Media Release

Australian credit card habits revealed in inaugural credit card report

28 February, 2018 Sydney, Australia –, the site that compares virtually everything, has today released a comprehensive report to shed light on the credit card habits across the country.

Combining unique insights from’s national consumer surveys with research from the Reserve Bank of Australia (RBA) and the Australian Bureau of Statistics (ABS), the inaugural report gives an extensive overview of the Australian credit card landscape.

The 2018 State of the Credit Card Market Report is broken down into three sections:

  • State of the credit card market
    Part one looks at factors like credit card expenditure, how quickly Australians service their plastic debt, plus average industry rates and fees.
  • Credit card developments in 2017
    Section two outlines developments from the last 12 months including the interchange fee regulations and the end of excessive surcharges for small businesses, and examines the effect this has had on everyday cardholders.
  • How Australians use credit cards
    Part three puts consumer behaviour under the microscope to show who the average credit cardholder is. It turns out the typical cardholder is David – a 48-year-old father from Melbourne. David owns his own home, has private health insurance, and his average credit card debt is $1,887.

To access the full report, click here.

If you have any queries, please don’t hesitate to contact me.

Natasha McNamara
PR Manager | Money
M: +61 413 492 594


For further information


The information in this release is accurate as of the date published, but rates, fees and other product features may have changed. Please see updated product information on's review pages for the current correct values.

About Finder

Every month 2.6 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare virtually everything from credit cards, phone plans, health insurance, travel deals and much more.

Our free service is 100% independently-owned by three Australians: Fred Schebesta, Frank Restuccia and Jeremy Cabral. Since launching in 2006, Finder has helped Aussies find what they need from 1,800+ brands across 100+ categories.

We continue to expand and launch around the globe, and now have offices in Australia, the United States, the United Kingdom, Canada, Poland and the Philippines. For further information visit

12.6 million average unique monthly audience (June- September 2019), Nielsen Digital Panel

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