Loan Ranger Cash Payday Loans

Information verified correct on October 26th, 2016
  • Loan Ranger no longer accept loan applications. They are now known as enably. To find out more read our review here. The loans cannot be applied for, however, the information on this page has been kept for the benefit of those who are interested

If you need to cover a short-term cash shortfall, consider a personal loan from Loan Ranger.

Loan Ranger is an Australian online personal finance lending company. It offers various forms of personal loans, including small cash loans, personal loans, and loans for special purposes like dental loans. There are a range of flexible features on offer with a Loan Ranger Cash Loan – find out more about its offerings below.

How does borrowing from Loan Ranger work?

Loan Ranger loans offer multiple options for borrowers. Its range of loans includes cash loans and small loans between $200 and $2,000, which are designed for borrowers to manage small cash shortfalls. The loans have a straightforward repayment process with transparent fees and charges. You will be charged an establishment fee plus a monthly fee based on the amount you borrow. Loan approval is based on your capacity to meet the loan repayments, which will be determined by the information you provide in your application.

Features and benefits of Loan Ranger loans

  • Range of loan amounts on offer. You can apply for a loan anywhere between $200 and $2,000.
  • Quick turnaround.  The online application and funding process is quick, and you can expect to receive your loan within 24 hours of approval.
  • Bad credit solutions. While Loan Ranger will check your credit history as part of the application process, you still may be eligible for a loan if you have bad credit.
  • Loan Ranger Club. The Loan Ranger Club gives club members discounts on their repayments. Members receive a 5% discount on subsequent loans.
  • Calculation of repayment costs. Loan Ranger provides a calculator for its cash loans, which allows borrowers to calculate the full cost of loans for themselves.

How much does a Loan Ranger Cash Loan cost?

You will be charged 20% of the principal amount as an establishment fee and 4% of the principal as a monthly administration charge.

Eligibility criteria

To qualify for a Loan Ranger loan, borrowers must be over 18, employed, and receive pay from their employer electronically. (That means employer pays by direct deposit into a bank, building society or credit union account.) Loans may be taken out for comparatively small amounts of money starting from $200, offering simple solutions for bills and similar problems affecting cash flow. These loans may be useful for borrowers as options for easing cash flow worries, managing bills and controlling unexpected expenses.

How you can apply for a personal loan from Loan Ranger

If you'd like to apply for a loan with Loan Ranger, you can start the application process by clicking "Go To Site" on this page. This will safely redirect you to the online application form. Here is the application process you can expect:

  • Borrowers select a category from a preliminary screen popup, then fill in the application form
  • Loan Ranger will offer a loan amount based on application information, which borrowers approve online
  • Documentation of personal details will be required for funding. Borrowers may provide this documentation by email, fax or SMS.
  • The loan application is either approved or declined
  • Money is transferred to your nominated bank account

Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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44 Responses to Loan Ranger Cash Payday Loans

  1. Default Gravatar
    | August 21, 2016

    where can I report those company like loan range and ferratum, they will never let u pass , and you’ll never get a loan there. they believe they own the system.

    trust me don’t waste time at those company, also they’ll put it on ur credit report, then you’ll need spend 600 dollars to take off that.

    • Staff
      Elizabeth | August 22, 2016

      Hi reporter,

      Both Ferratum and Loan Ranger have internal dispute resolution processes and a section on their websites where you can submit your complaint. However, it’s important to note that each of these lenders can only approve you for a loan if they feel you have the capacity to repay.

      It’s also helpful to keep in mind that every credit provider (banks, credit unions and short-term lenders such as Ferratum and Loan Ranger) will list any loan applications you make with them on your credit file.

      If you feel that, after submitting a complaint with Ferratum/Loan Ranger, your dispute isn’t resolved, you can take the matter further to the credit ombudsman.

      I hope this helps,


  2. Default Gravatar
    nic | August 9, 2016

    i am in middle of applying and it said it would take about 3 min to check my bank account. but its been analysing transactions for ages now. it has been more like 45 min not 3 min. why is this happening.

    • Staff
      Elizabeth | August 9, 2016

      Hi Nic,

      Apologies for the delay, but as the application is handled directly by Loan Ranger you’ll need to contact them to find out what the problem is. If you’re on their website you can click “Contact Us” to get their contact information. You can submit an online form, give them a call or use their live chat service.

