Finder Score Choice of repairer New Vehicle Replacement Roadside assistance Hail, storm and flood damage Offer
Youi logo
Finder Score
Finder Score
Optional
  • If your car is written off or stolen in the first 2 years
  • Summary: Youi is the only comprehensive car insurer to include roadside assistance as standard in their comprehensive insurance policy. On top of this, Youi has generous benefit limits and exceptional customer service.
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    QBE logo
    Finder Score
    Finder Score
    Optional
  • If your car is written off in the first 3 years and is under 60,000 km
  • ⭐ Current offer: Save $75 when you purchase a new comprehensive policy online.
    Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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    Huddle logo
    Finder Score
    Finder Score
  • Up to 2 years from first registration, if first owner
  • Optional
    Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

    Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

    Read the full methodology