Westpac Altitude Black boosts bonus offer to 100,000 Qantas Points

Sally McMullen 15 September 2017

bali-shutterstock_570211363-738That’s enough points to get you a return business flight to Bali!

Westpac has given its Altitude Black bonus points offer a facelift today. If you apply by 26 October 2017, you will get 20,000 points upon card approval, and if you spend $5,000 on eligible purchases in the first 90 days, you’ll receive a whopping 80,000 additional Qantas Points. As always with the Westpac Altitude Black card, you have the option of earning either Qantas Points or Westpac Altitude points.

Considering the Westpac Altitude Black usually offers 80,000 bonus points for the same spend threshold, this offer is an easy way to get an extra 20,000 points for free!

So, what exactly could 100,000 bonus points get you? If you opt for the Qantas Points, you could redeem the points for a return economy flight from Sydney to San Francisco (90,000 Qantas Points) or a return business flight to Denpasar, Bali (100,000 Qantas Points)!

These are just a few examples of how you could reward yourself with your points, but make sure to compare your options on the Qantas website before you splurge.

Product NameWestpac Altitude Black - Altitude Qantas 100k Bonus Points
Rewards ProgramQantas Frequent Flyer
Bonus Points100,000 bonus points
Purchase rate (p.a.)20.24% p.a.
Offer end date26 October 2017
Annual fee$195 p.a. annual fee for the first year ($395 p.a. thereafter)
Rewards Points per $ spent (AMEX)1.25
Rewards Points per $ spent (VISA/MC)0.625
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 45 days on purchases
Minimum Income$75,000
Foreign Currency Conversion Fee (AMEX)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.5% of transaction value
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes

As well as the bonus points, cardholders can also look forward to earning points on their Mastercard and American Express dual cards. You’ll collect 0.625 Qantas Points per $1 spent on the Mastercard and 1.25 Qantas Points per $1 spent on the Amex card.

The rewards don’t end here either. Since you’ll have enough points for an international holiday, you’ll be glad to know that you can cut costs with international travel insurance and complimentary lounge passes. All cardholders can receive two complimentary visits to the American Express Sydney International Lounge each year. Plus, Altitude Qantas members will receive two complimentary invitations to Qantas Club Lounges each year.

You can take advantage of a 24/7 personal concierge who can help you with everything from organising travel plans to booking restaurant reservations or concert tickets. You can also spend with peace of mind knowing that your account is protected by Westpac Added Online Security and a Fraud Money Back Guarantee.

Although this card is packed with rewards and extra features, it has a standard annual fee of $395. But if you apply by 26 October 2017, you can save with a reduced annual fee of $195 in the first year. The card also has a purchase rate of 20.24% p.a. and a cash advance rate of 20.74% p.a., so it’s best suited to cardholders who pay off their balance in full each statement period to avoid interest.

The Westpac Altitude Black offers a competitive bonus points offer and lots of extra features, but it’s not suited to everyone. With a hefty annual fee and a recommended income of $75,000 p.a., make sure that you meet the eligibility requirements and compare the fees and features of the card with other offers on the market before you apply.

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