Volkswagen GTI insurance costs

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Average Volkswagen Golf GTI insurance costs

The average comprehensive insurance policy for a Volkswagen Golf GTI is $134 a month — or $1,413 a year. Your actual cost could be higher or lower depending on your driving record, the number of kilometres you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2017 Volkswagen Golf GTI
  • More than 30,000 kilometres driven yearly
  • No accidents in the past five years
  • Driver located in Sydney
  • Car parked in garage at night
  • Black vehicle

About the Volkswagen Golf GTI

Volkswagen GTI Insurance FinderThe Volkswagen Golf GTI has been around since 1976. The compact car is known for its strong acceleration, large cargo room and athletic handling. The Volkswagen Golf GTI is a high-performance variant of the company's Golf model.

Insurance companies determine the insurance cost for a Volkswagen Golf GTI based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you're considering a Volkswagen Golf GTI, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.


Compare insurance providers that cover the Volkswagen Golf GTI

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to pick and choose how comprehensive you want your cover to be with optional extras like roadside assistance, choice of your own repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 28 February 2021, you can earn up to 40,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who love collecting frequent flyer points.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. You get a free Bauer magazine subscription when you sign up and a portion of your premiums go to supporting female-led businesses.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
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Compare up to 4 providers

Be sure to check the product disclosure statement (PDS) to help you make the right choice.

Random Volkswagen Facts

  • Volkswagen is a German automaker founded in 1937.
  • Volkswagen was the largest automaker in 2016, delivering more than 10.3 million vehicles globally.
  • The very first Volkswagen Beetle appeared in 1938, but prototypes were created as early as 1932.
  • In 2017, approximately 58,000 Volkswagen vehicles were sold in Australia.

How does the Volkswagen GTI compare?

Different Volkswagen models can range in price from $17,190 to $116,300. The Golf GTI sits somewhere in the middle, starting at a base price of $41,490 and going up to $46,200. With the average insurance rate at $1,413 per year, the annual insurance cost–to–base car price ratio is 3.4%.


How safe is the Volkswagen Golf GTI?

The 2017 Volkswagen Golf GTI received a 5-Star overall safety rating from the Australiasian New Car Assessment Program. The side crash test received a perfect score of 16 out of 16, and the frontal offset crash test received an excellent score of 15.92 out of 16.

The latest Volkswagen Golf GTI model includes lane departure warning, automatic post-collision braking system and blind spot monitoring.


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