The Finder Life Insurance Awards showcase the best life insurance in 2026.
Best Life Insurance: TAL Accelerated Protection Life Insurance
TAL's Accelerated Protection Life Insurance has taken out the title of Finder Best Life Insurer for the 3.00rd year in a row. The insurer succeeded in offering coverage at a reasonable price point, combined with considerable benefit limits.
Highly commended
Budget Direct Life Insurance
Budget Direct Life Insurance is one of the cheapest life insurance policies available on Finder, earning it a Highly Commended spot in this year's awards.
Budget Direct Life Insurance
Budget Direct Life Insurance is one of the cheapest life insurance policies available on Finder, earning it a Highly Commended spot in this year's awards.
NobleOak Life Insurance
Delivering exceptional value once again, NobleOak was a highly commended insurer, offering up to $25 million in life cover - one of the highest payouts on the market.
NobleOak Life Insurance
Delivering exceptional value once again, NobleOak was a highly commended insurer, offering up to $25 million in life cover - one of the highest payouts on the market.
Finder's Product Awards methodology for life insurance
Finder's Life Insurance Awards recognises market-leading life insurance products, using our proprietary Finder Score ratings methodology. We analysed 12 features, including price, across providers offering life insurance to determine the winners for the 2026 awards.
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To be considered for the awards, providers offering life insurance products must provide quotes across a range of personas and be available for new customers. Price and features scores each account for 50% of the final total.
Feature Score - Coverage & Benefits 40% Maximum cover amount 15% Terminal Illness 5% Child Benefit 5% Optional TPD 2.50% Optional Trauma 2.50% Funeral Benefit 2.50% Serious illness 2.50% Guaranteed renewability 2.50% Accident cover 2.50% Feature Score - Customer Experience 10% Claims finalised 5% Online quote availability 5% -
We determine the Price Score for each product after collecting quotes across different personas, inclusive of age, gender and smoking status. Pricing data is collected twice a year.
Age Gender Smoking Status 25 years Male Non-smoker 35 years Male Non-smoker 45 years Male Non-smoker 55 years Male Non-smoker 25 years Female Non-smoker 35 years Female Non-smoker 45 years Female Non-smoker 55 years Female Non-smoker 25 years Male Smoker 35 years Male Smoker 45 years Male Smoker 55 years Male Smoker 25 years Female Smoker 35 years Female Smoker 45 years Female Smoker 55 years Female Smoker Life insurance quote personas · dw:8zsiE Age Gender Smoking Status 25 years Male Non-smoker 35 years Male Non-smoker 45 years Male Non-smoker 55 years Male Non-smoker 25 years Female Non-smoker 35 years Female Non-smoker 45 years Female Non-smoker 55 years Female Non-smoker 25 years Male Smoker 35 years Male Smoker 45 years Male Smoker 55 years Male Smoker 25 years Female Smoker 35 years Female Smoker 45 years Female Smoker 55 years Female Smoker
Why you can trust our awards
Expert analysis
Our life insurance award winners are based on 100+ hours of research by our expert authors and insights team.

They're comprehensive
We researched Australia's most popular life insurance policies including AAMI, TAL, Allianz and NobleOak.

They're independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
All the Finder Awards
Check out the best of the best, judged by experts.
Explore our past award winners
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Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
- Life Insurance 2026 Finder Awards
- Life insurance methodology
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio
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