Woolworths Employees Credit Union Visa Credit Card

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No longer offered in the market

The Woolworths Employees Credit Union Visa Credit Card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of Woolworths credit cards here.

13.45% p.a.

Purchase rate

$25 p.a.

Annual fee

55 days

Interest free period


Product NameWoolworths Employees Credit Union Visa Credit Card
Balance Transfer Revert RateCash Advance Rate (13.45% p.a.)
Purchase rate (p.a.)13.45% p.a.
Annual fee$25 p.a.
Interest Free Period55 days
Cash advance rate (p.a.)13.45% p.a.
Min credit limit$2,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)2.5% of transaction value
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available to Temporary ResidentsNo
Joint ApplicationNo
Annual fee$25 p.a.
Minimum Monthly Repayment3% of the closing balance outstanding
Foreign Currency Conversion Fee (Visa/Mastercard)2.5% of transaction value
Cash Advance Fee1.5%

How to apply

To apply for this Visa credit card you should be a Woolworths Employees' Credit Union member. You can apply for membership as an existing or retired employee of the Woolworths (Aust) Limited group of companies, or as a family member of one.

You can apply for the WECU Visa card online, and to do so now simply click on the 'Go to Site' button. Bear in mind you'll have to meet the following eligibility criteria to qualify:

Eligibility criteria

  • You're at least 18 years old.
  • You're an Australian citizen or permanent Australian resident.

Card benefits

  • Low rate. Most Australian credit cards charge higher cash advance rates when compared to their purchase rates, but this is not the case with the WECU Visa credit card. With this card, you pay the same low variable interest on purchases and cash advances alike.
  • Use for balance transfers. You can use this card to transfer balances from an existing card and repay them at a lower rate. As the balance transfer is not restricted by a promotional offer, you can pay it off in your own time. Plus, WECU doesn't charge any fees on balance transfers.

Rates & fees

  • Annual fee. Expect to pay an annual fee of $25 for as long as your credit card account remains active.
  • Interest rate. A low variable rate of 13.45% p.a. applies on purchases, cash advances, and balance transfers.

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  1. Default Gravatar
    April 17, 2015

    I saw an advertisement for a Woolworths Low Rate credit card recently, and was wondering if this was the card being advertised. Would you know?


    • Avatarfinder Customer Care
      April 20, 2015

      Hi Max B, thanks for your inquiry!

      Please note that this credit card is only available to previous and current Woolworths employees and their family members. Please refer to the following link for a list of Woolworths credit cards.



  2. Default Gravatar
    April 15, 2015

    Hi, do I need to be a Woolworths employee to be a member of the WECU?


    • Avatarfinder Customer Care
      April 15, 2015

      Hi Max B, thanks for your inquiry!

      Membership to the WECU is open to all employees or retired employees of the Woolworths (Aust) Limited group of companies and their family members.



  3. Default Gravatar
    December 3, 2013

    Hey i don’t know what my member number is? Or my pin? How do i do all this online?

    • Avatarfinder Customer Care
      December 4, 2013

      Hey J.

      You may need to get in touch with the Woolworths team directly if you’ve lost your account details. They should be able to help you once you’ve verified your identity.

      Thanks for your question.

  4. Default Gravatar
    July 24, 2013

    How I can activate my Visa card on line?

    • Avatarfinder Customer Care
      July 24, 2013

      Hi Janviere. Thanks for your question. When you receive your card it will come with your PIN number and activation slip. You either fax or mail this slip to Woolworths Employee Credit Union or you can activate your card online if you’re registered with Internet banking. You’ll need your member number and access code to log in. I hope this helps. Jacob.

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