This Finder x HBF Health reward offer has expired

Finder is offering up to a $500 digital Visa card to eligible customers who switch to an eligible HBF health insurance policy via the Finder Comparison Service. The reward amount depends on the type of cover purchased and whether it is taken out in a single eligible transaction. Eligible new members may also be entitled to HBF new member promotions, such as up to 14 weeks free on selected combined Hospital & Extras policies, where applicable and subject to HBF’s separate terms and conditions. Only one Finder reward is available per eligible policy purchase.

This offer runs from 1 July 2026 until 31 July 2026, unless withdrawn earlier. To be eligible, your policy must be purchased, and must commence, within this promotion period.

• $500 digital Visa card for eligible combined Hospital & Extras policies purchased together in the same transaction.
• $200 digital Visa card for eligible Hospital Only policies.

Eligible Hospital Covers

• Basic Hospital Plus
• Basic Hospital Plus Elevate
• Lite Bronze Hospital Plus
• Bronze Hospital Plus
• Essential Silver Hospital
• Silver Hospital
• Silver Hospital Plus
• Gold Hospital Elevate

• Smart Start Extras
• Basic Extras
• Value 50
• Flex 50
• Flex 60
• Core Extras
• Complete 60
• Top 70

To be eligible for the Finder reward, you must:

• Be an Australian resident aged 18 years or over
• Be a Finder member and complete your health insurance quote via the Finder Comparison Service
• Click through using the unique Finder promotion link in the same session
• Purchase an eligible HBF policy directly via HBF after 1 July 2026 and before 31 July 2026
• Ensure your policy commencement date is within the Promotion Period
• Be a new HBF customer, or not have held HBF hospital and/or extras cover (including urgent ambulance) in the last 60 days (excluding dependents coming off a family policy)
• Pay premiums via monthly or fortnightly direct debit
• Ensure your first name, last name and email address match exactly between your Finder quote and HBF purchase
• Maintain your eligible policy and keep premiums up to date until fulfilment of the reward

• Customers who:
  • are not Finder members
  • do not use the unique Finder promotion link in the same session
  • purchase or start an eligible policy outside the promotion period
• Policies purchased or completed via phone, webchat, online messaging, or any other assisted channel outside the Finder Comparison Service (including where a customer is redirected via a Finder banner but completes the purchase through an assisted support channel rather than the direct Finder flow)
• Existing HBF policyholders (excluding eligible dependents coming off a family policy)
• Customers who have held HBF cover (hospital and/or extras, including urgent ambulance) within the last 60 days
• Customers who pay premiums quarterly, half-yearly or annually
• HBF employees and their immediate family members eligible for staff discounts
• Customers who have used an HBF promotional offer, save offer or corporate discount within the last 12 months (excluding the HBF new member offer)
• Customers who combine this offer with any other discount or promotion (except the HBF new member offer)
• Customers whose details do not match exactly between Finder and HBF (first name, last name and email)
• Customers who join via phone, branch, broker or aggregator (excluding Finder)
• Customers who select ineligible cover types (including Basic Hospital Accident Only, Essential Ambulance, Urgent Ambulance or Ambulance Care)

• Reward fulfilment will occur on or before 2 March 2027
• If eligible, you will receive an email from Blackhawk Network with instructions on how to redeem your digital Visa card
• You must maintain your eligible policy and remain up to date on payments until fulfilment

If you cancel, downgrade, switch, or fall behind on payments for your eligible policy before reward fulfilment, you may lose eligibility for the Finder reward.

Yes. Eligible new members may receive both the Finder reward and eligible HBF new member promotions (such as up to 14 weeks free on selected combined Hospital & Extras policies), provided all eligibility criteria for both offers are met. HBF offers are separate to the Finder reward and are subject to HBF’s own terms and conditions.

• Finder does not provide health insurance and does not recommend specific policies
• Finder may receive a commission if you switch and purchase a policy
• The Finder reward is limited to one per eligible policy purchase
• Blackhawk Network terms and Finder’s privacy policy apply

Yes. For a limited time, Finder members can earn a $200 digital Visa card for each friend or family member they successfully refer to an eligible Finder Rewards health insurance offer. How it works:

1. Grab your referral link
   Copy your unique referral link from your Finder Rewards dashboard.
2. Share it with friends
   Send your referral link to friends or family who are shopping for health insurance. If they use your link, sign up for an eligible HBF policy with a Finder Reward, and meet all reward eligibility requirements, they'll receive their Finder Reward.
3. Get rewarded
   Once your referred friend has qualified for and received their Finder Reward, you'll receive a $200 digital Visa card.