Loan Ranger Cash Loans

If you need to cover a short-term cash shortfall, consider a personal loan from Loan Ranger.


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Loan Ranger Cash

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Loan Ranger is an Australian online personal finance lending company. It offers various forms of personal loans, including small cash loans, personal loans, and loans for special purposes like dental loans. There are a range of flexible features on offer with a Loan Ranger Cash Loans – find out more about its offerings below.

Are you struggling financially?

If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support. Find out more here:

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

How does borrowing from Loan Ranger work?

Loan Ranger loans offer multiple options for borrowers. Its range of loans includes cash loans and small loans between $200 and $2,000, which are designed for borrowers to manage small cash shortfalls. The loans have a straightforward repayment process with transparent fees and charges. You will be charged an establishment fee plus a monthly fee based on the amount you borrow. Loan approval is based on your capacity to meet the loan repayments, which will be determined by the information you provide in your application.

Features and benefits of Loan Ranger loans

  • Range of loan amounts on offer. You can apply for a loan anywhere between $200 and $2,000.
  • Quick turnaround. The online application and funding process is quick, and you can expect to receive your loan within 24 hours of approval.
  • Bad credit solutions. While Loan Ranger will check your credit history as part of the application process, you still may be eligible for a loan if you have bad credit.
  • Loan Ranger Club. The Loan Ranger Club gives club members discounts on their repayments. Members receive a 5% discount on subsequent loans.
  • Calculation of repayment costs. Loan Ranger provides a calculator for its cash loans, which allows borrowers to calculate the full cost of loans for themselves.

How much does a Loan Ranger Cash Loans cost?

You will be charged 20% of the principal amount as an establishment fee and 4% of the principal as a monthly administration charge.

Eligibility criteria

To qualify for a Loan Ranger loan, borrowers must be over 18, employed, and receive pay from their employer electronically. (That means employer pays by direct deposit into a bank, building society or credit union account.) Loans may be taken out for comparatively small amounts of money starting from $200, offering simple solutions for bills and similar problems affecting cash flow. These loans may be useful for borrowers as options for easing cash flow worries, managing bills and controlling unexpected expenses.

How you can apply for a personal loan from Loan Ranger

If you'd like to apply for a loan with Loan Ranger, you can start the application process by clicking "Go To Site" on this page. This will safely redirect you to the online application form. Here is the application process you can expect:

  • Borrowers select a category from a preliminary screen popup, then fill in the application form
  • Loan Ranger will offer a loan amount based on application information, which borrowers approve online
  • Documentation of personal details will be required for funding. Borrowers may provide this documentation by email, fax or SMS.
  • The loan application is either approved or declined
  • Money is transferred to your nominated bank account

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52 Responses

    Default Gravatar
    AnalizaMay 22, 2018

    Hello, can I avail loan? I’m from the Philippines.

      Default Gravatar
      NikkiMay 22, 2018

      Hi Analiza,

      Thanks for your message.

      Unfortunately, these loans are only available in Australia. You’ll need to contact a lender in the Philippines to find a loan.



    Default Gravatar
    PamelaApril 9, 2018

    Can I borrow on a short term? I need a loan to cover cost of removaliser to new address. I am downgrading on my existing house as I want to get out of dept. After which I can pay this dept in a short time depending how long it takes to sell house.

      Avatarfinder Customer Care
      JoshuaApril 9, 2018Staff

      Hi Pamela,

      Thanks for getting in touch with Finder.

      Loan Ranger, which is now known as enably, provides short-term cash.

      enably offers loans of between $2,001 and $20,000 to be repaid over a maximum period of 3 years. The amount for which you are approved is based on your credit score and financial situation.

      The application process is quick and completely online, and loans can be approved within an hour (during business hours). Loans are repaid by direct debit over a minimum term of 61 days in weekly, fortnightly or monthly installments.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!


    Default Gravatar
    RubyMay 9, 2017

    I want to know the status of my loan application, thank you and God Bless.

      Avatarfinder Customer Care
      HaroldMay 9, 2017Staff

      Hi Ruby,

      Thank you for your inquiry.

      Unfortunately, we don’t have the direct access to determine the status of your application. Our company is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      Typically, after you sent your application online within 10 minutes you will receive a feedback from the provider. However, in some cases, they may need to further review your application to verify the details of your loan application. In general, you will receive the result within an hour during business hours. If you need to follow-up your application it would be nice to contact the provider directly.

      I hope this information has helped.


    Default Gravatar
    Waiting!January 4, 2017

    Im currently in the process of applying for a loan with enably. I was told i was successful and they would transfer the funds in next 10 minutes. 2 days later still no funds. By chance i checked my spam email and they asked for photo ID, proof of residency, payslip. Now it is at “underwriting” status. This loan was advertised as quick? The only reason i need the cash is because its xmas and the gas company took $900 out of my account instead of the $59 payment (Their mistake). This has taken some time to sort out and my enably loan was a quick solution, or that was the idea anyway?

