What if my application is referred to an assessor?
Many loan applications are referred for manual assessment, and this could be for a variety of reasons. It could indicate that your loan application contains some intricacies that require a second look. It could mean that the lender requires some extra documentation. It could merely mean that the lender you have chosen sends applications for manual assessment as a part of its standard credit assessment process. What it does not necessarily mean is that your loan application will be rejected.
If you see your application has been referred for manual assessment, the best course of action is to remain patient and wait for further communication from your lender. If manual assessment does lead to your application being rejected, speak to your mortgage broker about what further steps you can take.