When adventure turns into disaster

Posted: 20 July 2017 4:31 pm
News

Important:

Travel insurance rules continue to change as a result of the coronavirus pandemic. We’re working hard to keep up and make sure our guides are up to date, however some information may not be accurate during the pandemic. It’s even more important to double-check all details that matter to you before taking out cover. Please know that some policies may not be available through Finder at this time. Here are some helpful tips:
    • If you're buying a policy today, it's unlikely that you'll be covered for any coronavirus-related claims
    • If your travel plans go against government advice, your policy will most likely be voided and you won't be covered
    Woman jumping from platform

    More than 50% of Aussies are heading abroad without enough travel insurance.

    Aussie travellers are leaving themselves open to huge medical bills by participating in activities not covered by their travel insurance policies, according to research from the Department of Foreign Affairs (DFAT) Smartraveller website and the Insurance Council of Australia (ICA).

    The report, which was released in August last year, also pointed out that Australian travellers are participating in risky behaviours while overseas.

    This supports research from Columbus Direct, which found that roughly 50% of people between the ages of 18 and 49 are either actively planning an adventure holiday or have adventure travel on their bucket lists.

    The data also showed that 16% of respondents had participated in an adventure sport.

    This presents a huge problem since many travel insurance policies don't cover adventure travel activities as standard.

    “Engaging in adventure sports on holiday significantly limits the range of travel insurance options available to Australian travellers,” said Columbus Direct’s marketing manager Antje Lauterbach.

    Columbus Direct recently bolstered their adventure travel coverage to include activities such as outdoor rock climbing and on-road motor biking over 250cc. The cover is available for policyholders who pay an additional premium.

    If you're planning on participating in an adventure sport while you're on holiday, make sure you search our interactive sports activity finder to see if it's covered by your policy.

    Compare travel insurance online

    warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
    Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
    International travel insurance is limited and sometimes unavailable at this point.

    Made a search before? Retrieve your search results

    At least one destination is required
    Both dates are required
    Add more travellers
    Enter the age of each traveller between 0 and 99

    Enter a valid email address

    At least one destination is required
    Starting date is required
    Add more travellers
    Enter the age of each traveller between 0 and 99

    Enter a valid email address

    Type or Select your destination(s)

    Popular Destinations

    Americas
    Asia
    Europe
    Pacific
    Africa
    Can't find your destination? Just type it in the box above.

    We compare products from

    By submitting this form, you agree to the finder.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

    Travel insurance news

    Picture: Shutterstock

    Get more from Finder

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
    Go to site