| | |
1.99%
| 3.48% |
$0
|
$395 p.a.
|
95%
|
$58,084.66 | Up to $3,000 refinance cashback.
Lock in a low fixed rate for 2 years and buy your home with a 5% deposit. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | | |
| | |
1.75%
| 2.31% |
$0
|
$0 p.a.
|
80%
|
$64,892.81 | Limited time offer.
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees. Apply by 30 June 2021 and settle within 90 days to get this low rate. | | | |
| | |
1.94%
| 3.40% |
$0
|
$395 p.a.
|
80%
|
$59,299.05 | Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
1.99%
| 1.99% |
$0
|
$0 p.a.
|
60%
|
$58,479.66 |
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
| | | |
| | |
1.88%
| 2.86% |
$0
|
$390 p.a.
|
80%
|
$61,044.54 | $3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | | |
| | |
1.89%
| 2.77% |
$0
|
$399 p.a.
|
70%
|
$60,768.02 | Up to $2,000 cashback.
With a 30% deposit or equity, get access to an 0.10% rate cut and big discounts on credit cards and health insurance. You may qualify for up to $2,000 cashback (Terms, conditions and exclusions apply). | | | |
| | |
1.85%
| 2.21% |
$0
|
$0 p.a.
|
70%
|
$61,557.88 |
Get a low discounted variable rate loan. Requires a 30% deposit. Get your loan processed fast and settle within 30 days. | | | |
| | |
1.89%
| 2.85% |
$0
|
$375 p.a.
|
80%
|
$60,792.02 |
Lock in a low fixed rate for 2 years. Available with a 20% deposit. Eligible new borrowers can get the annual package fee reimbursed for the life of the loan.
| | | |
| | |
1.69%
| 3.49% |
$0
|
$0 p.a.
|
110%
|
$66,246.88 |
Get one of the lowest rates on the market with this fixed rate mortgage. NSW, QLD and ACT residents only. | | | |
| | |
2.19%
| 2.20% |
$0
|
$0 p.a.
|
70%
|
$53,040.06 | $3,288 refinance cashback offer
This competitive variable rate loan is available for borrowers with 30% deposits. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | | |
| | |
1.94%
| 1.98% |
$0
|
$0 p.a.
|
80%
|
$59,238.68 |
This loan offers owner-occupiers a low interest rate and minimal upfront fees. Requires a 20% deposit.
| | | |
| | |
2.29%
| 2.72% |
$0
|
$8 p.a.
|
95%
|
$50,287.27 | Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply. | | | |
| | |
1.99%
| 2.91% |
$0
|
$399 p.a.
|
80%
|
$58,080.66 | Up to $2,000 cashback.
Borrowers with min. 20% deposits or equity are eligible for this ultra-low rate loan, packed with features. You may qualify for up to $2,000 cashback (Terms, conditions and exclusions apply). | | | |
| | |
1.97%
| 3.86% |
$600
|
$0 p.a.
|
95%
|
$57,912.26 |
Pay no ongoing fees and lock in your rate for 3 years to organise your budget.
| | | |
| | |
1.89%
| 2.18% |
$250
|
$0 p.a.
|
90%
|
$60,334.6 |
Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.
| | | |
| | |
1.85%
| 2.24% |
$0
|
$0 p.a.
|
80%
|
$62,235.86 |
A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit.
| | | |
| | |
2.49%
| 2.51% |
$0
|
$0 p.a.
|
80%
|
$44,577.54 | Up to $4,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer) (terms, conditions & exclusions apply).
| | | |
| | |
2.44%
| 3.11% |
$0
|
$10 p.a.
|
80%
|
$45,490.85 |
This fixed investment loan has a 100% offset account. Principal-and-interest repayments. Requires a 20% deposit.
| | | |
| | |
1.79%
| 3.35% |
$0
|
$0 p.a.
|
80%
|
$63,599.83 |
A discounted 2 years fixed rate for home buyers. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only. | | | |
| | |
1.98%
| 2.66% |
$300
|
$10 p.a.
|
80%
|
$58,151.37 | $3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | | |
| | |
2.34%
| 2.34% |
$0
|
$0 p.a.
|
60%
|
$48,903.84 |
Apply for the Macquarie Bank Basic Home Loan - LVR ≤ 60% (Owner Occupier, P&I) and get a low variable interest rate, plus no application and ongoing fees. Requires a 40% deposit.
| | | |
| | |
1.95%
| 2.17% |
$250
|
$0 p.a.
|
90%
|
$58,717.98 |
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes. | | | |
| | |
1.99%
| 2.47% |
$0
|
$0 p.a.
