Home Authors Richard Whitten
Richard Whitten

Richard Whitten

Senior Money Editor

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience covering home loans, credit cards and personal finance. He has written for leading finance publications like Yahoo Finance, Money Magazine and Homely, and his expert insights are frequently featured in top media outlets such as the Herald Sun, REA, and news.com.au. He also provides expert commentary on television and radio shows nationwide, helping Australians navigate the complexities of mortgages and property ownership.
Richard has a Graduate Certificate in Communications from Deakin University and a Bachelor’s degree in Education from the University of Sydney. He is also fully certified in mortgage broking and finance, holding a Certificate IV in Mortgage Broking (RG 206), as well as Tier 1 Generic Knowledge certification and Tier 2 General Advice Deposit Products RG 146 certifications, which comply with the Australian Securities and Investments Commission (ASIC) standards for finance professionals. As a homeowner, he also has firsthand experience of the ins and outs of the mortgage process.
If you’re interested in a media interview with Richard, please reach out to our PR team at aupr@finder.com.

Expertise

  • Home loans
  • Credit cards
  • Personal finance
  • Money-saving tips

Experience

  • Certificate IV in mortgage broking and finance (RG 206)
  • Tier 1 Generic Knowledge certification (RG 146)
  • Tier 2 General Advice Deposit Products certification (RG 146)
  • Finder Innovation Awards judge for lending innovation

Education

  • Bachelor of Education | University of Sydney | 2006-2009
  • Graduate Certificate of Communication | Deakin University | 2015

Featured publications

Featured videos

Video thumbnail
2:22
Video thumbnail
2:13

Latest articles by Richard Whitten

651 articles written by this author

RBA rate tracker: which banks are passing on August’s cash rate cut?

Is your lender passing on the RBA's August 2025 cash rate cut?

Richard Whitten 12 August 2025
RBA rate tracker: which banks are passing on August’s cash rate cut?

Balance transfer deals to slash your card debt: The top 5 offers right now

Pay 0% interest on your credit card balance for up to 24 months and get your debt under control.

Richard Whitten 8 August 2025
Balance transfer deals to slash your card debt: The top 5 offers right now

ANZ, Amex, Qantas: Finder reveals the best frequent flyer credit card right now

Earn some serious frequent flyer points with your next Qantas or Velocity credit card.

Richard Whitten 7 August 2025
ANZ, Amex, Qantas: Finder reveals the best frequent flyer credit card right now

Finder’s First Home Buyer Masterclass

Uncover how to stop money leaks, achieve your investing goals and start building your wealth.

Sarah Megginson & Richard Whitten 28 July 2025
Finder’s First Home Buyer Masterclass

Latitude Low Rate Mastercard – Annual Fee Offer

Offers a $0 annual fee in the first year and extra benefits including a 6.99% balance transfer offer for 12 months, 3% in Latitude Rewards and insurance covers.

Richard Whitten 24 July 2025
Latitude Low Rate Mastercard – Annual Fee Offer

Westpac scam data: Bank reveals the time of day scammers trick you

Westpac's research proves that a busy weekday afternoon is when we're most vulnerable to scams.

Richard Whitten 23 July 2025
Westpac scam data: Bank reveals the time of day scammers trick you

Business line of credit vs a credit card

Compare line of credit loans and business credit cards to find the best fit for your business needs. Understand the pros, cons, and key differences.

Richard Whitten 18 July 2025
Business line of credit vs a credit card

Credit card debt consolidation

Here's how to combine credit card debt into one manageable debt, and hopefully get a lower interest rate (or no interest charges at all).

Richard Whitten 16 July 2025
Credit card debt consolidation

Virgin, St.George, Westpac: We rank the 5 best balance transfer cards

Several credit cards offer 0% interest on your unpaid card balance for up to 24 months.

Richard Whitten 9 July 2025
Virgin, St.George, Westpac: We rank the 5 best balance transfer cards

90,000 bonus points! We found the 5 best frequent flyer cards right now

Fly yourself to the Moon and back with a stack of bonus Qantas or Velocity Points. 

Richard Whitten 3 July 2025
90,000 bonus points! We found the 5 best frequent flyer cards right now
Go to site