Qantas Cash Card with Qantas Cash®

Rates and Fees verified correct on May 29th, 2015

Earn Qantas points on eligible everyday purchases at home or overseas plus up to 10,000 bonus Qantas Points by simply loading foreign currency in one transaction

Qantas Cash allows you to travel with 11 prepaid currencies and pay anywhere that MasterCard is accepted electronically. You can also earn Qantas Points on eligible everyday purchases and manage your account, view balances, transaction history and transfer money via the Qantas Cash mobile app.

Qantas Cash allows you to travel with 11 prepaid currencies and pay anywhere that MasterCard is accepted electronically. You can also earn Qantas Points on eligible everyday purchases and manage your account, view balances, transaction history and transfer money via the Qantas Cash mobile app.

Available CurrenciesAUD, USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED
Number of Cards Issued1
Minimum Load Amount$50
Maximum Load Amount$20,000
Maximum Annual Load Amount$100,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour POS Transaction Limit$15,000
Card Issue Fee$0
Initial Load Fee$0
ATM Withdrawal FeeAUD 1.95, CAD 2.00, EUR 1.50, GBP 1.25, HKD 15.00, JPY 160, NZD 2.50, SGD 2.50, USD 1.95, THB 70.00, AED 6.50
Reload Fee$0
Monthly Inactivity Fee (after 12 months inactivity)$0
Transaction Fee for Purchases$0
Card Replacement Fee$0
Cross Currency Conversion Fee3%
BPay Reload fee$0
Minimum Age16
Available To Temporary ResidentsNo

Currencies you can use this card for

The following currencies can be loaded onto the card: AUD, USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED

Qantas Cash travel MasterCard review

Qantas Cash Card is a handy prepaid travel card for people on the move.
You can load and hold up to eleven currencies on the Qantas Cash MasterCard with a locked-in exchange rate. A travel card to be used at home as well as overseas, rack up Qantas Points on all eligible purchases with no cost to open the account or keep the card.

Earn up to 10,000* bonus Qantas Points

To earn bonus Qantas Points, simply load foreign currency in one transaction by 30 June 2015.
Load amount (equivalent in foreign currency) Bonus Qantas Points
Minimum AU$1,000 2,000 points
Minimum AU$2,500 5,000 points
Minimum AU$5,000 10,000 points

Benefits of the Qantas Cash Card

  • Qantas Cash as a travel card
    You can preload and hold up to eleven different currencies on the card at the same time. This is limited to AU$100,000, or foreign currency equivalent, in a 12 month period.
  • Loading the Qantas Cash card The account is managed on your online account via the Qantas Cash website with funds loaded either directly from your bank account using Bank Transfer, or using BPAY. Bank Transfer is the quicker of the two options with funds made available to use on your card in as little as 1 business day if you complete the transfer before 2pm AEST (depending on your bank). Loading funds using BPAY will take between 2-3 business days to process. Just plan where and when you want to use the card to ensure you’ll have funds at the ready when you need it.The exchange rate is locked in at the rate quoted to you on the Qantas Cash website when you arrange the transfer from your personal bank account.Load and withdrawal limits apply. For example, you can only hold $100,000 on the card at a time. These limits are in line with other non-bank issued travel card products. Fees and limits can be viewed at the bottom of the page.
  • Express check-in at the airport - The card also contains your Qantas Frequent Flyer membership information on it too, including a ‘Q-Chip’, which translates to less time waiting in line at the airport.
  • Currencies included - AUD, USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED
    Travel cards let you speak the same language with the overseas merchant... Monetarily speaking. And you can load up to eleven currencies on this card.
    The Qantas Cash MasterCard is only one of two travel cards that allow you to load Emirati Dirham.If you spend in a currency that is not loaded onto the card a currency conversion fee is charged. This fee is 3%.

