WorldFirst Foreign Exchange Money Transfers

WorldFirst Foreign Exchange offers businesses and individuals a wide range of choices in money transfer services with safe transactions at competitive rates

WorldFirst offers competitive exchange rates, fast transfers and a convenient online process to lodge international transfers. With a $0 transfer fee and a variety of service options including spot contracts and forward contracts, WorldFirst is a convenient option to consider for your money transfer needs. WorldFirst will also keep you updated on what is happening in the currency markets, helping you to know when conditions are most favourable for your foreign exchange transactions.

Product NameWorldFirst International Money Transfers
Min. Transfer AmountAUD 2,000
Max. Transfer AmountNo limit
Transfer MethodsOnline, Phone, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments, Market orders, Forward contracts
Transfer Speed
Minimum transfer time
1 day
Customer ServicePhone, Chat, Email
Online Transfer FeeAUD 0
Exchange Rate UpdatesDaily


  • No transaction fees
  • Competitive exchange rates
  • Same-day transfers for major currencies
  • Regular market updates available through email
  • No maximum transfer limit


  • Only accepts bank transfer
  • High minimum transfer limit
  • Some smaller currencies missing
  • No cash pick-up

Note: Transfers can take between one to two days. For transfers to India, the minimum is $10,000 AUD.

Send over 20 currencies with WorldFirst

WorldFirst offers a range of popular and exotic currencies to suit a range of countries across the globe. These include:

  • AED
  • AUD
  • BGN
  • CAD
  • CHF
  • CZK
  • DKK
  • EUR
  • GBP
  • HKD
  • HUF
  • ILS
  • JPY
  • NOK
  • NZD
  • PLN
  • RON
  • SAR
  • SEK
  • THB
  • TRY
  • USD
  • ZAR

What services does WorldFirst Foreign Exchange offer?

What separates WorldFirst from most traditional banks and currency brokers is the fact that they offer foreign exchange methods that banks typically reserve for large corporate clients. Here are some of WorldFirst's specialised services for those with individual client accounts:

  • Customer service

Get access to customer service on a variety of platforms and speak to a representative online, over the phone or through the iOS or Android app.

  • Spot contracts

A spot contract allows investors to buy or sell a currency at today's market rate. This is different from a forward contract, which settles the value of a currency transaction sometime in the future. If you are looking to make a single payment for an item purchased overseas, a spot contract is usually the best choice.

  • Forward contracts

A forward contract sets the price for a foreign exchange transaction at a later date. Forward contracts are best used when transactions do not need to be settled immediately and you believe currency market conditions will be more favourable in the future. WorldFirst allows you to fix the price of a currency transaction up to two years in advance, helping to protect you against price volatility and negative surprises in changing market conditions.

Informative newsletters and rate alerts

Rate alerts - For non-experts, the currency market can sometimes appear difficult to understand and impossible to forecast. WorldFirst monitors these markets for their clients and can send alerts during times when favourable investment scenarios arise. Clients at WorldFirst can work closely with an investment advisor to assess your individual needs and determine market environments that are most conducive to meeting those goals.

Stay up to date - Getting a favourable exchange rate can make all the difference in a currency transaction. But it can be difficult to know when the market is ready to make its move. The team at WorldFirst publishes weekly market updates that is free for clients and offers access to concise information that will aid you in your future currency transactions. These weekly newsletters are most useful for investors that are looking to conduct spot transactions, rather than forward contracts far-off in the future.

How do WorldFirst Foreign Exchange Online Money Transfers work?

In the past, you had to physically walk into a bank in order to conduct foreign exchange transactions. Those days are long behind us, as WorldFirst offers online transactions enable you to monitor your accounts from a computer or mobile device. WorldFirst's online systems enable you to manage all your foreign exchange transactions and payments 24/7.

WorldFirst Online is free of charge and allows clients to:

  • Fix price rates and conduct currency transactions
  • Manage payments and add/change beneficiaries
  • Access live account statements
  • Access updated economic research and monitor the latest market-moving events

Opening an account

Opening an account and WorldFirst is simple and free. It only takes a few minutes and carries no obligation for future transactions. To get started, click on the "Apply now" button on this page. You will be taken to the WorldFirst site where you can begin the application process by clicking on "Get started".

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International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers. Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

WorldFirst International Money Transfers

Great rates and $0 transfer fees for Finder customers. Access live rates, currency converter and market updates via the WorldFirst Money Transfer mobile app.

FC Exchange International Money Transfers

FC Exchange will match any competitor's exchange rates. Conditions apply. No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

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45 Responses

  1. Default Gravatar
    ClaudiaAugust 15, 2018

    Do you send money to Rwanda? From australia

    • finder Customer Care
      JoelAugust 15, 2018Staff

      Hi Claudia,

      Thanks for leaving a question on finder.

