5 ways your account can make your money work harder for you
With the cost of living on the rise, it makes sense to look for everyday ways to make your money work harder for you – and that includes your own bank account!
Sponsored by AMP Bank GO. With the AMP Bank GO Everyday Account, you can have fee‑free banking, instant access to your money, and the ability to earn Qantas Points on your everyday balance. Visit the AMP website to learn more.
Life is full of expenses -- but not all of them are necessary!
With the right everyday bank account, you can reduce or avoid plenty of costs and funnel them back into your own pocket.
Today, we take a look at how the AMP Bank GO Everyday Account can help.
1. Look for an everyday bank account with no monthly account fees
Monthly account fees might seem small at first. But month after month, they quietly add up — slowly eating away at your money.
For example, many bank accounts charge around $5 a month. That comes to $60 over the course of a year!
So it's worth looking for an account that doesn't charge monthly account fees, like the AMP Bank GO Everyday Account.
This means that you're keeping more of your own money in your own pocket. And have the freedom to use it as you want.
2. Can the AMP Bank GO Everyday Account help save on ATM fees?
Yes. The AMP Bank GO Everyday Account doesn't charge withdrawal fees at the following ATMs:
- ANZ
- CBA
- NAB
- Westpac
- atmx
Avoiding ATM fees can potentially add up to hundreds of dollars of savings each year!
ATM fees can add up very quickly, especially if you withdraw cash regularly.
But fortunately, with the right everyday account, you can avoid them.
Today's video is sponsored by AMP Bank. With the AMP Bank Go Everyday Account, you can get no monthly account fees, instant access to your money, and the opportunity to earn Qantas points, making your everyday banking more rewarding.
Paying fees on your everyday banking? No thanks. Monthly account fees add up over time and can chip away your hard-earned cash. So, it's worth looking for an account that doesn't charge monthly account fees, like the AMP Bank Go Everyday Account. This means that you're keeping more of your own money in your own pocket.
Over time, ATM fees can really add up, costing you hundreds, if not thousands of dollars. But with the right everyday account, you can skip them. When you've got an AMP Bank Go Everyday Account, you don't need to pay withdrawal fees for A&Z, CBA, NAB, Westpak, or ATMX. If you use cash a lot like I do, that's a big saving right there.
Everyone likes earning rewards, so why not earn them just by having money in your account? Link your Qantas frequent flyer account to your AMP Bank Go Everyday Account and earn Qantas Points on your average monthly account balance. You can then use your Qantas points on travel, entertainment, shopping, and more.
We all like to do a bit of shopping online, and it makes global shops feel local. But currency conversion fees can add a lot of extra costs after you've clicked "buy now". But with the right account, you guessed it, it doesn't need to be that way. When you shop online or overseas with your AMP Bank Go debit Mastercard, you'll get Mastercard's foreign currency conversion rate with no extra conversion fees on top. Plus, with real-time notifications in both currencies, you'll always know what you're spending when you're spending it, so there are no nasty surprises.
That means more money for shopping while you enjoy your vacay.
Last, but definitely not least, another simple way to save is by opening an AMP Bank Go Save account. After setting up your AMP Bank Go Everyday account, transfer money into your AMP Bank Go Save account and experience. No monthly account fees, no minimum balance, no need to meet account growth requirements, deposit conditions, or withdrawal limits. Interest that is calculated daily and paid monthly. Set and track your savings goals with automated transfers.
Using features like this can help you have an easier time saving long-term. And there you have it, some of the ways the AMP Bank Go Everyday account can help you cut costs and make your money go further.
3. Can the AMP Bank GO Everyday Account help save when you shop online overseas or while travelling?
Yes, it can. When you check out online with your AMP Bank GO debit Mastercard, you won't be charged international currency conversion fees.
And when you're on holiday overseas, the same thing applies too.
In 2026, online shopping from overseas is commonplace.
But additional currency conversion fees can add a lot of extra costs after you've clicked "Buy Now".
However, having the right everyday account can help.
AMP Bank GO also offers Mastercard's foreign currency exchange rate and won't add anything on top, meaning you can shop online or overseas, with no extra currency conversion fees.
Plus, with real-time notifications in both currencies, you'll always know what you're spending when you're spending it, so there are no nasty surprises
That means more money for shopping while you're away.
4. Can the AMP Bank GO Everyday Account help me score bonuses on my everyday spend?
Yes, it can.
Everyone likes earning rewards - so why not earn them just by having money in your account?
Link your Qantas Frequent Flyer account to your AMP Bank GO Everyday Account and earn Qantas Points on your average monthly account balance.
5. Can I link the AMP Bank GO Everyday Account to a savings account
Yes. Last but definitely not least, another simple way to save is by opening an AMP Bank GO Save Account after setting up your AMP Bank GO Everyday Account.
Transfer money into your AMP Bank GO Save account and experience:
- No monthly account fees
- No minimum balance
- No need to meet account growth requirements, deposit conditions or withdrawal limits to get interest
- Interest that is calculated daily and paid monthly
- Set and track your savings goals with automated transfers
Using features like this can help you have an easier time saving long-term.
Learn more about the AMP Bank GO Everyday Account
Sponsored by AMP Bank GO. With the AMP Bank GO Everyday Account, you can have fee‑free banking, instant access to your money, and the ability to earn Qantas Points on your everyday balance. Visit the AMP website to learn more.
Important information
The information on this page is general in nature and doesn't take into account your objectives, financial situation or needs. Consider whether it's right for you before making a decision.
AMP Bank Limited ABN 15 081 596 009, AFSL 234517. You must be a Qantas Frequent Flyer member to earn and use Qantas points. Membership and points are subject to the Qantas Frequent Flyer Terms and Conditions. Before making a decision about these products you should consider the TMD and terms and conditions available from AMP Bank at amp.com.au/appterms. Fees and charges may be payable. Interest tiers apply to AMP Bank GO Save.
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