
Get exclusive travel offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Often you'll find that the closer it gets to the date of a flight, the higher the price. If you're seeking to lock-in a seat at today's prices but don't have the cash at this very moment, an option may be zipPay or zipMoney.
Both offer interest-free services that let you borrow a select amount of money and pay it back in installments. While they can be interest-free to a point, this is often for a limited time only and may include other costs such as establishment fees, late-payment fees and account keeping fees. Be sure to read all the terms and conditions before you commit to ensure you don't wind up paying more for your holiday than expected.
Both zipPay and zipMoney can be used to purchase flights from various sites. The big difference is that zipPay is for purchases $1,000 and under and doesn't incur interest or have an establishment fee - though it does charge a $6 monthly account keeping fee which can be waived if you pay your balance off by the end of the statement month. You can also accrue late-payment fees if you don't meet the $40 monthly minimum repayment.
zipMoney is dedicated for more expensive purchases of $1,000 or more and has a lot more restrictions, including a 3 month interest-free payment period, establishment fee and the same $6 monthly account keeping fee, which you can waive if you settle your account by the end of the statement month. It also requires a $40 monthly minimum repayment.
Store | Shop |
---|---|
AirAsia | Book now |
TheR8.com | Book now |
With both zipPay and zipMoney you can get approval on the spot and then use your online credit to make purchases. You have the option to pay it back interest-free to zipPay in weekly, fortnightly or monthly repayments. With zipMoney loans can be made for periods of 3, 6 and 12 months. See more info here.
A similar online credit service to zipPay is Afterpay. This lets you repay your purchase over a maximum of eight weeks via fortnightly repayments. Afterpay can be used to purchase domestic Jetstar flights to the value of $1,200. While it too is interest-free you can accrue late fees by not paying your account off on time.
Other sites that let you book now and pay later for flights include Flight Centre and Hawaiian Airlines. You can learn more here.
The mega entertainment retailer has just announced a range of buy now pay later options, including Afterpay and Zip.
Credit cards are being used less and experts say Buy Now Pay Later services such as Afterpay and Zip are to blame, according to new research from Finder. In this month's Finder RBA Cash Rate Surveyâ„¢, 39 experts and economists weighed in on future cash rate moves and other issues related to the state of the Australian economy.
The Amex Qantas Business Rewards Card offers 150,000 bonus Qantas Points, no pre-set spending limit and platinum perks including complimentary insurances.
OptusPay is a straightforward payment plan system. Here's how it works in four steps.
Pay 0% interest on balance transfers and get a $50 Kogan.com Credit with a new Kogan Money Black Card.
Learn more about how PayActiv's Earned Wage Access service can help you access up to $500 of your paycheque for a $5 fee charged fortnightly (only if you access your wage before payday).
Pay no interest on your credit card debt and clear it faster with a 0% balance transfer credit card. Compare and apply here.
InstaPay is a pay-on-demand service offered by Employment Hero that allows employees to access salary advances of up to $250 per week for a flat fee starting from just $2.
Find out more about AdvancePay, the Commonwealth Bank's new "pay on demand" platform accessible to creditworthy CommBank customers.
Get a head start on your next adventure thanks to the online retailers offering Zip Pay.