The sites that let you choose and book your holiday now and pay later using ZipPay.
Ever seen a sale on a holiday you wanted to book but couldn't quite commit because you hadn't saved the funds yet? That's where zipPay can come in.
It's a payment option that allows you to have online credit that can be used to purchase products at participating stores across the web, including holiday items such as tours and travel experiences.
After signing up and being approved for an account, you can them make purchases using your credit. You can then pay your purchase back in weekly, fortnightly or monthly payments, whichever suits you. While ZipPay is interest-free it isn't a completely free service and fees you may incur include a one-off establishment fee, which ranges from $0-99, late-repayment fees and a monthly account keeping fee of $6 per month. This is waived if your account has $0 balance at the end of your monthly statement period.
zipMoney is closely related to zipPay but is used for larger purchases and follows the same signup and approval process. Payments for ZipMoney are made in 3, 6 or 12 months and the amount borrowed won't accrue interest unless you fail to repay the amount within the nominated interest-free period.
Which sites offer zipPay for holidays?
| Store | Book |
|---|---|
| Experience Oz + NZ | Visit the site |
| Adrenaline | Visit the site |
| Scoopon | Visit the site |
| Gift It Now | Visit the site |
What other sites offer book now, pay later holidays like ZipPay?
zipPay isn't the only player in this game with Afterpay also offering book now, pay later options for purchases made online. This works in a similar way to ZipPay where you'll have to be approved for an account and meet regular fortnightly repayments to pay off your balance. Any missed payments may incur late-payment fees.
Other sites, particularly tour and booking sites, offer their own payment plans which you can use to repay your purchase in increments. These include:
| Store | Financed through | Book |
|---|---|---|
| Flight Centre | Lombard | Visit the site |
| Contiki | ZipMoney | Visit the site |
| STA Travel | STA Travel | Visit the site |
| Luxury Escapes | ZipMoney | Visit the site |
| G Adventures | G Adventures | Visit the site |
