Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience covering home loans, credit cards and personal finance. He has written for leading finance publications like Yahoo Finance, Money Magazine and Homely, and his expert insights are frequently featured in top media outlets such as the Herald Sun, REA, and news.com.au. He also provides expert commentary on television and radio shows nationwide, helping Australians navigate the complexities of mortgages and property ownership.
Richard has a Graduate Certificate in Communications from Deakin University and a Bachelor’s degree in Education from the University of Sydney. He is also fully certified in mortgage broking and finance, holding a Certificate IV in Mortgage Broking (RG 206), as well as Tier 1 Generic Knowledge certification and Tier 2 General Advice Deposit Products RG 146 certifications, which comply with the Australian Securities and Investments Commission (ASIC) standards for finance professionals. As a homeowner, he also has firsthand experience of the ins and outs of the mortgage process.
If you’re interested in a media interview with Richard, please reach out to our PR team at aupr@finder.com.
Expertise
- Home loans
- Credit cards
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance (RG 206)
- Tier 1 Generic Knowledge certification (RG 146)
- Tier 2 General Advice Deposit Products certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
Featured videos


Latest articles by Richard Whitten
651 articles written by this author
RBA rate tracker: which banks are passing on August’s cash rate cut?
Is your lender passing on the RBA's August 2025 cash rate cut?

Balance transfer deals to slash your card debt: The top 5 offers right now
Pay 0% interest on your credit card balance for up to 24 months and get your debt under control.

ANZ, Amex, Qantas: Finder reveals the best frequent flyer credit card right now
Earn some serious frequent flyer points with your next Qantas or Velocity credit card.

Finder’s First Home Buyer Masterclass
Uncover how to stop money leaks, achieve your investing goals and start building your wealth.

Latitude Low Rate Mastercard – Annual Fee Offer
Offers a $0 annual fee in the first year and extra benefits including a 6.99% balance transfer offer for 12 months, 3% in Latitude Rewards and insurance covers.

Westpac scam data: Bank reveals the time of day scammers trick you
Westpac's research proves that a busy weekday afternoon is when we're most vulnerable to scams.

Business line of credit vs a credit card
Compare line of credit loans and business credit cards to find the best fit for your business needs. Understand the pros, cons, and key differences.

Credit card debt consolidation
Here's how to combine credit card debt into one manageable debt, and hopefully get a lower interest rate (or no interest charges at all).

Virgin, St.George, Westpac: We rank the 5 best balance transfer cards
Several credit cards offer 0% interest on your unpaid card balance for up to 24 months.

90,000 bonus points! We found the 5 best frequent flyer cards right now
Fly yourself to the Moon and back with a stack of bonus Qantas or Velocity Points.
