Qantas Cash Card with Qantas Cash®

Rates and Fees verified correct on July 1st, 2015

Earn Qantas points on eligible everyday purchases at home or overseas plus up to 10,000 bonus Qantas Points by simply loading foreign currency in one transaction

Qantas Cash allows you to travel with 11 prepaid currencies and pay anywhere that MasterCard is accepted electronically. You can also earn Qantas Points on eligible everyday purchases and manage your account, view balances, transaction history and transfer money via the Qantas Cash mobile app.

Qantas Cash allows you to travel with 11 prepaid currencies and pay anywhere that MasterCard is accepted electronically. You can also earn Qantas Points on eligible everyday purchases and manage your account, view balances, transaction history and transfer money via the Qantas Cash mobile app.

Available CurrenciesAUD, AED, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD
Allow multiple currencies on same cardYes
Number of Cards Issued1
Minimum Load Amount$50
Maximum Load Amount$20,000
Maximum Annual Load Amount$100,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour POS Transaction Limit$15,000
Card Issue Fee$0
Initial Load Fee$0
ATM Withdrawal FeeAUD 1.95, CAD 2.00, EUR 1.50, GBP 1.25, HKD 15.00, JPY 160, NZD 2.50, SGD 2.50, USD 1.95, THB 70.00, AED 6.50
Reload Fee$0
Monthly Inactivity Fee (after 12 months inactivity)$0
Transaction Fee for Purchases$0
Card Replacement Fee$0
Cross Currency Conversion Fee3%
BPay Reload fee$0
Minimum Age16
Available To Temporary ResidentsNo

Currencies you can use this card for

The following currencies can be loaded onto the card: AUD, USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED

Qantas Cash travel MasterCard review

Qantas Cash Card is a handy prepaid travel card for people on the move.
You can load and hold up to eleven currencies on the Qantas Cash MasterCard with a locked-in exchange rate. A travel card to be used at home as well as overseas, rack up Qantas Points on all eligible purchases with no cost to open the account or keep the card.

Earn up to 10,000* bonus Qantas Points

To earn bonus Qantas Points, simply load foreign currency in one transaction by 30 June 2015.
Load amount (equivalent in foreign currency) Bonus Qantas Points
Minimum AU$1,000 2,000 points
Minimum AU$2,500 5,000 points
Minimum AU$5,000 10,000 points

Benefits of the Qantas Cash Card

  • Qantas Cash as a travel card
    You can preload and hold up to eleven different currencies on the card at the same time. This is limited to AU$100,000, or foreign currency equivalent, in a 12 month period.
  • Loading the Qantas Cash card The account is managed on your online account via the Qantas Cash website with funds loaded either directly from your bank account using Bank Transfer, or using BPAY. Bank Transfer is the quicker of the two options with funds made available to use on your card in as little as 1 business day if you complete the transfer before 2pm AEST (depending on your bank). Loading funds using BPAY will take between 2-3 business days to process. Just plan where and when you want to use the card to ensure you’ll have funds at the ready when you need it.The exchange rate is locked in at the rate quoted to you on the Qantas Cash website when you arrange the transfer from your personal bank account.Load and withdrawal limits apply. For example, you can only hold $100,000 on the card at a time. These limits are in line with other non-bank issued travel card products. Fees and limits can be viewed at the bottom of the page.
  • Express check-in at the airport - The card also contains your Qantas Frequent Flyer membership information on it too, including a ‘Q-Chip’, which translates to less time waiting in line at the airport.
  • Currencies included - AUD, AED, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD
    Travel cards let you speak the same language with the overseas merchant... Monetarily speaking. And you can load up to eleven currencies on this card.
    The Qantas Cash MasterCard is only one of two travel cards that allow you to load Emirati Dirham.If you spend in a currency that is not loaded onto the card a currency conversion fee is charged. This fee is 3%.