|
80%
|
$57,788.68 |
Home buyers can get a very low discounted variable rate for the first year. This loan has a revert rate of 2.48%. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | | |
| | |
2.09%
| 2.32% |
$0
|
$0 p.a.
|
70%
|
$55,770.62 |
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit. Refinancers can switch with a convenient digital application.
| | | |
| | |
1.97%
| 2.81% |
$449
|
$6 p.a.
|
95%
|
$57,959.5 | NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
| | | |
| | |
2.17%
| 2.20% |
$250
|
$0 p.a.
|
80%
|
$52,723.37 |
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.
| | | |
| | |
1.94%
| 3.40% |
$0
|
$395 p.a.
|
80%
|
$59,299.05 | Up to $4,000 refinance cashback
Get a competitive home loan rate for two years. Requires at least a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
1.99%
| 3.19% |
$600
|
$395 p.a.
|
95%
|
$56,696.03 |
Lock in a competitive rate for 3 years. Available with a 5% deposit.
| | | |
| | |
2.09%
| 2.02% |
$0
|
$0 p.a.
|
70%
|
$55,770.62 |
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
| | | |
| | |
2.34%
| 2.34% |
$0
|
$0 p.a.
|
80%
|
$48,903.84 |
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
| | | |
| | |
1.99%
| 3.33% |
$0
|
$395 p.a.
|
80%
|
$57,818.87 |
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
| | | |
| | |
2.44%
| 2.45% |
$0
|
$0 p.a.
|
80%
|
$46,119.67 |
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
| | | |
| | |
2.14%
| 2.16% |
$0
|
$0 p.a.
|
60%
|
$54,408.06 |
A competitive rate with no application or ongoing fees. This loan is not available for construction.
| | | |
| | |
2.49%
| 2.51% |
$0
|
$0 p.a.
|
80%
|
$44,577.54 | Up to $4,000 refinance cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
2.49%
| 2.54% |
$600
|
$0 p.a.
|
80%
|
$43,533.43 |
A basic variable rate loan with minimal fees and a redraw facility.
| | | |
| | |
2.24%
| 2.26% |
$0
|
$0 p.a.
|
90%
|
$51,666.66 |
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
| | | |
| | |
2.49%
| 2.51% |
$0
|
$0 p.a.
|
80%
|
$44,577.54 | Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
1.99%
| 3.44% |
$0
|
$395 p.a.
|
80%
|
$57,733.84 | Up to $4,000 refinance cashback.
Fix to a low rate for two years and forget about rate rises. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
2.19%
| 4.23% |
$600
|
$8 p.a.
|
95%
|
$52,015.55 |
Get a fixed rate for two years and borrow up to 95%.
| | | |
| | |
2.19%
| 3.83% |
$0
|
$395 p.a.
|
95%
|
$52,645.06 | $2,000 refinance cashback
Enjoy a competitive rate with no application fee for this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | | |
| | |
2.09%
| 3.27% |
$0
|
$395 p.a.
|
80%
|
$55,106.27 |
Get a low 3 year fixed rate with a 100% offset account and package discounts.
| | | |
| | |
2.58%
| 2.64% |
$449
|
$0 p.a.
|
80%
|
$41,037.62 |
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only. | | | |
| | |
2.29%
| 2.29% |
$250
|
$0 p.a.
|
90%
|
$49,409.46 |
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | | |
| | |
2.69%
| 2.52% |
$0
|
$0 p.a.
|
80%
|
$39,066.37 |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | | |
| | |
2.58%
| 2.60% |
$0
|
$0 p.a.
|
80%
|
$41,611.14 |
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
| | | |
| | |
2.14%
| 2.35% |
$0
|
$0 p.a.
|
80%
|
$54,408.06 |
A one year fixed rate offer with no ongoing bank fees.
| | | |
| | |
2.59%
| 2.64% |
$600
|
$0 p.a.
|
80%
|
$40,824.07 | Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
| | | |
| | |
1.99%
| 2.70% |
$0
|
$0 p.a.
|
80%
|
$58,479.66 | Limited time offer.