      Avatarfinder Customer Care
      MayJanuary 5, 2017Staff

      Hi Waiting,

      Thanks for your question.

      Generally, with enably, most customers will be able to complete their application online in 10 minutes and will be offered a decision within an hour of completing an application. However, in some cases, they may need to manually review your application to clarify the details of your loan. You’ll generally receive an outcome within the hour during business hours. If you need to follow-up your application with enably, please feel free to contact them directly.


    Default Gravatar
    reporterAugust 21, 2016

    where can I report those company like loan range and ferratum, they will never let u pass , and you’ll never get a loan there. they believe they own the system.

    trust me don’t waste time at those company, also they’ll put it on ur credit report, then you’ll need spend 600 dollars to take off that.

      Avatarfinder Customer Care
      ElizabethAugust 22, 2016Staff

      Hi reporter,

      Both Ferratum and Loan Ranger have internal dispute resolution processes and a section on their websites where you can submit your complaint. However, it’s important to note that each of these lenders can only approve you for a loan if they feel you have the capacity to repay.

      It’s also helpful to keep in mind that every credit provider (banks, credit unions and short-term lenders such as Ferratum and Loan Ranger) will list any loan applications you make with them on your credit file.

      If you feel that, after submitting a complaint with Ferratum/Loan Ranger, your dispute isn’t resolved, you can take the matter further to the credit ombudsman.

      I hope this helps,


    Default Gravatar
    nicAugust 9, 2016

    i am in middle of applying and it said it would take about 3 min to check my bank account. but its been analysing transactions for ages now. it has been more like 45 min not 3 min. why is this happening.

      Avatarfinder Customer Care
      ElizabethAugust 9, 2016Staff

      Hi Nic,

      Apologies for the delay, but as the application is handled directly by Loan Ranger you’ll need to contact them to find out what the problem is. If you’re on their website you can click “Contact Us” to get their contact information. You can submit an online form, give them a call or use their live chat service.

      I hope this helps!


    Default Gravatar
    FariJuly 7, 2016

    Do you do credit check for a loan amount of $2000?

    Will I be getting an ENQUIRY on my credit file?

      Avatarfinder Customer Care
      MayJuly 7, 2016Staff

      Hi Fari,

      Thanks for your inquiry.

      As part of the application and verification process, Loan Ranger will check your credit history. Once a lender conducts a credit check, that will be considered an enquiry on your credit file.


    Default Gravatar
    JoaneJune 23, 2016

    Do you have a branch here in Philippines?

      Avatarfinder Customer Care
      ElizabethJune 24, 2016Staff

      Hi Joane,

      Unfortunately these loans are only available in Australia. You’ll need to contact a lender in the Philippines to find a loan.

      Sorry I couldn’t be of more assistance,


      Default Gravatar
      LeahSeptember 25, 2016

      There’s already one for the Philippines.

    Default Gravatar
    DonnaMarch 11, 2016

    Applied for a loan all went smoothly until they decided that the automated system could not verify me, then despite being able to supply my work government photo ID, medicare card, atm card, original birth certificate and tax return document this wasn’t enough as their “internal” process says that you must have a government photo ID with your birth date on it. Original birth certificate not enough. Time wasting and to rigid in their own internal rules.

      Avatarfinder Customer Care
      ElizabethMarch 14, 2016Staff

      Hi Donna,

      Thanks for your review. Loan Ranger also invite customer feedback directly through its website which you’re welcome to do.



    Default Gravatar
    ScottOctober 2, 2015

    How long to get approved by loan rangers?

      Avatarfinder Customer Care
      ElizabethOctober 2, 2015Staff

      Hi Scott,

      Thanks for your question.

      You can be approved by Loan Ranger in a few minutes as they use an online system for applications. Once you’ve been approved you can receive your funds quickly – if you bank with one of the Big Four banks this is soon after you’ve signed your contract and been allocated in a ‘funding run’ (you will be advised of this) and if you bank with a different institution it is usually within 24 hours.

      I hope this has helped.



      Default Gravatar
      PaddyOctober 26, 2015

      Few minutes decision, takes them usually 6-7hours And then another 24 hours to see the money in your account and I’m with Anz

      Avatarfinder Customer Care
      ElizabethOctober 27, 2015Staff

      Hi Paddy,

      Thanks for your comment.

      Loan Ranger says that it will send your funds to you following approval and once you have been allocated in a funding run. The actual time it takes depends on when you are approved and what time you apply. However, Loan Ranger give no specific time frame for this, so times may differ. If you have any further enquiries, complaints or comments, you may want to direct these to Loan Ranger directly.



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