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Hey, I have a couple defaults as I missed a payment and then it gets hard to catch up. I want to catch up, maybe debt consolidation is a possibility? Also, if I can get approved for a debt consolidation loan am I able to get a little loan on top of that to help me get on my two feet again with one easy payment.
Hi Steph,
Thanks for reaching out.
Yes, debt consolidation might help you keep abreast with your loan payments but that will entirely depend on your financial situation. You may check and compare your debt consolidation loan options to ensure you make a better and informed decision. As for getting a loan on top of the debt consolidation, that would entirely depend on the lender as to how much you can borrow. They will most likely base it on your ability to pay off the loan and your overall financial position.
Moreover, please read more about the important steps to take to get of debt. You may also reach out to various institutions for free financial management advice.
Just a friendly note, please make sure to check the lender’s eligibility criteria before you submit your application, as rejected loan applications can have a negative impact on your credit score.
I hope this has helped.
Kind regards,
Liezl
I need a loan for about $100,000 I make 25,000 a month I bought a new car because my friend totaled my other one instead of waiting for A loan to be approved first my mother-in-law paid cash for it now I need to pay her back. How do I go about getting a loan like this
Hi Stacy,
Thanks for your question.
You may want to check your personal loan options featured on our website. Please do note that most unsecured loans have a maximum limit of up to $50,000 while the secured loans may allow you to borrow more than $50K.
You can use the loan calculator on the page to see which loan product can give you low monthly repayments. To check the requirements and eligibility criteria to apply for a particular loan, just click on its name so you’ll be redirected to its review page.
Cheers,
Anndy
I have existing personal loan, I need to borrow another 10k what will I do?
Hi Ram,
You have the option of getting in contact with your current lender and asking for a “loan top-up”. Keep in mind this involves applying for another loan and repaying your existing loan with the approved funds. You can also apply for an unsecured loan with another lender and consolidating your debt into one account.
I hope this helps,
Elizabeth
I’m working withCommunity Home Support Program involving age care and I want to get myself a car. I earn over $1300 and have a permanent position. Can you help me
Hi Relma,
I can’t recommend a specific lender as it depends more on your specific financial situation (your assets, debts, credit history, etc.). You can compare your car loan options through our website. If you want to find out some more information on any lenders, you can click through to the review pages by selecting the name of the lender. If you find a lender you want to apply with, you can select the “Go to Site” to submit your application.
I hope this helps,
Elizabeth
Hi there. I am a working Singaporean looking to acquire a farm worth AUD899K in Manjimup, Perth. I have a residence in Singapore. Need a business loan to finance the purchase. Can you help me?
Hi Judy,
You can compare your business loan options, and find out more about business finance through our website.
I hope this helps,
Elizabeth