Woolworths Comprehensive Car Insurance

Looking for cover with all the bells and whistles? Find out what's covered with the Woolworths Comprehensive policy.

Comprehensive car insurance is not just a type of cover, it’s protection that allows you to go about your daily life secure in the knowledge that you are covered. Woolworths Comprehensive Car Insurance protects you against a whole range of losses including:

  • Accidental damage
  • Third party property damage
  • Theft and malicious damage cover

Keep reading to find out exactly what your Woolworths comprehensive car insurance policy covers or make a secure enquiry for cover via the links in the table below.

Receive a quote for Woolworths Comprehensive Car Insurance and apply securely

Rates last updated December 8th, 2016
Details Features
Comprehensive
Comprehensive
Price beat guarantee for comparable comprehensive policies for drivers aged 25 or older.
  • New for old replacement of your car - 24 months
  • Choice of agreed value of car
  • Third party property damage
  • Theft and malicious damage cover
Get Quote More info

Specifications of your Woolworths Comprehensive Car Insurance

Along with the cover inclusions listed above, your Woolworths Comprehensive Car Insurance policy protects you and your car from a whole range of events. Let’s face it, you are at risk every time you get behind the wheel and of course, as it is an asset, you want your car to be protected, repaired or replaced if anything happens to it.

If your car is damaged, your Woolworths Comprehensive Car Insurance will pay you for the reasonable cost of repairs for your car if it is the most economical solution. If it is more economical, your Woolworths car insurance will replace your vehicle, or pay you up to the agreed or market value of the vehicle, depending on the value option you have chosen. This repair or replacement feature of your insurance also applies to Third Party Property Damage and any other optional extras you have added to your policy.

Your Comprehensive Car Insurance from Woolworths also includes the following features and cover:

  • A 24 hour emergency claims assistance helpline
  • Complete replacement of your car within the first 12 months
  • Cover for personal property or valuables that were inside your car that have been damaged in an accident
  • Cover for child safety seats and prams that have been damaged in a car accident
  • Cover for trailers or caravans that were attached to your car during an accident and have been damaged
  • Up to $1,000 towards having your keys replaced and your locks changed if your keys are stolen
  • Coverage for the cost of towing your car to a safe place after an accident
  • Any essential repairs required to get your car back on the road to allow you to reach your destination
  • Cover for the cost of emergency travel and accommodation if your car can’t be driven after an accident and you are more than 200 kilometres from home
How to Get the Most out of your Comprehensive Car Insurance with Woolworths

There are a number of additional features and benefits you can take advantage of under your comprehensive car insurance policy, including:

  • A 5% discount on your policy if you buy your Woolworths insurance online.
  • If you choose to insure your vehicle for an agreed value, rather than the market value at the time of the claim, you can save on your premiums.
  • Choose a higher excess, because the higher your excess, the lower your premiums. Just remember the excess is the amount you have to pay when you make an at-fault claim.

Learn More About The Types of Car Insurance Available in Australia

Woolworths Drive Less, Pay Less feature

You can also take advantage of the Drive Less, Pay Less feature of Woolworths Comprehensive Car Insurance, which features:

Agreed Maximum Kilometres

You can save money on your car insurance if you agree to a maximum kilometre driving range for the period of your insurance. This means if you use your car infrequently, you’re not paying extra for insurance, when your car is not on the road as often as your neighbour’s.

Low Kilometre Eligibility

Woolworths will determine your eligibility for the Drive Less, Pay Less option, if you are a low kilometre driver.

Exceeding Kilometre Excess

If you make a claim on your Woolworths Comprehensive Car Insurance and your car’s odometer reads higher than your agreed kilometre range, you will be charged an excess, as set out on your Certificate of Insurance.

Increase your Maximum Kilometres

You can increase your agreed kilometre range at any time during your period of cover, if it looks like you will exceed the agreed amount, and want to avoid the excess. You need to apply for the increase before you have reached your kilometre range and the increase then needs to be approved by Woolworths Insurance. When you increase your agreed kilometres, your premium will also increase.

Decrease your Maximum Kilometres

You cannot decrease your agreed kilometres during the period of insurance once your cover has begun. However, at the time of renewing your policy at the end of each cover period, you have the option to change your agreed kilometres at this time.

Monitor your Travel

If you have not reached the agreed kilometres in your Drive Less, Pay Less policy option at the end of the period of insurance, you will not receive a refund for unused kilometres. However, at the same time, you are responsible for monitoring your odometer, and increasing your level of cover if you are fast approaching your agreed kilometres. It is also your responsibility to provide an accurate odometer reading to Woolworths Insurance when your policy begins, and Woolworths also has the right to verify the reading at any time. If your car’s odometer has been replaced or manipulated in any way, Woolworths Insurance will not pay a claim.

There are also several extras you can add to your Woolworths Comprehensive Car Insurance if you choose, including:

  • New for old replacement. New for old replacement of your car within the first 24 months if you are the first registered owner.
  • Windscreen cover. You can add excess-free windscreen cover to replace or repair the front windscreen of your car if it is accidentally broken, and on the first claim you don’t have to pay the excess.
  • Hire car. Add a hire car option to your comprehensive car insurance and Woolworths will provide a hire car if we accept a claim for damage to, or the theft of, your car.
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

2 Responses to Woolworths Comprehensive Car Insurance

  1. Default Gravatar
    michele | November 15, 2016

    my car in insurance is due and i want
    to receive information about policy.
    holden captiva

    • Staff
      Richard | November 15, 2016

      Hi Michelle,

      Thanks for getting in touch. finder.com.au is a comparison service and not an insurer. You will need to contact Woolworths Car Insurance directly for information about your policy, which you can do by following this link.

      All the best,
      Richard

Ask a question
feedback