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender. Apply by 30 June 2021 and settle within 90 days to get this low rate. | | | |
| | |
2.64%
| 4.65% |
$0
|
$0 p.a.
|
80%
|
$39,908.12 |
Lock in a competitive rate for 2 years, unlock package discounts and use a 100% offset account to minimise interest payments.
| | | |
| | |
2.39%
| 3.15% |
$0
|
$350 p.a.
|
95%
|
$46,954.14 |
Get a partial offset account and flexible repayments with this package loan.
| | | |
| | |
2.59%
| 2.42% |
$0
|
$0 p.a.
|
60%
|
$41,903.57 |
This competitive variable rate loan is for investors who want interest-only repayments. You will need a 40% deposit.
| | | |
| | |
2.34%
| 2.62% |
$0
|
$0 p.a.
|
60%
|
$48,903.84 |
A sharp variable rate with low fees for borrowers with 40% deposits or refinancers with equity in their properties. Refinancers can switch with a convenient digital application.
| | | |
| | |
1.99%
| 2.71% |
$0
|
$0 p.a.
|
80%
|
$57,788.68 |
If you have an owner occupier loan with loans.com.au you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | | |
| | |
2.74%
| 2.76% |
$0
|
$0 p.a.
|
90%
|
$37,639.94 |
Access a fee-free offset account and a special interest rate for investors. This loan is not available for construction.
| | | |
| | |
2.54%
| 2.56% |
$0
|
$0 p.a.
|
90%
|
$43,171.24 | $2,000 cashback.
With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get a $2,000 cashback (terms, conditions & exclusions apply)
| | | |
| | |
2.19%
| 2.42% |
$0
|
$0 p.a.
|
80%
|
$53,040.06 |
Borrow up to $750,000 with this basic 3 years fixed rate home loan. Refinancers can switch with a convenient digital application.
| | | |
| | |
2.54%
| 2.56% |
$0
|
$0 p.a.
|
90%
|
$43,171.24 | $2,000 cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get a $2,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
2.39%
| 2.41% |
$0
|
$0 p.a.
|
80%
|
$47,514.42 |
This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account. This loan is not available for construction.
| | | |
| | |
2.68%
| 2.74% |
$449
|
$0 p.a.
|
95%
|
$38,187.43 | NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
| | | |
| | |
2.59%
| 2.63% |
$595
|
$0 p.a.
|
80%
|
$41,047.16 | $2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more. | | | |
| | |
2.74%
| 2.74% |
$0
|
$0 p.a.
|
80%
|
$37,639.94 |
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
| | | |
| | |
2.59%
| 2.76% |
$300
|
$10 p.a.
|
60%
|
$41,255.02 | $3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | | |
| | |
2.29%
| 2.31% |
$0
|
$0 p.a.
|
60%
|
$50,287.93 |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | | |
| | |
2.14%
| 3.95% |
$0
|
$0 p.a.
|
80%
|
$53,865.65 |
Get a low fixed rate and pay no application or ongoing fees.
| | | |
| | |
1.89%
| 2.87% |
$449
|
$6 p.a.
|
95%
|
$60,119.1 | NSW and ACT customers only. Lock in a low fixed rate for two years. Available with a 5% deposit.
| | | |
| | |
2.19%
| 3.72% |
$0
|
$395 p.a.
|
95%
|
$52,645.06 | $2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | | |
| | |
2.59%
| 2.61% |
$0
|
$0 p.a.
|
90%
|
$41,903.57 |
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
| | | |
| | |
2.35%
| 3.33% |
$449
|
$6 p.a.
|
90%
|
$47,511.69 | NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
| | | |
| | |
2.59%
| 3.05% |
$0
|
$395 p.a.
|
80%
|
$41,220.71 | $2,000 cashback offer
A competitive variable rate package home loan with a 100% offset account. Eligible refinancers can get a $2,000 cashback. | | | |
| | |
2.09%
| 2.71% |
$0
|
$0 p.a.
|
80%
|
$55,770.62 | Limited time offer.
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender. Apply by 30 June 2021 and settle within 90 days to get this low rate. | | | |
| | |
2.54%
| 2.55% |
$0
|
$0 p.a.
|
90%
|
$43,314.23 |
A competitive value home loan with no ongoing fee.
| | | |
| | |
2.04%
| 2.17% |
$250
|
$0 p.a.
|
90%
|
$56,278.33 |
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes. | | | |
| | |
2.29%
| 3.94% |
$0
|
$0 p.a.
|
95%
|
$50,287.93 | $2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | | |
| | |
2.49%
| 2.49% |
$0
|
$0 p.a.
|
80%
|
$44,250.84 |
Pay no application and ongoing fees and take advantage of split and redraw options. Refinancers can switch with a convenient digital application.
| | | |
| | |
2.52%
| 2.55% |
$250
|
$0 p.a.
|
90%
|
$43,021.3 |
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes. | | | |
| | |
2.94%
| 3.34% |
$0
|
$395 p.a.
|
80%
|
$31,486.78 | $2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | | |
A lender's mortgage insurance (LMI) waiver for professionals could potentially save you thousands, even tens of thousands of dollars, when you decide to buy a home.