Media Release

Aussies to snag 3.7 billion credit card reward points this Christmas

    • 5.6 million credit card holders will reap points on their festive spend
    • Baby Boomers least likely to cash in on rewards
    • Apply now to get your rewards credit card in time for Christmas

27 November, 2018, Sydney, Australia – Millions of savvy Australian credit card holders plan to get something back for their generosity this giving season, according to, the site that compares virtually everything.

New research has found almost half (44%) of Australian credit card holders – equivalent to 5.6 million people – intend on taking advantage of earning points from their Christmas shopping.

Gen X and Gen Y are the most eager to reap the benefits, with 46% and 47% swiping their rewards cards to rack up points. Just 39% of Baby Boomers will use rewards cards on Christmas shopping.

Bessie Hassan, Money Expert at, said with many splashing out for Christmas, this is a great time of year to earn miles.

“Play your cards right, or rather, use the right card and you can get something back every time you spend,” she said.

Applying for a credit card is quick and easy however it can take some time between applying for a rewards credit card and receiving it.

“It typically takes within 5-7 business days to get your card however you could have to wait up to 21 business days for some particular cards.

Now is the perfect time for new customers to snag deal-sweeteners like bonus points, annual fee waivers and promotional interest rates.

To receive 120,000 bonus Qantas points on the ANZ Frequent Flyer Black for example, you’re required to spend $7,500 over three months. That’s just $2,750 shy of the $4,750 a typical credit card holder spends on average between November and January.

“If you’re looking to make other big purchases with the same credit card you’re using for your Christmas shopping, such as booking an overseas trip, you could easily qualify for the bonus points,” she said.

Hassan said there are some credit card conditions to be cautious of.

“Rewards credit cards often come with higher annual fees and interest rates, so do your research and make sure these don’t wipe out any benefit of what you earn.”

Visit to compare rewards credit cards.

Remember, if you’re planning to pay with plastic and earn points this Christmas, get your application in this week so you receive your card in time.

Top four reward credit card deals currently available on

CardBonus PointsAnnual FeeRewards per $ spent
ANZ Frequent Flyer Black- 120,000 bonus Qantas Points and $150 back on the card when you spend $7,500 in the first 3 months.$425 p.a.1 Qantas Point / $1 spent up to $7,500 per statement period
- 75 bonus Status Credits when you apply by 31 March 2019 and book and travel on two new Qantas flights by 30 June 2019.0.5 Qantas Points per $1 spent above $7,500 per statement period
American Express Velocity Platinum Card - Online Offer-50,000 bonus Velocity Points when you spend $3,000 within the first 3 months$375 p.a.1.5 Velocity Points per $1 spent
-Plus, 100 Velocity Status Credits when you spend at least $50,000 over the membership year
-Complimentary domestic return Virgin Australia flight after your first spend each year & four airport lounge invitations per year (two for Virgin Australia lounges and two for American Express lounges).
St.George Amplify Signature - Online Offer-100,000 bonus Amplify Rewards Points when you spend $4,000 within 90 days.$0 for the first year ($279 p.a. thereafter) when you apply online by 17 December 20180.75 Qantas Points per $1
- 2 complimentary Priority Pass lounge invitations per year
Citi Rewards Platinum-10,000 bonus Points every month for 20 months when you spend $1,000 per statement period (up to 200,000 bonus Points)$49 for the first year ($140 p.a. thereafter) when you apply by 31 March 20191 Citi reward Point


For further information


The information in this release is accurate as of the date published, but rates, fees and other product features may have changed. Please see updated product information on's review pages for the current correct values.

About Finder

Every month 2.6 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare virtually everything from credit cards, phone plans, health insurance, travel deals and much more.

Our free service is 100% independently-owned by three Australians: Fred Schebesta, Frank Restuccia and Jeremy Cabral. Since launching in 2006, Finder has helped Aussies find what they need from 1,800+ brands across 100+ categories.

We continue to expand and launch around the globe, and now have offices in Australia, the United States, the United Kingdom, Canada, Poland and the Philippines. For further information visit

12.6 million average unique monthly audience (June- September 2019), Nielsen Digital Panel

Go to site