Westpac lets you activate your credit card via smartphone

Alex Kidman 12 November 2015

Scan your card with your smartphone and it’s ready to use.

Replacement credit cards can be a pain, because you not only have to wait for them to arrive in the post, you’ve also got to then activate them, which usually requires PIN details that are sent in a separate letter. It's often the case of getting a card one day but having to wait for the next day to actually start using it once you have the PIN and have verified the card online or over the phone. It's a step that encourages security for your card if it's lost in transit, but adds annoyance if you don't want to wait on a phone or copy card details into an online form.

Westpac’s latest mobile banking innovattion aims to make the whole process significantly simpler with the ability to scan a new card using your smartphone camera and Westpac’s smartphone app for activation purposes.

The camera scans the card using optical character recognition (OCR), checks with the customer that the details captured are accurate and then sends the data securely to Westpac so that the card can be automatically activated. Activation is available for Westpac customers using Visa, MasterCard and American Express credit cards and Debit Mastercards.

Westpac has also announced that its iOS app now extends to the Apple Watch, allowing Westpac customers with Apple’s smartwatch to quickly check balances without needing to explicitly log into the Westpac app itself.

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