      I hope this helps!


  3. Default Gravatar
    Fari | July 7, 2016

    Do you do credit check for a loan amount of $2000?

    Will I be getting an ENQUIRY on my credit file?

    • Staff
      May | July 7, 2016

      Hi Fari,

      Thanks for your inquiry.

      As part of the application and verification process, Loan Ranger will check your credit history. Once a lender conducts a credit check, that will be considered an enquiry on your credit file.


  4. Default Gravatar
    Joane | June 23, 2016

    Do you have a branch here in Philippines?

    • Staff
      Elizabeth | June 24, 2016

      Hi Joane,

      Unfortunately these loans are only available in Australia. You’ll need to contact a lender in the Philippines to find a loan.

      Sorry I couldn’t be of more assistance,


    • Default Gravatar
      Leah | September 25, 2016

      There’s already one for the Philippines.

  5. Default Gravatar
    Donna | March 11, 2016

    Applied for a loan all went smoothly until they decided that the automated system could not verify me, then despite being able to supply my work government photo ID, medicare card, atm card, original birth certificate and tax return document this wasn’t enough as their “internal” process says that you must have a government photo ID with your birth date on it. Original birth certificate not enough. Time wasting and to rigid in their own internal rules.

    • Staff
      Elizabeth | March 14, 2016

      Hi Donna,

      Thanks for your review. Loan Ranger also invite customer feedback directly through its website which you’re welcome to do.



  6. Default Gravatar
    Scott | October 2, 2015

    How long to get approved by loan rangers?

    • Staff
      Elizabeth | October 2, 2015

      Hi Scott,

      Thanks for your question.

      You can be approved by Loan Ranger in a few minutes as they use an online system for applications. Once you’ve been approved you can receive your funds quickly – if you bank with one of the Big Four banks this is soon after you’ve signed your contract and been allocated in a ‘funding run’ (you will be advised of this) and if you bank with a different institution it is usually within 24 hours.

      I hope this has helped.



    • Default Gravatar
      Paddy | October 26, 2015

      Few minutes decision, takes them usually 6-7hours And then another 24 hours to see the money in your account and I’m with Anz

    • Staff
      Elizabeth | October 27, 2015

      Hi Paddy,

      Thanks for your comment.

      Loan Ranger says that it will send your funds to you following approval and once you have been allocated in a funding run. The actual time it takes depends on when you are approved and what time you apply. However, Loan Ranger give no specific time frame for this, so times may differ. If you have any further enquiries, complaints or comments, you may want to direct these to Loan Ranger directly.



  7. Default Gravatar
    | August 29, 2015

    I just got approved for $200 then my internet got cut off can u send me details plz

    • Staff
      Elizabeth | August 31, 2015

      Hi Sarah,

      All applications are handled directly by Loan Ranger so you’ll need to get in contact with them to find out if you have been approved.



  8. Default Gravatar
    Linda | June 24, 2015

    Can you borrow if you live in the United States?

    • Staff
      Elizabeth | June 24, 2015

      Hi Linda,

      Thanks for your question.

      Loan Ranger is only able to accept applications from those who currently reside in Australia.

      I hope this has helped.



  9. Default Gravatar
    shirley | May 15, 2015

    I have an existing loan of $ 350 with the first re-payment on monday. am i able to apply for an additional loan of $ 900 ?

    • Staff
      Elizabeth | May 15, 2015

      Hi Shirley,

      Thanks for your question.

      Unfortunately, Loan Ranger doesn’t let you apply for roll over or ‘refinance’ your loan, so this isn’t an option. You’ll only be able to apply for an additional loan once you’ve repaid your existing loan in full.

      I hope this has helped.



  10. Default Gravatar
    Peter | April 26, 2015

    need to borrow $2.000 to pay my credit card off and $1000 to have cash will l be able to borrow that amount..Regards

    • Staff
      Matt | April 28, 2015

      Hi Peter,

      Thanks for your comment. Loan Ranger currently only lend up to the amount listed above, and if you are a first time borrower then that amount is lower. If you’d like to compare loans that offer larger sums, then please check out the $5000 loans page.

      Hope this has helped


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