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Zuji Coupon Code – Zuji Travel Insurance

Want to save on Zuji Travel Insurance? Use the Zuji coupon code and pay less for cover

Zuji is one of the leading travel agencies in Asia. Not only can Zuji help you with your flights and accommodation, Zuji also offers travel insurance backed by Allianz.

Save on your Zuji Travel Insurance with the Zuji coupon code on this page and have more money to spend on your holiday.

Zuji coupon codes and promos

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What policies are available from Zuji?

Your choice of policy depends on your destination and the amount of cover you’d like for your journey. Zuji offers four different policies from which to choose.

Comprehensive

This is the most comprehensive plan offered by Zuji and is ideal for international travel. You’re covered for:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Additional expenses
  • Hospital cash allowance
  • Loss of income
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Travel delays and alternative transport costs
  • Luggage and personal effects
  • Travel documents, credit cards and travellers cheques
  • Car hire excess
  • Personal liability up to $5 million

Australia Only

This plan is suited to travel within Australia. Your private health insurance will provide cover if you require medical assistance and/or hospitalisation. You are covered for:

  • Accidental death
  • Unlimited cancellation fees and lost deposits
  • Travel delays
  • Additional expenses
  • Luggage and personal effects
  • Car hire excess
  • Personal liability up to $5 million

Medical Protection

This is a basic plan that covers overseas medical expenses and assistance, making it an affordable alternative to the comprehensive policy. It covers:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Accidental death
  • Personal liability

Multi-Trip

This travel insurance plan covers an unlimited number of trips during a 12-month period. The annual travel insurance option provides cover for:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Additional expenses
  • Hospital cash allowance
  • Loss of income
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Travel delays and alternative transport costs
  • Luggage and personal effects
  • Travel documents, credit cards and travellers cheques
  • Car hire excess
  • Personal liability up to $5 million

Pros and Cons of Zuji Travel Insurance

Pros

  • Underwritten by Allianz Australia
  • Four different policies available
  • Cancellation-only policy available
  • Online quotes
  • Additional cover available for luggage and personal effects
  • Purchase policies online
  • 24/7 emergency assistance from AGA
  • Policy can be extended
  • Claims can be made over the phone with AGA

Cons

  • $1,000 excess on all medical claims for travellers aged 76 and over
  • Non-citizens and non-residents not eligible for cover
  • Policy extensions must be requested seven days in advance (except in the case of travel delays)

How do I apply for Zuji Travel Insurance  travel insurance?

  • Compare policy options. Each policy provides a different level of cover, so make your decision is based on your journey type and the destination.
  • Get a quote online. Enter your travel plans into the quote engine to get an idea of how much you’ll be paying for cover.
  • Read up on what’s covered. Be sure that everything and everyone you’d like insured is covered by the terms of your contract.
  • Additional cover. If you need extra cover for holiday activities, pre-existing medical conditions or valuable luggage, check to see whether you can apply for additional cover.

How do I make a claim with Zuji?

  • Call AGA. Get in touch with AGA’s claims team and an agent will walk you through the process. It’s possible that your claim will be settled over the phone.
  • Attach documents. Each claim will require a different set of supporting documents. For stolen property, include police reports, receipts and proof of purchase. For medical emergencies, attach medical certificates and doctors’ reports.
  • Full disclosure. Provide all relevant information when you apply for the policy and file a claim. Whether it’s about pre-existing medical conditions or the party responsible for an accident, you must be honest with your insurer. False or incomplete submissions will not be processed.

Zuji Travel Insurance FAQ

Q. What are the age restrictions for each policy?

  • A. The Comprehensive and Australia Only policies are available for travellers aged 81 and under. The Medical Only and Cancellation Only plans are available for those aged 76 and under. Multi-Trip is only available to those aged 71 or under.

Q. Who provides assistance in an emergency overseas?

  • A. Allianz Global Assistance handles all emergency assistance services and also manages the benefits of your policy. You can get in touch with AGA at any time, 24 hours a day, seven days a week.

Q. What is the duty of disclosure?

  • A. You are obligated to be honest and complete in your application. If you don’t comply, your claim may be reduced or even cancelled.

Q. What is covered under the trip cancellation and luggage protection policy?

  • A. You can choose to have cancellation costs and luggage covered for between $500 and $3,000.

Q. How will my claim be paid?

  • A. Your claim will be settled in Australian dollars and transferred to your designated bank account. Claims usually take around 10 days to be processed, but this depends on the nature of the claim.

Q. Who is Zuji underwritten by?

  • A. Zuji is underwritten by Allianz Australia Insurance Ltd.

Q. Can I cancel my Zuji policy if I’m not happy with it?

  • A. You have 14 days from the date of issue of your Certificate of Insurance to cancel the policy. If cancelled within this cooling-off period, you’ll receive a full refund.

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