      Yes! You can send money to Rwanda from Australia using WorldFirst. To start the process of sending money, please click HERE. If you are still looking to weigh your options in sending money to Rwanda, please click HERE.


  2. Default Gravatar
    TheresaJuly 3, 2018

    wish to transfer $5,500 CDA funds to Nigeria. I do not use online banking. What options can I use to transfer funds other than Western Union. Can I use a Canadian credit card to transfer funds. What is the fee and how long does it take for the receiver to pickup funds.

    • finder Customer Care
      NikkiJuly 5, 2018Staff

      Hi Theresa,

      Thanks for leaving a question on our page.

      You can definitely use your credit card to do a money transfer. Also, just a friendly reminder that when you use a credit card to transfer money, you may be charged a cash advance fee + conversion and transfer fees depending on your bank terms and conditions.

      To view your options on how to send money to Nigeria, you may view this page.

      The fees and transfer speed will depend on the transfer facility you’ll use.

      Hope this clarifies!


  3. Default Gravatar
    MarkSeptember 27, 2017

    I have some Ghana cedis in Australia, how can I exchange them to oz dollars?

    • finder Customer Care
      JudithSeptember 28, 2017Staff

      Hi Mark,

      Thanks for contacting finder, a comparison website and general information service.

      There are different ways on how you can convert one currency to another. You may opt either of the following: banks, international money transfer companies, foreign exchange kiosks and post offices, and credit & debit cards.

      We have a panel on this page that will help you compare the exchange rates. Simply enter the required details and then click “Calculate.”

      I hope this helps.


  4. Default Gravatar
    JoshMay 31, 2017

    I would like to transfer funds from my Australian account to my Canadian account as fast as possible can you help?

    • finder Customer Care
      HaroldMay 31, 2017Staff

      Hi Josh,

      Thank you for your inquiry.

      To get a better deal when sending money to Canada you may need to check the available option/s on this page.

      I hope this information hash helped.


  5. Default Gravatar
    GregNovember 21, 2016

    Im wanting to have send money to USA next May
    I’m I able to lock in the current exchange rate

    • finder Customer Care
      ShirleyNovember 21, 2016Staff

      Hi Greg,

      Thanks for your question.

      Yes you can utilise a forward contract for your money transfer.

      You can fix it up 2 years in advance.


  6. Default Gravatar
    GregNovember 21, 2016

    I have been asked to send money to Japan via a bank draft registered post, Are there any companies that do this?

    • finder Customer Care
      LouNovember 21, 2016Staff

      Hi Greg,

      Thanks for your question.

      You may want to first enquire from your bank if they offer online draft service. If not, you can order a bank draft from your bank and have it mailed to your recipient in Japan.


  7. Default Gravatar
    VicmotAugust 31, 2016

    Cheapest/fastest way to send from Finland to Cambodia?

    • finder Customer Care
      ClarizzaSeptember 1, 2016Staff

      Hi Alexander,

      Thanks for your comment.

      You can compare fees and exchange rates on our International Money Transfer page. We currently don’t include the Cambodian Riel (KHR) in our table, however if you click on the “Go to site” button, you will be taken directly to the provider’s page where you can enquire. It also looks like you can transfer money from Finland to Cambodia with World Remit.

      Hope this helps.


  8. finder Customer Care
    ClarizzaAugust 24, 2016Staff

    Hi Gisela,

    Thanks for your question.

    Just to be sure we are an Australian comparison website and as such provide general advice only. In this instance, you would need to contact the provider directly. However, if you are referring to World First Foreign Exchange, they do allow you to complete a transfer via phone.


  9. Default Gravatar
    BarryJuly 16, 2016

    Require to transfer funds direct from my bank acct to bank acct in Philippines

    • finder Customer Care
      ClarizzaJuly 18, 2016Staff

      Hi Barry,

      Thanks for your comment.

      Yes you can transfer money from your bank account to a bank account in the Philippines. Would you be able to elaborate on your question? If you would like to proceed, you can click on ‘Find our more’ or ‘Go to site’ to be taken to the World First Foreign Exchange site.

      Hope this helps.


  10. Default Gravatar
    June 26, 2016

    How do I get the exclusive no fee offer? When I click on apply now I just get redirected to standard world first signup page with $10 charge for transfers.

    • finder Customer Care
      ShirleyJune 28, 2016Staff

      Hi Geoffrey,

      Thanks for your question.

      If you’ve signed up through the link, there will automatically be a note on your file telling your dealer not to charge any fees.

      World First will also ask you how you heard about us and if you say, then you’ll get the $0 fee applied to your transfer.

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