Currency order

  1. Australian Dollars (AUD)
  2. United States Dollars (USD)
  3. British Pounds (GBP)
  4. European Euros (EU)
  5. Thai Baht (THB)
  6. New Zealand Dollars (NZD)
  7. Singapore Dollars (SGD)
  8. Hong Kong Dollars (HKD)
  9. Canadian Dollars (CAD)
  10. Japanese Yen (JPY)
  11. United Arab Emirates Dirham (AED)

    • Using the Qantas Cash Card at home

      • Pay bills and earn Qantas Points - This is a pre-paid debit card, pay bills online or over the phone, make purchases over the counter and access cash through an ATM, you can do all the things you would usually do with a credit card. Just press 'credit' when using the card or select MasterCard when using online payment portals. Pressing 'credit' lets the system know you want to process the transaction through the MasterCard payment system.
      • Qantas Cash and Points - You can load this card with up to AU$100,000 or foreign currency equivalent, per year. Which puts a finite amount on the number of points you can earn with this card. The Qantas Cash Card will give your frequent flyer points balance a boost every year if you're a frequent traveller who uses this product as their main choice of travel money while abroad.
      • Earn 1 point for every $1.00 you spend on purchases* in a foreign currency.
      • Earn 1 point for every $2.00 you spend on purchases* in Australia.

* Points are earned on eligible purchases only. This excludes cash transactions like money orders, gambling purchases, purchase of traveller’s cheques, buying foreign currencies or ATM withdrawals.

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Pros and Cons of the Qantas Cash Card

      • Qantas want you to use the Qantas Cash Card at home as well as overseas, purchases in Australian currency earn points and there is no additional domestic ATM withdrawal fee.
      • Online booking fees are waived if you use the Qantas Cash Card to book your flights within a week of departure.

      • 3% Cross Currency Conversion Fee (when a pre-loaded currency is not used)
      • The PIN is generated automatically and can not be customised.

 

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Frequently asked questions about the Qantas Cash Card

How do I get a Qantas Cash Card?

To get the Qantas Cash Card, and you’re not a member of the Qantas Frequent Flyer program, click the link on this page and follow the prompts till you get the Complimentary Qantas Frequent Flyer Membership page. It’s a matter of entering your personal, and contact details, confirming conditions and accepting terms to join the programs. Once this is all done, you’ll receive a Qantas Cash Card, which also acts as your frequent flyer membership, in the mail.

When you receive the card, it will need to be activated before it can be used. You will need your driver’s licence, passport or medicare card to complete the activation process. The card is activated through the Qantas Cash website. There’s a link in the top right hand corner of the webpage.

How to load the Qantas Cash

Loading via Bank Transfer

This is the quickest way to load funds onto your Qantas Cash card. You can access the funds in up to 1 business day when you transfer money directly from your bank account using Bank Transfer before 2pm AEST/AEDST (depending on your bank).

When on the Qantas Cash website select ‘Load funds’ from the menu. Enter the Australian dollar amount you want to load onto the card and select a currency to purchase. You can see how much foreign currency you’ll get after the transfer from Australian dollars. Select ‘Bank Transfer’ as you method of payment, and an email will be sent to your inbox with your unique payment details. Use this information to complete your payment by logging into your personal online banking account or via phone banking.

Load Via BPAY

Loading via BPAY is done in the same way loading via Bank Transfer is carried out on the Qantas Cash website, only select ‘BPAY’ as your method of payment instead. Follow the prompts to receive your unique payment details via email before completing the transfer from your personal online banking account or via phone banking.

Be conscious that payments made via BPAY take time to process, so plan when you load funds onto your card and allow up to 3 business days for the BPAY payment to clear and for the funds to become available on your card.

When will the points I earn using Qantas Cash appear in my Qantas Frequent Flyer account?

Qantas updates the points balance monthly, so wait for a bit if you don't think your points balance reflects your spending.

Protection against fraud?

All payments that are processed by the MasterCard payment system are 'protected' by the MasterCard Zero Liability Guarantee. This is more or less a money back guarantee if you've been the victim of fraud.

How to report an unauthorised transaction?

If you've been the victim of card fraud, OR IT'S LOST OR STOLEN, you only need to call the Qantas Cash customer service team. They will guide you through the process.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

Qantas Cash Card is lost or stolen

Call the number below to have your card blocked if it' reported stolen or suspended if it's reported lost.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

Can I get a second or Supplementary card?

One Qantas Cash Card per person.

Getting the Qantas Cash PIN

Call the Qantas Cash Service Centre to get your PIN, or you can retrieve your PIN online through the Qantas Cash website.

