Where can I pay my Woolworths credit card bill?

Macquarie Bank is the issuer of Woolworths credit cards, and gives cardholders many ways to make repayments.


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Woolworths credit cards offer a range of store-specific benefits and rewards. They also come with standard credit card features and give you a range of options for making repayments. Here, we look at all the ways you can pay off your Woolworths credit card balance, whether you want to do it with a cheque or online.

Where can I pay my Woolworths credit card bill?

You can pay off your Woolworths credit card in any of the following ways:

Payment methodProcess
Direct debitYou can authorise direct debits to come from an approved Australian transaction or savings account.
Woolworths Money AppTap the "Home" icon and choose the 'Pay Bill' option to pay your credit card bill from your smartphone.
BPAYYou can use a nominated transaction or savings accounts to make repayments via BPAY. The BPAY biller code for Woolworths credit cards is 17574, and your credit card number serves as the customer reference number.
ChequeYou have the option of mailing out a cheque along with a corresponding payment slip to the address listed on your credit card statement.

Woolworths and Macquarie Bank may update these payment methods from time to time, so check your credit card statement for current options.

What else should I consider when paying my Woolworths credit card bill?

Using a Woolworths credit card requires that you make timely repayments, so it’s important that you consider the following factors.

  • Woolworths Money app. You can manage your Woolworths credit card directly through this app, including a quick-view option if you want to check your balance. You can also view, email or download eStatements that include details of your outstanding balance, payment due date and payment options.
  • Processing time. The repayments you make toward your credit card account will not show up in your account immediately. It can take several days for the transaction to be processed, so don’t wait until your due date to make your repayments.
  • No repayments from overseas accounts. You can only make repayments from Australian-issued accounts.
  • Payments in foreign currency. You have to make payments in Australian dollars, unless Macquarie Bank agrees to vary this condition. If the bank accepts a payment in a foreign currency, it will convert it to Australian dollars based on the standard exchange rate at the time of the transaction.
  • Direct debits. If you’re setting up direct debits, it is your responsibility to ensure that the nominated account has sufficient funds on the date of the scheduled transfer. If you have insufficient funds in your account, you could have to pay a direct debit dishonour fee to your financial institution as well as to Macquarie Bank.

Paying your Woolworths credit card bill is easy with so many different options available. If you’re thinking of getting a Woolworths credit card, or already have one and want to make a change, comparing a range of other options will help you find the right card for you - and give you just as many payment methods.

Frequently asked questions

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10 Responses

    Default Gravatar
    royNovember 10, 2016

    How do I pay an account online?

      Avatarfinder Customer Care
      MayNovember 10, 2016Staff

      Hi Roy,

      Thank you for your inquiry.

      You can pay your credit card account through the mobile app using the ‘Woolworths Money On the Go’ app. You can download this app from the App Store or Google play.

      Other options are through BPAY, direct debit, sending a cheque and in person by visiting any Woolworths supermarket or Big W store.


    Default Gravatar
    EileenFebruary 16, 2016

    Could you send me the address that I need to send my documents to for my new Woolworth credit card for proof of income Thank you Eileen Drake

      Avatarfinder Customer Care
      DebbieFebruary 17, 2016Staff

      Hi Eileen,

      Thanks for your inquiry.

      Please refer to the address I’ve sent in your email.

      I hope this helps.


    Default Gravatar
    SallieFebruary 27, 2015

    What bank or organisation can I pay my credit card by a deposit please

      Avatarfinder Customer Care
      JonathanFebruary 27, 2015Staff

      Hi Sallie, thanks for your inquiry!

      Payments for a Woolworths credit card (to Macquarie Bank limited) are currently supported through the following methods; direct debit, cheque, Bpay and at participating Woolworths and Safeway supermarkets branches.



    Default Gravatar
    CherylAugust 30, 2014

    Can I make credit card payments at woolworths

      Avatarfinder Customer Care
      ShirleySeptember 1, 2014Staff

      Hi Cherly,

      Thanks for your question.

      Please see this page on ‘Which bank can i pay my Woolworths credit card bill at?


    Default Gravatar
    MarkApril 12, 2014

    How do I pay my off my Woolworths everyday rewards Qantas credit card by Bpay. What is the biller code and what do I have to add to it to identify that I am paying off my account.

      Avatarfinder Customer Care
      JacobApril 14, 2014Staff

      Hi, Mark.

      According to Woolworths, ‘To instruct us to make a BPAY® payment, users must give us the following information:
      (a) the account number;
      (b) the amount to be paid;
      (c) the biller’s code number (found on the bill); and
      (d) the customer reference number (e.g. the account
      number with the biller).
      We will then debit your account with the amount of that BPAY® payment.’

      You can also look up the BPAY biller code through the BPAY website.

      Thanks for your question.

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