Ask Finder

Ask Finder: Should I use savings or a 0% balance transfer offer to pay off credit card debt?

Both savings and 0% balance transfer offers can help you save on existing card debt, so how do you figure out which will work better for you? Read more…

Ask Finder: How do I sell my share of a jointly owned property?

If you co-own a property, here's what you'll need to consider before selling your share. Read more…

Ask Finder: How can I find the minimum income requirement for a credit card?

Only some credit cards list a minimum income requirement – here's why that's the case and what you can do when it's not a part of the eligibility criteria. Read more…

Ask Finder: How can I maximise my Asia Miles in Australia?

Getting the most from Cathay Pacific's loyalty scheme down under requires planning. Read more…

Ask Finder: Can I buy a second hand car with a car loan?

Find out what your options are if you're looking to finance a used car. Read more…

Ask Finder: What happens when a credit card rewards partnership ends?

Macquarie Bank and Hilton Honors are ending their credit card partnership in 2019 – here's how the change is going to work. Read more…

Ask Finder: Do I really need a fence for my backyard wading pool?

Australia has strict pool fencing regulations, even for inflatable pools. Read more…

Ask Finder: Can a 0% interest credit card offer help me save money on my mortgage?

If you have an offset mortgage account, it could be tempting to find a way to take advantage of a 0% credit card offer – but also very risky. Read more…

Ask Finder: What’s the best way to use my points apart from flights?

Flights offer the best value for money, but there are other choices. Read more…

Ask Finder: Can I earn points for paying my uni fees with a credit card?

It's sometimes possible to earn points for paying university fees, but it does depend on the payment options and your credit card – find out more here. Read more…

Ask Finder: Should I spend my Velocity Points on Tigerair flights?

How do Tigerair redemptions compare to Virgin's own offerings? Read more…

Ask Finder: Will using my credit card at a newsagency count as a cash advance?

Find out when you'll pay cash advance rates and fees for using a credit card at the newsagency. Read more…

Ask Finder: Should I use my flybuys points to book flights?

Whether flybuys beats Virgin depends on where you want to fly. Read more…

Ask Finder: Will getting a new credit card affect my other cards?

Unless you request a balance transfer, your other cards won’t be affected by the new one. Read more…

Ask Finder: What’s the best frequent flyer scheme for a US traveller?

Should you go Qantas, Virgin or United? Read more…

Ask Finder: What’s the difference between tenants in common and joint tenants?

If you're buying a property with someone else, the ownership structure you use could have big implications. Read more…

Ask Finder: Can you get a credit card as a casual employee?

It's possible to apply for a credit card when you're a casual worker – and here's how you can improve your chances of approval. Read more…

Ask Finder: When do reward seats become available?

How far in advance can you book those prized business and first seats? Read more…

Ask Finder: What happens if I don’t activate a credit card?

Will the account still be opened and will you have to pay an annual fee if you never actually activate the credit card? Read more…

Ask Finder: Should I use points to pay for flight carbon offsets?

Is 106 points to offset a Sydney to Melbourne flight a good deal? Read more…

Ask Finder: Does my credit card travel insurance cover trips that start overseas?

Can you get complimentary travel insurance through a credit card if your trip departs from overseas instead of Australia? Read more…

Ask Finder: When will my Velocity Points expire?

Make sure you spend your Virgin Australia points before they disappear. Read more…

Ask Finder: Can I get a mortgage offset account in my business’s name?

Business mortgages with offset accounts do exist. The tricky part is understanding how it affects your tax. Read more…

Ask Finder: When do I have to pay an annual fee on a balance transfer card?

What you need to know if you get a 0% p.a. balance transfer credit card that charges an annual fee. Read more…

Ask Finder: Do I need to remove my tablet at airport security?

Laptops need to be removed for scanning, but what about other devices? Read more…

Ask Credit Card Finder: How will the new credit limit rules affect retirees?

Credit card providers now assess credit limits based on what you can afford to pay off over three years – so what does this mean if you're retired? Read more…

Ask Credit Card Finder: Afterpay vs. credit cards for building credit history

How does Afterpay compare to credit cards when it comes to building your credit history? Read more…

Ask Credit Card Finder: Can credit card churning lead to declined applications?

While bonus point offers make it tempting to apply for several credit cards in a short amount of time, this can hurt your chances of approval in the future. Read more…

Ask Credit Card Finder: Can I get complimentary travel insurance if I have high blood pressure?

If you have a credit card that offers overseas travel insurance, here's how an existing medical condition such as hypertension could affect your coverage. Read more…

Ask Points Finder: When should I convert my Velocity Points into KrisFlyer?

Transfer rates are changing, but be careful of the "expiry trap". Read more…

Ask Credit Card Finder: Can I use a 0% p.a. purchase rate card overseas?

Find out which transactions are eligible for the interest-free period and what costs could apply when you take a 0% p.a. purchase rate card overseas. Read more…

Ask Credit Card Finder: Why was I charged a late payment fee?

Find out when a late payment fee is charged – and why it may apply even if you have recently made a payment on your credit card. Read more…

Ask Credit Card Finder: What happens to reward points after death?

Find out when you could get credit card reward points after a loved one has passed away – and what requirements there may be when notifying the bank. Read more…

Ask Points Finder: How can I use my leftover AAdvantage miles?

Redeem, top-up or gift? That is the question. Read more…

Ask Finder: What transactions don’t earn points?

From cash advances to BPAY payments, this Q&A explores when you might not be eligible to earn points on a reward or frequent flyer credit card. Read more…

Ask Credit Card Finder: Should I consolidate my credit card debt?

Find out when a 0% p.a. balance transfer is useful and what else you should think about when you're dealing with debt on more than one credit card. Read more…