Loan Ranger Cash

Loan Ranger Cash Loans

If you’re a member, you could get a 5% discount on repayments. Borrow up to $2,000. High fees and charges apply.

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Loan Ranger is an Australian online lending company. It offers several types of loans, including small cash loans, personal loans, and loans for special purposes like dental loans. For their payday loan, you will be charged an establishment fee of 20% of the loan amount and 4% in monthly fees. Payday loans are not a long-term financial solution and should only be used in case of an emergency.

Are you struggling financially?

If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support.

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

How does borrowing from Loan Ranger work?

Loan Ranger loans offer multiple options for borrowers. Its range of loans includes cash loans and small loans between $200 and $2,000, which are designed for borrowers to manage small cash shortfalls. The loans have a straightforward repayment process with transparent fees and charges. You will be charged an establishment fee plus a monthly fee based on the amount you borrow. Loan approval is based on your capacity to meet the loan repayments, which will be determined by the information you provide in your application.

Features and benefits of Loan Ranger loans

  • Range of loan amounts on offer. You can apply for a loan anywhere between $200 and $2,000.
  • Quick turnaround. The online application and funding process is quick, and you can expect to receive your loan within 24 hours of approval.
  • Bad credit solutions. While Loan Ranger will check your credit history as part of the application process, you still may be eligible for a loan if you have bad credit.
  • Loan Ranger Club. The Loan Ranger Club gives club members discounts on their repayments. Members receive a 5% discount on subsequent loans.
  • Calculation of repayment costs. Loan Ranger provides a calculator for its cash loans, which allows borrowers to calculate the full cost of loans for themselves.

How much does a Loan Ranger Cash Loans cost?

You will be charged 20% of the principal amount as an establishment fee and 4% of the principal as a monthly administration charge.

Eligibility criteria

To qualify for a Loan Ranger loan, borrowers must be over 18, employed, and receive pay from their employer electronically. (That means employer pays by direct deposit into a bank, building society or credit union account.) Loans may be taken out for comparatively small amounts of money starting from $200, offering simple solutions for bills and similar problems affecting cash flow. These loans may be useful for borrowers as options for easing cash flow worries, managing bills and controlling unexpected expenses.

How you can apply for a personal loan from Loan Ranger

If you'd like to apply for a loan with Loan Ranger, you can start the application process by clicking "Go To Site" on this page. This will safely redirect you to the online application form. Here is the application process you can expect:

  • Borrowers select a category from a preliminary screen popup, then fill in the application form
  • Loan Ranger will offer a loan amount based on application information, which borrowers approve online
  • Documentation of personal details will be required for funding. Borrowers may provide this documentation by email, fax or SMS.
  • The loan application is either approved or declined
  • Money is transferred to your nominated bank account

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52 Responses

    Default Gravatar
    AnalizaMay 22, 2018

    Hello, can I avail loan? I’m from the Philippines.

      Default Gravatar
      NikkiMay 22, 2018

      Hi Analiza,

      Thanks for your message.

      Unfortunately, these loans are only available in Australia. You’ll need to contact a lender in the Philippines to find a loan.



    Default Gravatar
    PamelaApril 9, 2018

    Can I borrow on a short term? I need a loan to cover cost of removaliser to new address. I am downgrading on my existing house as I want to get out of dept. After which I can pay this dept in a short time depending how long it takes to sell house.

      Avatarfinder Customer Care
      JoshuaApril 9, 2018Staff

      Hi Pamela,

      Thanks for getting in touch with Finder.

      Loan Ranger, which is now known as enably, provides short-term cash.

      enable offers loans of between $2,001 and $20,000 to be repaid over a maximum period of 3 years. The amount for which you are approved is based on your credit score and financial situation.

      The application process is quick and completely online, and loans can be approved within an hour (during business hours). Loans are repaid by direct debit over a minimum term of 61 days in weekly, fortnightly or monthly installments.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!


    Default Gravatar
    RubyMay 9, 2017

    I want to know the status of my loan application, thank you and God Bless.

      Avatarfinder Customer Care
      HaroldMay 9, 2017Staff

      Hi Ruby,

      Thank you for your inquiry.

      Unfortunately, we don’t have the direct access to determine the status of your application. Our company is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      Typically, after you sent your application online within 10 minutes you will receive a feedback from the provider. However, in some cases, they may need to further review your application to verify the details of your loan application. In general, you will receive the result within an hour during business hours. If you need to follow-up your application it would be nice to contact the provider directly.

      I hope this information has helped.


    Default Gravatar
    Waiting!January 4, 2017

    Im currently in the process of applying for a loan with enably. I was told i was successful and they would transfer the funds in next 10 minutes. 2 days later still no funds. By chance i checked my spam email and they asked for photo ID, proof of residency, payslip. Now it is at “underwriting” status. This loan was advertised as quick? The only reason i need the cash is because its xmas and the gas company took $900 out of my account instead of the $59 payment (Their mistake). This has taken some time to sort out and my enably loan was a quick solution, or that was the idea anyway?

      Avatarfinder Customer Care
      MayJanuary 5, 2017Staff

      Hi Waiting,

      Thanks for your question.

      Generally, with enably, most customers will be able to complete their application online in 10 minutes and will be offered a decision within an hour of completing an application. However, in some cases, they may need to manually review your application to clarify the details of your loan. You’ll generally receive an outcome within the hour during business hours. If you need to follow-up your application with enably, please feel free to contact them directly.


    Default Gravatar
    reporterAugust 21, 2016

    where can I report those company like loan range and ferratum, they will never let u pass , and you’ll never get a loan there. they believe they own the system.

    trust me don’t waste time at those company, also they’ll put it on ur credit report, then you’ll need spend 600 dollars to take off that.

      Avatarfinder Customer Care
      ElizabethAugust 22, 2016Staff

      Hi reporter,

      Both Ferratum and Loan Ranger have internal dispute resolution processes and a section on their websites where you can submit your complaint. However, it’s important to note that each of these lenders can only approve you for a loan if they feel you have the capacity to repay.

      It’s also helpful to keep in mind that every credit provider (banks, credit unions and short-term lenders such as Ferratum and Loan Ranger) will list any loan applications you make with them on your credit file.

      If you feel that, after submitting a complaint with Ferratum/Loan Ranger, your dispute isn’t resolved, you can take the matter further to the credit ombudsman.

      I hope this helps,


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