Media Release

6.9 million Aussies feeling the festive financial pinch

        • 13% of Aussies worried about affording groceries
        • Victorians most likely to struggle paying bills
        • How to spend less this Christmas

9 December, 2019, Sydney, Australia – Bills may be forced to take a backseat this Christmas, as millions of Aussies struggle to make ends meet according to Finder, Australia's most visited comparison site.

A recent survey of 1,047 respondents revealed that over one in three (36%) Aussies say they'll be unable to afford basic necessities over the holiday period.

Around 13% say they'll struggle to pay for groceries. That same number are expecting to fall behind in their credit card repayments.

One in eight Aussies (12%) will find it hard to cover their energy bill, while 10% think their rental payments will slip and 7% will fall behind in their mortgage repayments.

Bessie Hassan, money expert at Finder, said that additional Christmas expenses are leaving millions of Aussies out of pocket each year.

"The festive season doesn't come cheap, and many Aussies are concerned they won't be able to make ends meet as a result.

"As nice as it is to spoil our loved ones, basic essentials like bills and rent absolutely need to come first.

"You don't want to start the new year drowning in debt or falling behind on repayments because of festive spending," Browne said.

Victorians are the most likely to struggle this Christmas, with two in five (43%) saying bills will slip compared to 32% of New South Wales residents.

The research found that women (40%) are more likely to struggle with bills over Christmas than their male counterparts (33%).

Hassan said the holiday period is the perfect time for Aussies to overhaul their bills and work out where they could be saving.

"Take some time to go through your mortgage, energy and Internet bills over the holidays, and flag areas where you might be paying too much.

"You can potentially save thousands by switching to another provider, and this can help take the financial pressure off next Christmas," Hassan said.

Do you think you'll struggle to pay off the following over the Christmas period?

ResponseProportion of Aussies
Credit card13%
Mobile phone8%
Home Internet6%
Car insurance5%
Health insurance4%
Personal loan4%

Source: Finder, November 2019

Struggle to pay bills32%33%43%36%39%36%

Source: Finder, November 2019

How to spend less this Christmas

  • Use your gift vouchers. Chances are you have gift vouchers kicking around the house from birthdays and even Christmas last year. Why not make use of those for buying presents?
  • Overhaul your finances. Are you paying for a subscription you're not using? When was the last time you compared your energy plan to see if you're on the best deal? You can potentially save thousands by auditing your finances and switching.
  • Don't accept every invitation. It might be tempting to go to all your friends' and family's parties, but they often come at a cost of bringing food, alcohol and even gifts. Attend the parties that mean the most to you, and send your regrets to the rest.
  • Freeze meals. We often over cater (and over indulge!) at Christmas. Freeze leftovers so you won't have to buy as much on your next grocery run.


For further information


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About Finder

Every month 2.6 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare virtually everything from credit cards, phone plans, health insurance, travel deals and much more.

Our free service is 100% independently-owned by three Australians: Fred Schebesta, Frank Restuccia and Jeremy Cabral. Since launching in 2006, Finder has helped Aussies find what they need from 1,800+ brands across 100+ categories.

We continue to expand and launch around the globe, and now have offices in Australia, the United States, the United Kingdom, Canada, Poland and the Philippines. For further information visit

12.6 million average unique monthly audience (June- September 2019), Nielsen Digital Panel

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