Currency order

  1. Australian Dollars (AUD)
  2. United States Dollars (USD)
  3. British Pounds (GBP)
  4. European Euros (EU)
  5. Thai Baht (THB)
  6. New Zealand Dollars (NZD)
  7. Singapore Dollars (SGD)
  8. Hong Kong Dollars (HKD)
  9. Canadian Dollars (CAD)
  10. Japanese Yen (JPY)
  11. United Arab Emirates Dirham (AED)

    • Using the Qantas Cash Card at home

      • Pay bills and earn Qantas Points - This is a pre-paid debit card, pay bills online or over the phone, make purchases over the counter and access cash through an ATM, you can do all the things you would usually do with a credit card. Just press 'credit' when using the card or select MasterCard when using online payment portals. Pressing 'credit' lets the system know you want to process the transaction through the MasterCard payment system.
      • Qantas Cash and Points - You can load this card with up to AU$100,000 or foreign currency equivalent, per year. Which puts a finite amount on the number of points you can earn with this card. The Qantas Cash Card will give your frequent flyer points balance a boost every year if you're a frequent traveller who uses this product as their main choice of travel money while abroad.
      • Earn 1 point for every $1.00 you spend on purchases* in a foreign currency.
      • Earn 1 point for every $2.00 you spend on purchases* in Australia.

* Points are earned on eligible purchases only. This excludes cash transactions like money orders, gambling purchases, purchase of traveller’s cheques, buying foreign currencies or ATM withdrawals.

Back to top

Pros and Cons of the Qantas Cash Card

      • Qantas want you to use the Qantas Cash Card at home as well as overseas, purchases in Australian currency earn points and there is no additional domestic ATM withdrawal fee.
      • Online booking fees are waived if you use the Qantas Cash Card to book your flights within a week of departure.

      • 3% Cross Currency Conversion Fee (when a pre-loaded currency is not used)
      • The PIN is generated automatically and can not be customised.

 

Back to top

Frequently asked questions about the Qantas Cash Card

How do I get a Qantas Cash Card?

To get the Qantas Cash Card, and you’re not a member of the Qantas Frequent Flyer program, click the link on this page and follow the prompts till you get the Complimentary Qantas Frequent Flyer Membership page. It’s a matter of entering your personal, and contact details, confirming conditions and accepting terms to join the programs. Once this is all done, you’ll receive a Qantas Cash Card, which also acts as your frequent flyer membership, in the mail.

When you receive the card, it will need to be activated before it can be used. You will need your driver’s licence, passport or medicare card to complete the activation process. The card is activated through the Qantas Cash website. There’s a link in the top right hand corner of the webpage.

How to load the Qantas Cash

Loading via Bank Transfer

This is the quickest way to load funds onto your Qantas Cash card. You can access the funds in up to 1 business day when you transfer money directly from your bank account using Bank Transfer before 2pm AEST/AEDST (depending on your bank).

When on the Qantas Cash website select ‘Load funds’ from the menu. Enter the Australian dollar amount you want to load onto the card and select a currency to purchase. You can see how much foreign currency you’ll get after the transfer from Australian dollars. Select ‘Bank Transfer’ as you method of payment, and an email will be sent to your inbox with your unique payment details. Use this information to complete your payment by logging into your personal online banking account or via phone banking.

Load Via BPAY

Loading via BPAY is done in the same way loading via Bank Transfer is carried out on the Qantas Cash website, only select ‘BPAY’ as your method of payment instead. Follow the prompts to receive your unique payment details via email before completing the transfer from your personal online banking account or via phone banking.

Be conscious that payments made via BPAY take time to process, so plan when you load funds onto your card and allow up to 3 business days for the BPAY payment to clear and for the funds to become available on your card.

When will the points I earn using Qantas Cash appear in my Qantas Frequent Flyer account?

Qantas updates the points balance monthly, so wait for a bit if you don't think your points balance reflects your spending.

Protection against fraud?

