Westpac Altitude Platinum Credit Card
Earn 80,000 bonus Altitude Points with the Westpac Altitude Platinum card.
Suited to those who spend moderately on plastic, you can reward your spending with Altitude Points and save on card costs with this platinum-tier offering from Westpac.
80,000
Bonus points
20.49% p.a.
Purchase rate
1
Reward point
Per $ spent (Visa/Mastercard)
$150 p.a.
Annual fee
Details
Product Name | Westpac Altitude Platinum Card |
---|---|
Rewards Program | Westpac Altitude Rewards |
Purchase rate (p.a.) | 20.49% p.a. |
Annual fee | $150 p.a. |
Interest Free Period | 45 days |
Cash advance rate (p.a.) | 21.49% p.a. |
Min credit limit | $6,000 |
Max credit limit | $30,000 |
Card Type | Mastercard |
Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
Complimentary Travel Insurance | Yes |
Minimum Income | $30,000 |
---|---|
Minimum Age | 18 years of age |
Available to Temporary Residents | Yes - Conditions apply |
Joint Application | No |
Pros
- 80,000 bonus Altitude points when you spend $3,000 in 90 days
- Complimentary insurance and a personal concierge service
Cons
- Only up to 45 days interest-free on purchases, as opposed to most cards with 55 days
- Tiered earn rate makes points potential more difficult to estimate
Rewards Program | Westpac Altitude Rewards |
---|---|
Bonus Points | 80,000 bonus points |
Rewards Points per $ spent (Visa/Mastercard) | 1 |
Annual fee | $150 p.a. |
---|---|
Minimum Monthly Repayment | 2% of the closing balance or $10, whichever is greater |
Late Payment Fee | $15 |
Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
Cash Advance Fee | 2% or $2.50, whichever is greater |
Overseas Cash Advance Fee | 2% |
Additional Cardholder Fee | $0 |
Number of Additional Cardholders | 1 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.