average monthly balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days. Promotion may be modified, suspended or terminated at any time. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517. Before making a decision about these products you should consider the TMD and terms and conditions available from AMP Bank at amp.com.au/appterms. Fees and charges may be payable. Interest tiers apply to AMP Bank GO Save.
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