All payments that are processed by the MasterCard payment system are 'protected' by the MasterCard Zero Liability Guarantee. This is more or less a money back guarantee if you've been the victim of fraud.

How to report an unauthorised transaction?

If you've been the victim of card fraud, OR IT'S LOST OR STOLEN, you only need to call the Qantas Cash customer service team. They will guide you through the process.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

Qantas Cash Card is lost or stolen

Call the number below to have your card blocked if it' reported stolen or suspended if it's reported lost.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

Can I get a second or Supplementary card?

One Qantas Cash Card per person.

Getting the Qantas Cash PIN

Call the Qantas Cash Service Centre to get your PIN, or you can retrieve your PIN online through the Qantas Cash website.

The PIN is randomly generated and can not be changed.

Qantas Cash Service Centre:

          • 13 11 31

*Terms and Conditions bonus points offer

* To be eligible to receive the bonus Qantas Points, register your Qantas Frequent Flyer membership at the Qantas Cash website or by clicking on the registration button within the email promoting the offer.  The bonus points will be credited to your account 6 to 8 weeks after the offer has closed. This bonus points offer is limited to one offer per person.

Back to top
Was this content helpful to you? No  Yes

This page was last modified on 22 May 2015 at 13:31.

Ask a Question

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

324 Responses to Qantas Cash Card with Qantas Cash®

  1. Default Gravatar
    Jaruwan | May 25, 2015

    I would like to receive the Qantas Cash card please.

    • Staff
      Sally | May 25, 2015

      Hi Juruwan,

      Thank you for your comment.

      You can apply for the Qantas Cash card by clicking on the ‘Apply Now’ here.

      I hope this answered your question.

      Thanks,

      Sally.

  2. Default Gravatar
    Joy | May 21, 2015

    Hi,

    I just have a few questions in regards to using the card in Europe. Is it easy enough to withdraw cash from an ATM through Europe? While I’m travelling in places that aren’t on the list of currencies when using an ATM in those places would it just come out of the Australian cash I load on to the card?

    • Staff
      Sally | May 22, 2015

      Hi Joy,

      Thank you for your question.

      You can use your Qantas Cashcard anywhere MasterCard is accepted electronically, meaning you can use your card at over 32 million locations worldwide, including 1.9 million ATMs throughout more than 60 countries.

      If you complete a purchase in a currency that is not supported by the card, it will come out of the funds you have loaded on your card and will incur a currency conversion fee of 3% of the transaction value.

      I hope this was helpful.

      Thanks,

      Sally.

  3. Default Gravatar
    mclaren | May 19, 2015

    1 my cash card has been loaded with usd.
    2.what is my daily withdrawl limit from an atm in usa
    3.if I do not use all my usd on my holiday in usa can I cash in my unused usd for aud and have the aud amount transferred back into my bank account in Australia where I up
    loaded my usd currency from originally but keep my cash card activated or should I leave some usd in the cash card account for possibly future use.
    4 finally any unused usd remaining ..can i pay or shop in australia to use up some of the funds remaining.Regards I await your reply

    • Staff
      Sally | May 20, 2015

      Hi Andrew,

      Thank you for your questions. The Qantas Cash Card 24 hour withdrawal limit is $3,000. There is also a 24 hour POS transaction limit of $15,000.

      If you return from your holiday with funds remaining on your card, you have a few options. If you wish to convert the funds back into Australian Dollars, you can withdraw your remaining balance in Australian Dollars or you can transfer your remaining balance to Australian Dollars and spend domestically using Qantas Cash. If you get in touch with Qantas Card Services, they can transfer the funds to your nominated bank account.

      Otherwise, you can also keep the funds on your card to use on another holiday. Your card does have an expiry date, but once your card expires you will automatically be sent a new one so you still have access to any remaining funds. If you try to use any remaining US Dollars on your card while shopping in Australia, you will incur a currency conversion fee.

      I hope this has answered your questions.

