Worldwide Travel Insurance Deals for December 2016

Save on your next next policy with Worldwide Travel Insurance deals, discounts, coupons and promotional codes.

Besides insurance for weddings, pets and vehicle breakdowns, WorldwideInsure.com also provides three low-cost travel insurance policies for travel around the UK and the rest of the world.

Travel insurance comes in handy when you experience injury or loss while abroad. Instead of wading through paperwork and bureaucracy, your travel insurance provider is there to give you the care and compensation you need.

Worldwide discount codes and coupons

Oops! There aren't any Worldwide travel insurance deals available right now. Check out other travel insurance coupons from providers in our panel below.
Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

Show code & visit siteYO****

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10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

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Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

Show code & visit siteFI****

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Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What policies are available from Worldwide?

Worldwide’s three travel insurance policies cover local (UK) travel and journeys abroad. The policy you choose depends on your destination, the size of your travel party and how much cover you’d like to purchase. You can choose from three plans.

Super

This plan offers the most comprehensive cover and is ideal for international travel. You have the option of adding Ski Equipment cover for an additional premium. You are covered for:

  • Cancellations or curtailment
  • Emergency medical expenses, including repatriation
  • Additional expenses
  • Per-day hospital benefit
  • Personal accident
  • Luggage and personal items
  • Personal money
  • Personal liability up to £2 million
  • Loss of passport
  • Catastrophe and disruption cover
  • Legal expenses

Economy

With the exception of Catastrophe and Disruption cover, this plan offers the same benefits as the Super option with lower maximum payouts per section. The benefits cover:

  • Cancellations or curtailment
  • Emergency medical expenses, including repatriation
  • Additional expenses
  • Per-day hospital benefit
  • Personal accident
  • Luggage and personal items
  • Personal money
  • Personal liability up to £1 million
  • Loss of passport
  • Legal expenses

Budget

This simple plan still covers the basics you need for travelling internationally, namely:

  • Emergency medical expenses, including repatriation
  • Loss of passport
  • Personal liability up to £1 million

Pros and cons of Worldwide

When considering your travel insurance options, keep in mind the following pros and cons.

Pros

  • Underwritten by AmTrust Europe Ltd. Travels to Cuba insured by SOLID Försäkringa.
  • Low-cost policies suited for international travel
  • Long-stay cover available for backpackers
  • Online quotes available
  • Policy options available for seniors (74 years and older)
  • Apply and purchase policies online
  • 24/7 emergency support from Global Response
  • Policy can be extended if needed

Cons

  • Ski Equipment option only available with the Super plan
  • Certain pre-existing medical conditions not covered
  • No option to claim online
  • Maximum age for travel is 69 years, 49 years on Budget and Economy plans
  • Rental vehicle excess not included

How do I make a claim with Worldwide?

If you experience loss or injury during your trip, here’s how to make a claim:

  • Give notice of your emergency. For medical emergencies where you estimate the cost of treatment to exceed £500, get in touch with Global Response immediately. In the case of loss or theft of valuable items, contact the insurer by phone.
  • Have the appropriate documentation ready. Besides your policy and the claims form, make sure you have supporting documents to submit as evidence. You’ll also be asked to submit medical and police reports, proof of ownership and all available receipts.
  • Help the insurer help you. When assessing your claim, be honest and forthright in your account of the incident. Refrain from offering to pay or settle an amount with a third party without consulting the insurer. Any attempt at defrauding the insurer will result in your claim being rejected and/or your policy being cancelled.

Worldwide FAQ

Below are a few frequently asked questions about Worldwide Travel Insurance.

Q. Do I need travel insurance when travelling to Europe?

  • A. Yes. Although UK residents can travel to Europe with a European Health Insurance Card (EHIC), it won’t provide the same level of comprehensive cover. By using the EHIC in conjunction with your Worldwide travel insurance policy, the medical excess is waived.

Q. How do I receive my policy if I book it online?

  • A. You will receive your policy immediately via email. You can also request that a copy be posted to you.

Q. What is policy excess?

  • A. This is the part that you have to pay in the event of a claim. The amount differs depending on the section under which you claim. Worldwide offers options to remove the excess or you can double it to reduce your premium.

Q. I have a pre-existing medical condition. Can I still apply?

  • A. Worldwide can usually insure most stable and well-controlled pre-existing medical conditions, but an additional charge may apply. This kind of cover can’t be issued online, so get in touch with Worldwide for a quote.

Q. I’d like to lodge a complaint. What do I do?

  • A. Get in touch with Worldwide’s Claims Settlement Agencies with your insurance reference, claim number and copies of the relevant documentation. If you’re still not happy, you can contact submit your complaint to the Financial Ombudsman.

Q. Can I cancel my Worldwide policy if I’m not happy with it?

  • A. You have a 14-day cooling-off period during which you can cancel your policy for a full refund. However, if you’ve already left on your trip or filed a claim, you won’t be eligible for a refund.

Q. Who underwrites Worldwide Travel Insurance?

  • A. Worldwide’s policies are underwritten by AmTrust Europe Ltd. If you’re planning a trip to Cuba, your insurance will be provided by SOLID Försäkringa.

Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

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