The PIN is randomly generated and can not be changed.

Qantas Cash Service Centre:

          • 13 11 31

*Terms and Conditions bonus points offer

* To be eligible to receive the bonus Qantas Points, register your Qantas Frequent Flyer membership at the Qantas Cash website or by clicking on the registration button within the email promoting the offer.  The bonus points will be credited to your account 6 to 8 weeks after the offer has closed. This bonus points offer is limited to one offer per person.

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This page was last modified on 22 May 2015 at 13:31.

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340 Responses to Qantas Cash Card with Qantas Cash®

  1. Default Gravatar
    Bazza | June 23, 2015

    Do platinum prepaid Qantas cash card members have access to Qantas lounges around the world?

    • Staff
      Sally | June 24, 2015

      Hi Bazza,

      Thanks for your question.

      If you’re referring to Platinum Qantas Club Members, yes they do have access to Qantas lounges internationally.

      I’ve emailed you a link to the Qantas page with a full list of the international and domestic lounges Platinum Members have access to.

      Thanks,

      Sally

  2. Default Gravatar
    Jorge | June 16, 2015

    Hello,

    I’m considering using the Qantas Cash Card as follows:
    1) Load from AUD to some foreign currency
    2) Hold on to that currency for some period of time
    3) Transfer the entire amount back to AUD

    My questions are:
    - Are there any restrictions to doing this? Perhaps multiple times?
    - What, if any, fees are associated with loading currency back and forth if no real transactions have occurred? From reading the terms and conditions I couldn’t find any fees.

    Thanks.

    • Staff
      Sally | June 17, 2015

      Hi Jorge,

      Thanks for your question.

      You can transfer loaded Australian Dollars between different currency wallets as many times as you need to. There is no currency conversion fee when moving funds between these different currency wallets.

      However, you can only hold AUD$100,000, or foreign currency equivalent, across all of the wallets on your card in a 12-month period.

      If you have funds remaining on your card at the end of the trip, you can transfer any remaining funds into Australian Dollars and spend domestically using Qantas Cash.

      Although there are no fees associated with transferring loaded Australian Dollars between the supported currency wallets, the Qantas Cash Card does come with other fees. A full list of these fees can be located in the ‘Qantas Cash Product Disclosure Statement & Terms and Conditions’ PDF available on the Qantas Cash website.

      I hope this has helped answer your question.

      Thanks,

      Sally

  3. Default Gravatar
    glenda | June 10, 2015

    if I have 500 aud and 500 usd and in no particular order. if I buy something in the USA it will automatically subtract from the usd amount and not aud

    • Staff
      Sally | June 10, 2015

      Hi Glenda,

      Yes, that is correct. If you’re making a purchase in USD, your card will deduct the payment from your US Dollars wallet to complete the transaction. However, if you run out of funds in your USD wallet, your card will take the funds from your Australian Dollars wallet and you will incur a currency conversion fee.

      I hope this has answered your question.

      Thanks,

      Sally

    • Default Gravatar
      | June 10, 2015

      Thank you.
      Also can I use the card to draw out USD from an ATM in USA

    • Staff
      Sally | June 11, 2015

      Hi Glenda,

      No worries. We’re happy to help.

      If you have USD loaded onto your Qantas Cash Card you should be able to withdraw funds from any ATM that accepts MasterCard in the US. If you only have AUD loaded onto your card, you should still be able to withdraw USD, but you will incur a currency conversion fee.

      I hope this has answered your question.

      Thanks,

      Sally

  4. Default Gravatar
    Fiona | June 9, 2015

    Hi, just to confirm..
    My partner and I are both heading to America in a couple months, so there is only 1 card that is issued? He will be heading over a few wks before I am.

    • Staff
      Sally | June 10, 2015

      Hi Fiona,

      Thanks for your question.

      Yes, only one Qantas Cash Card card is issued. You may need to open a separate Qantas Cash Card and load money on there if you require one card each.

      I hope this has answered your question.

      Thanks,

      Sally

  5. Default Gravatar
    Ian | June 7, 2015

    If I load €3000 onto the Qantas Cash Card and spend only €2500 while overseas:-
    1. How do I retrieve the remaining €500 from the card?
    2. Are there any fees for retrieving the remaining €500 from the card?

