Australia Post Cash Passport Platinum Mastercard review

Spend in 11 currencies, lock in exchange rates and boost your travel budget with a promotional cashback offer.

The Cash Passport Platinum Mastercard is a prepaid travel card which you can use to spend in up to 11 international currencies wherever Mastercard is accepted! Like a debit or credit card, you can use your Cash Passport to swipe or tap in-store, withdraw cash or use to shop online.

When you load funds onto your card, they’ll be locked in at the current exchange rates. This means you’ll know exactly how much you have to spend and your travel budget won’t change as exchange rates fluctuate.

Available CurrenciesAUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, AED
Multiple Currencies on One Card?Yes
Number of Cards Issued2
Minimum Load Amount$100
Maximum Load Amount$100,000
Maximum Load Amount (Annual)$100,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour Purchase (POS) Transaction Limit$15,000
Card Issue Fee$0
Initial Load Fee$0
ATM Withdrawal FeeOverseas: $0

Domestic:

Inactivity Fee (Monthly)$4
Transaction Fee (for Purchases)$0
Currency Conversion Fee5.95%
BPAY Reload Fee1% of the reload amount
Negative Balance Fee$20
Account Closing Fee$10
Available to Temporary Residents?No

What currencies can I load on the Australia Post Cash Passport Platinum?

  • Euros
  • US dollars
  • Great British pounds
  • New Zealand dollars
  • Thai baht
  • Canadian dollars
  • Japanese yen
  • Hong Kong dollars
  • Singapore dollars
  • United Arab Emirates dirham
  • Australian dollars

If you make a purchase in a currency that isn't supported on the card, the Mastercard rate ("FX Rate") plus a margin of 5.95% of the transaction value will be applied.

Features of the Australia Post Cash Passport Platinum card

As well as the 10 supported international currencies and locked in exchange rates, here are some of the extra features you can expect from this travel card:

  • Complimentary lounge passes. If your flight is delayed, you can wait for your next flight in comfort with two complimentary access passes to LoungeKey lounges or restaurants.
  • Free global Wi-Fi. When you load your Cash Passport with a minimum AUD$100 or foreign currency equivalent, you will be eligible to register for a 3 month membership of free global Wi-Fi provided by Boingo Wi-Fi. After starting a new 3 month membership, you can be eligible for another 3 month membership after your active one expires if you make another eligible reload during this period.
  • ATM withdrawals. You can use this card to withdraw cash at ATMs wherever Mastercard is accepted internationally. Although the card doesn't charge international ATM withdrawal fees, local ATM fees may apply. If you use your card to withdraw cash in Australia, you'll be charged a fee of 2.95% of the amount withdrawn.
  • Manage your account. You can easily manage your account on the go via 'My Account', which you can use to top up your account and view your transactions.
  • 24/7 global customer service. If your card is lost or stolen, you can also make use of 24/7 customer support who can help you with a card replacement or emergency cash. Call 1800 098 231 from within Australia or +44 207 649 9404 internationally for assistance.
  • How to load and reload funds on your card

    You can top up your card balance online, via bank transfer or in-store:

    • Debit card. You can use your debit card to load money on your account and you should be able to access the funds immediately.
    • Bank transfer. If you load your card via bank transfer, it will take up to one or two business days for the funds to appear in your account.
    • BPAY. You can load funds via BPAY, but a 1% reload fee applies. It will take up to two business days for your funds to appear in your account if you load via BPAY.
    • Australia Post. You can also load funds on your card in-store at an Australia Post office.

    You can load a minimum of $100 on the card and a maximum of $100,000 p.a.

    How to order an Australia Post Cash Passport Platinum card

    You can order your Australia Post Cash Passport Platinum card online or in-store at Australia Post. You just need to provide your full name, contact number and email.

    The Australia Post Cash Passport could be a good multi-currency travel card option if you want a prepaid card that locks in exchange rates. With a $30 cashback offer, complimentary Wi-Fi and airport lounge options, it also has plenty of platinum features that could come in handy on your next trip. As there are a bunch of prepaid travel cards available on the market, make sure to compare your options before choosing the right card for you.

    Back to top
    Was this content helpful to you? No  Yes

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

    2 Responses

    1. Default Gravatar
      MareeNovember 21, 2018

      Trying to find out how much money I have on my pre paid currency card australian post? How do I do this as it keeps saying my email address and password is wrong?

      • Avatarfinder Customer Care
        JohnNovember 21, 2018Staff

        Hi Maree,

        Thank you for leaving a question.

        If you need to check your account details or change the password linked to the email that you have with the account, you may click on “Forgot Password” located at the right side of the screen. Confirm your details and an email with the link to reset your password will be sent to you. Hope this helps!

        Cheers,
        Reggie

    Ask a question
    Go to site