When your holiday memories go down the toilet, literally
Important:
Travel insurance rules continue to change as a result of the coronavirus pandemic. We’re working hard to keep up and make sure our guides are up to date, however some information may not be accurate during the pandemic. It’s even more important to double-check all details that matter to you before taking out cover. Please know that some policies may not be available through Finder at this time. Here are some helpful tips:- If you're buying a policy today, it's unlikely that you'll be covered for border closures
- If your travel plans go against government advice, your policy will most likely be voided and you won't be covered
Finally, some good news! Travel is picking up, so some insurers have started offering cover again.
Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
This traveller's toilet horror nearly ruined her trip to Europe.
It's often said that we're constantly on our phones. Well, that statement couldn't be truer when it comes to a Cover-More customer. While travelling Italy, this unfortunate traveller dropped her iPhone down the toilet and all her holiday plans and 3000 photos with it.
When she got home, she was told she would need a data recovery specialist if she wanted to recover her photos. Luckily, she'd purchased travel insurance. Better still, she found that her insurance covered her for data recovery. She contacted her insurer, submitted her claim and within weeks it was processed.
5 things you might not know about travel insurance
It might sound unlikely or like a load of er, nonsense, but stories like this are more common than you think. After all, how often does your phone keep you company in the bathroom? Since 2013, Cover-More has approved more than 11,000 phone-related claims, from data recovery to lost, damaged or stolen mobile phone claims. We take our phones everywhere, which increases the chances of us cracking, smashing or dropping them.
If your travel insurance policy covers "Luggage and Personal Effects", you most likely have cover for up to $1,000 for your mobile phone. If you have one of the latest iPhones, $1,000 might not be enough cover so it might be a good idea to take out that extra bit of cover. Travel with Kit offers a device pack which can give you up to $5,000 cover for your devices (phones, laptops, tablets, etc) for as little as an extra 54c per day.
Travel insurance news
- New Zealand travel bubble: Should I get travel insurance?
- You can finally get COVID-19 travel insurance (but what does it actually cover?)
- Insurance claim rejected? You don’t have to give up
- As the VIC/NSW border reopens, take a second to think about travel insurance
- As Australia reopens, don’t forget travel insurance
Picture: GettyImages