    • Staff
      Sally | June 9, 2015

      Hi Ian,

      Thank you for your question.

      Closing your Qantas Cash Card and retrieving the remaining funds on there doesn’t require a fee, and just involves you getting in contact with Qantas Card Services who can transfer the funds to your nominated bank account.

      I hope this has answered your question.

      Thanks,

      Sally

  6. Default Gravatar
    Phill | June 3, 2015

    Hi there. I’m considering getting one if your cards however I’d like to know how the conversion rate to another currency when loading the card is calculated. Your fees seem very reasonable however I don’t want to lose out by receiving a poor rate when converting to a foreign currency. Many thanks.

    • Staff
      Sally | June 3, 2015

      Hi Phill,

      Thank you for your question.

      Just to confirm, you have come through to finder.com.au, not Qantas.

      However, we can confirm that the Qantas Cash Card’s foreign exchange rate is determined by MasterCard plus a currency conversion fee of 3.00% of the transaction value.

      You can view the exchange rates on the Qantas Cash Card website under the ‘Currencies’ tab. These exchange rates are updated daily.

      I hope this has answered your question.

      Thanks,

      Sally

  7. Default Gravatar
    | June 2, 2015

    I have a Qantas cash card and am planning to go overseas, how do I know if card still valid?

    Sandy

    • Staff
      Jonathan | June 2, 2015

      Hi Sandra, thanks for your inquiry!

      Checking whether your Qantas Cash Card is still active can be done by logging into the Qantas Cash website. Please refer to the link I have sent to your email for completing this process.

      Cheers,

      Jonathan

  8. Default Gravatar
    Jaruwan | May 25, 2015

    I would like to receive the Qantas Cash card please.

    • Staff
      Sally | May 25, 2015

      Hi Juruwan,

      Thank you for your comment.

      You can apply for the Qantas Cash card by clicking on the ‘Apply Now’ here.

      I hope this answered your question.

      Thanks,

      Sally.

  9. Default Gravatar
    Joy | May 21, 2015

    Hi,

    I just have a few questions in regards to using the card in Europe. Is it easy enough to withdraw cash from an ATM through Europe? While I’m travelling in places that aren’t on the list of currencies when using an ATM in those places would it just come out of the Australian cash I load on to the card?

    • Staff
      Sally | May 22, 2015

      Hi Joy,

      Thank you for your question.

      You can use your Qantas Cashcard anywhere MasterCard is accepted electronically, meaning you can use your card at over 32 million locations worldwide, including 1.9 million ATMs throughout more than 60 countries.

      If you complete a purchase in a currency that is not supported by the card, it will come out of the funds you have loaded on your card and will incur a currency conversion fee of 3% of the transaction value.

      I hope this was helpful.

      Thanks,

      Sally.

  10. Default Gravatar
    mclaren | May 19, 2015

    1 my cash card has been loaded with usd.
    2.what is my daily withdrawal limit from an atm in usa
    3.if I do not use all my usd on my holiday in usa can I cash in my unused usd for aud and have the aud amount transferred back into my bank account in Australia where I up
    loaded my usd currency from originally but keep my cash card activated or should I leave some usd in the cash card account for possibly future use.
    4 finally any unused usd remaining ..can i pay or shop in Australia to use up some of the funds remaining.Regards I await your reply

    • Staff
      Sally | May 20, 2015

      Hi Andrew,

      Thank you for your questions. The Qantas Cash Card 24 hour withdrawal limit is $3,000. There is also a 24 hour POS transaction limit of $15,000.

      If you return from your holiday with funds remaining on your card, you have a few options. If you wish to convert the funds back into Australian Dollars, you can withdraw your remaining balance in Australian Dollars or you can transfer your remaining balance to Australian Dollars and spend domestically using Qantas Cash. If you get in touch with Qantas Card Services, they can transfer the funds to your nominated bank account.

      Otherwise, you can also keep the funds on your card to use on another holiday. Your card does have an expiry date, but once your card expires you will automatically be sent a new one so you still have access to any remaining funds. If you try to use any remaining US Dollars on your card while shopping in Australia, you will incur a currency conversion fee.

      I hope this has answered your questions.

      Thanks,

      Sally.

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