Virgin Australia Velocity Flyer Card – Exclusive Offer

Save on credit card costs with a 0% interest rate on purchases and balance transfers. Plus, a discounted $64 annual fee for the first year.

Take advantage of an introductory 0% p.a. interest rate on purchases for the first 14 months. Plus, 0% p.a. on balance transfers for up to 6 months, with no balance transfer fee. When you apply through finder.com.au and get approved by 31 January 2019, you'll only pay half the annual fee of $64 for the first year.

In addition to these features, you will also earn Velocity points per $1 spent on eligible purchases and look forward to a $129 Virgin Australia Gift Voucher each year with the Virgin Australia Flyer credit card. Plus a range of complimentary insurance covers, including guaranteed pricing scheme and transit accident insurance.

This offer is exclusive to finder.com.au only

As you know, it’s part of our ongoing mission to find you a better deal as we continuously seek to provide you with the most competitive offers. Our exclusive offers are unique to the market and are only available if you apply online through finder.com.au.

If you apply for the Virgin Australia Velocity card elsewhere, the standard annual fee is $129 p.a. For more information about the application process and to see whether you’re eligible for this offer, see below.

Product NameVirgin Australia Velocity Flyer Card - Exclusive Offer
Rewards ProgramVelocity Frequent Flyer
Balance transfer rate (p.a.)0% p.a. for 6 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Cash Advance Rate (20.99% p.a.)
Balance Transfer Limit80% of available credit limit
Purchase rate (p.a.)0% p.a. for 14 months (reverts to 20.74% p.a.)
Offer end date31 January 2019
Annual fee$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Interest Free Period
The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date.
Up to 44 days on purchases
Cash advance rate (p.a.)20.99% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately upon application. This is the maximum credit limit available on this card and you can apply for increases after the account has been opened.
$100,000
Card TypeVisa
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.3% of transaction value
Complimentary Travel InsuranceNo
Minimum Income$35,000
Minimum Age18 years of age
Available To Temporary ResidentsNo
Joint ApplicationNo
Annual fee$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Minimum Monthly Repayment2% or $30, whichever is greater
Late Payment Fee$10
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.3% of transaction value
Cash Advance Fee$2.70 per transaction on cash advance <$100; 2.7% of the transaction amount for $100 & over
Overseas Cash Advance Fee$5
Gambling Transactions AllowedNo
Additional Cardholder Fee$19 for the first year, then $39
Number of Additional Cardholders4

Pros

  • Pay half the annual fee for the first year when you apply through finder.com.au by 31 January 2019.
  • Save with 0% p.a. on purchases for 14 months.
  • Enjoy 0% p.a. interest on balance transfers for the first 6 months (with no balance transfer fee).
  • Receive $129 Virgin Australia Gift Voucher every year.

Cons

  • Additional cardholders come at a cost of $19 for the first year, then $39 each.
  • There is an interest-free period of only up to 44 days on purchases as compared to other cards that offer up to 55 days interest-free.
Rewards ProgramVelocity Frequent Flyer
Rewards Points per $ spent (VISA/MC)0.66
Rewards Points per $ (VISA/MC) CapUncapped

Benefits of using a Virgin Australia Velocity Flyer Card - Exclusive Offer

As a Virgin Australia Velocity Flyer cardholder you can look forward to the following benefits:

