⚠️ Warning about Borrowing
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Hello, can I avail loan? I’m from the Philippines.
Hi Analiza,
Thanks for your message.
Unfortunately, these loans are only available in Australia. You’ll need to contact a lender in the Philippines to find a loan.
Cheers,
Nikki
Can I borrow on a short term? I need a loan to cover cost of removaliser to new address. I am downgrading on my existing house as I want to get out of dept. After which I can pay this dept in a short time depending how long it takes to sell house.
Hi Pamela,
Thanks for getting in touch with Finder.
Loan Ranger, which is now known as enably, provides short-term cash.
enable offers loans of between $2,001 and $20,000 to be repaid over a maximum period of 3 years. The amount for which you are approved is based on your credit score and financial situation.
The application process is quick and completely online, and loans can be approved within an hour (during business hours). Loans are repaid by direct debit over a minimum term of 61 days in weekly, fortnightly or monthly installments.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
I want to know the status of my loan application, thank you and God Bless.
Hi Ruby,
Thank you for your inquiry.
Unfortunately, we don’t have the direct access to determine the status of your application. Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.
Typically, after you sent your application online within 10 minutes you will receive a feedback from the provider. However, in some cases, they may need to further review your application to verify the details of your loan application. In general, you will receive the result within an hour during business hours. If you need to follow-up your application it would be nice to contact the provider directly.
I hope this information has helped.
Cheers,
Harold
Im currently in the process of applying for a loan with enably. I was told i was successful and they would transfer the funds in next 10 minutes. 2 days later still no funds. By chance i checked my spam email and they asked for photo ID, proof of residency, payslip. Now it is at “underwriting” status. This loan was advertised as quick? The only reason i need the cash is because its xmas and the gas company took $900 out of my account instead of the $59 payment (Their mistake). This has taken some time to sort out and my enably loan was a quick solution, or that was the idea anyway?
Hi Waiting,
Thanks for your question.
Generally, with enably, most customers will be able to complete their application online in 10 minutes and will be offered a decision within an hour of completing an application. However, in some cases, they may need to manually review your application to clarify the details of your loan. You’ll generally receive an outcome within the hour during business hours. If you need to follow-up your application with enably, please feel free to contact them directly.
Cheers,
May
where can I report those company like loan range and ferratum, they will never let u pass , and you’ll never get a loan there. they believe they own the system.
trust me don’t waste time at those company, also they’ll put it on ur credit report, then you’ll need spend 600 dollars to take off that.
Hi reporter,
Both Ferratum and Loan Ranger have internal dispute resolution processes and a section on their websites where you can submit your complaint. However, it’s important to note that each of these lenders can only approve you for a loan if they feel you have the capacity to repay.
It’s also helpful to keep in mind that every credit provider (banks, credit unions and short-term lenders such as Ferratum and Loan Ranger) will list any loan applications you make with them on your credit file.
If you feel that, after submitting a complaint with Ferratum/Loan Ranger, your dispute isn’t resolved, you can take the matter further to the credit ombudsman.
I hope this helps,
Elizabeth