      Thanks,

      Sally.

  4. Default Gravatar
    Ktn2209 | May 14, 2015

    Hi,

    If I load Australian Dollars and convert it to Japanese Yen from my Australian Account and use this for overseas purchases in Japan, will I be charged an international fee for purchases when I am there? i.e. international conversion? Or will this be nil as I have already converted the money into Japanese Yen?

    Thanks,

    • Staff
      Sally | May 14, 2015

      Hi Karina,

      Thank you for your question.

      No, currency conversion fees will not apply for purchases and ATM withdrawals made with local JPY currency loaded to your travel card. However, keep in mind that local ATM providers may charge an additional service fee at the time of your transaction.

      I hope this answered your question.

      Thanks,

      Sally.

  5. Default Gravatar
    Bobbie | May 13, 2015

    Why am I locked out of my account while traveling overseas ?

    • Staff
      Sally | May 14, 2015

      Hi Bobbie,

      Thank you for your question.

      There could be several reasons why you are locked out of your Qantas Cash Travel Money account. Some of these possibilities include you haven’t activated your Qantas Cash card online, you have used an incorrect PIN or you have entered the incorrect Qantas Cash online password more than three times.

      If your password gets locked, you can apply for a password reset by applying for a password reset online via the Qantas Cash or the mobile app. You will need to give some security information for identification purposes and then a new password will be sent to your email address. You will then be asked to change this temporary password when you login.

      If you are still unable to access your account after activating your card or using the correct PIN, please contact the Qantas Cash Travel Money customer service centre.

      I hope this has helped.

      Thanks,

      Sally

  6. Default Gravatar
    Mike | May 11, 2015

    What ATMs do I use to withdraw cash in Japan?

    • Staff
      Elizabeth | May 12, 2015

      Hi Mike,

      Thanks for your question.

      You can withdraw cash from any ATM that accepts MasterCard in Japan. Just select ‘credit’ and you can withdraw your funds.

      I hope this has helped.

      Thanks,

      Elizbeth

  7. Default Gravatar
    TonyT | May 11, 2015

    What atms do i use to withdraw cash in hong kong, uk and usa?

    • Staff
      Elizabeth | May 11, 2015

      Hi TonyT,

      Thanks for your question.

      You’re able to withdraw cash from any ATM that accepts MasterCards. Keep in mind the ATM withdrawal fees that apply.

      I hope this has helped.

      Thanks,

      Elizabeth

  8. Default Gravatar
    Karen | May 10, 2015

    Is it possible to load malaysian ringgit onto Qantas Cash card?

    • Staff
      Elizabeth | May 11, 2015

      Hi Karen,

      Thanks for your question.

      This currency isn’t currently available on the Qantas Cash Card. The currencies you’re able to load are listed in the table at the top of this page, they currently are: AUD, USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED.

      I hope this has helped.

      Thanks,

      Elizabeth

  9. Default Gravatar
    Lyn | May 3, 2015

    How or can I use my Qantas Cash Card in Malaysia?

    • Staff
      Elizabeth | May 4, 2015

      Hi Lyn,

      Thanks for your question.

      You are able to use your Qantas Cash Card anywhere MasterCard is accepted electronically, which includes Malaysia. Wherever you see the MasterCard symbol you can use your card in-store or to withdraw cash from ATMs.

      I hope this has helped.

      Thanks,

      Elizabeth

  10. Default Gravatar
    zbig | April 27, 2015

    Can I use Qantas Cash card to pay bills via bpay online
    example – gas, electricity etc etc

    • Staff
      Elizabeth | April 28, 2015

      Hi zbig,

      Thanks for your question.

      You’re able to use your Qantas Cash Card to pay for bills online, but you aren’t able to pay for these through a BPAY facility. You’ll need to use the Qantas Card number to pay.

      I hope this has helped.

      Thanks,

      Elizabeth

Ask a question
feedback