Woolworths Qantas Platinum Credit Card
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Earn Qantas Points as you spend and save with a balance transfer offer, $99 first year annual fee and 10% off one shop per month.
Offering Qantas Points on purchases, Woolworths discounts and complimentary insurance covers, the Woolworths Qantas Platinum gives cardholders plenty of benefits and perks.
0% p.a.
Balance transfer rate
for 14 months
20.49% p.a.
Purchase rate
1
Reward point
Per $ spent (Visa/Mastercard)
$99 p.a.
Annual fee
for the first year ($169 p.a. thereafter)
Details
| Product Name | Woolworths Qantas Platinum Credit Card |
|---|---|
| Rewards program | Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 14 months |
| Balance Transfer Revert Rate | Cash Advance Rate (20.49% p.a.) |
| Purchase rate (p.a.) | 20.49% p.a. |
| Annual fee | $99 p.a. annual fee for the first year ($169 p.a. thereafter) |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 20.49% p.a. |
| Min credit limit | $6,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | Yes |
| Minimum Income | $30,000 |
|---|---|
| Minimum age | 18 years of age |
| Available to temporary residents | No |
| Joint application | No |
Pros
- This card offers a promotional balance transfer of 0% for 14 months with no balance transfer fee.
- Take advantage of a discounted annual fee of $99 for the first year.
- Earn an additional Qantas point per $1 spent on selected Qantas products and services.
- Save 10% off your shop once per month on selected dates.
Cons
- After the promotional balance transfer period, any balances remaining will accrue interest at the variable cash advance rate (currently 20.49% p.a.)
| Rewards program | Qantas Frequent Flyer |
|---|---|
| Rewards Points per $ spent (Visa/Mastercard) | 1 |
| Annual fee | $99 p.a. annual fee for the first year ($169 p.a. thereafter) |
|---|---|
| Minimum monthly repayment | 2.5% of the closing balance or $50, whichever is greater |
| Late payment fee | $35 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Cash Advance Fee | 3% or $5, whichever is greater |
| Additional cardholder fee | $29 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