  • Exclusive annual fee offer. Pay a discounted $64 annual fee for the first year when you apply through finder.com.au by 31 January 2019. Annual fee reverts to $129 p.a. thereafter.
  • Purchase rate offer. Save on interest charges with 0% on purchases for up to 14 months. After the introductory period ends, any remaining balance accrues interest at the purchase rate, currently 20.74% p.a.
  • Balance transfer offer. This card comes with a 0% p.a. interest rate on balance transfers for up to 6 months, with no balance transfer fee. You can transfer up to 80% of your approved credit limit from non-Citi credit cards, store cards and personal loans issued in Australia. After the introductory period expires, any remaining balance accrues interest at the cash advance rate, currently 20.99% p.a.
  • $129 gift voucher each year. Receive a $129 Virgin Australia Gift Voucher each year when you make a retail purchase with your card within 2 months before requesting it to unlock your benefit. You can use this voucher for booking Virgin Australia flights or selected Virgin Australia holiday packages anytime within the first 6 months from the issue date.
  • Rewards program. Earn 0.66 Velocity Points per $1 spent up to $1,500 per month, and then 0.5 points per $1 spent thereafter, uncapped.
  • Complimentary insurance. When you use this card to pay for travel you can make use of complimentary transit accident insurance, and guaranteed pricing scheme offers protection to purchases you make using this card.
  • Personal Concierge. Access to the Visa Platinum Concierge Service is free and available 24/7. You can make use of this service globally, and it can help you in matters like travel, entertainment, dining, and business.
  • Card security. Fraudshield is in place to monitor your card activity and detect unusual transactions, and upon detecting any it notifies you of the same immediately. Visa's Zero Liability policy ensures you don't have to pay for fraudulent transactions as long as you use your card responsibly.

Features of the Virgin Australia Velocity Flyer Card - Exclusive Offer

  • Interest rates. The variable interest for purchases is 20.74% p.a. If you use this card for cash advances, transactions will accrue interest at a rate of 20.99% p.a. (variable).
  • Interest-free days. Get up to 44 interest-free days on purchases if you pay your balance in full by the due date of each statement. Note that you will not be eligible for interest-free days while you carry debt from a balance transfer.
  • Credit limit. The credit limit for this card is $6,000 and the maximum credit limit is $100,000, available depending on your income and credit history.
  • Additional cardholders. You can request up to 4 supplementary cards to be added to your account. Each additional card will be charged $19 for the first year, then $39 p.a. thereafter.

How to apply for the Virgin Australia Velocity Flyer Card - Exclusive Offer

If you've compared your options and think this offer suits you, you can apply for the card by clicking through the "Go to site" button. But before doing so, make sure you meet the following eligibility criteria.

Eligibility criteria

  • You must be at least 18 years old.
  • You must be a permanent Australian resident.
  • You must earn an income $35,000 p.a. or more.
  • You must have a good credit history.

Required documents

  • Your name, residential address, phone number, email address, date of birth, marital status, and number of dependents
  • Your employer’s name and contact details
  • Details about your income and expenses
  • Details about your assets and liabilities

If you want to make the most of your Velocity Frequent Flyer membership, the Virgin Australia Velocity Flyer card could be of benefit to you. The promotional offer options give the card some flexibility, and discounted flights and concierge services could prove useful for frequent travellers. As this isn’t the only frequent flyer credit card on the market, you’ll need to compare your options to find the right card for you before deciding to apply.

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28 Responses

  1. Default Gravatar
    RashedDecember 13, 2018

    What do you mean by the 14 months 0% on purchases?

    • finder Customer Care
      JhezelynDecember 15, 2018Staff

      Hi Rashed,

      Thank you for your comment.

      Please be advised that 0% purchase rate credit card means you won’t be charged interest on purchases as long as you pay the minimum amount listed on each statement during the introductory period of 14 months from card activation.

      Alternatively, you may read our guide and compare cards that offer 0% rate on purchases.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  2. Default Gravatar
    buksziDecember 6, 2018

    I was wondering what the cool-down time is to be eligible for the bonus points offer? E.g. the offer is not available to anyone who has held the card in the past 12 months (I couldn’t find any wording for this). Thanks!

    • finder Customer Care
      JeniDecember 11, 2018Staff

      Hi Bukszi,

      Thank you for getting in touch with finder.

      This Virgin Australia Velocity Flyer Card current exclusive offer is 0% interest rate on purchases for 14 months and 0% interest rate balance transfers for 6 months and a discounted $64 annual fee for the first year. Please note that this exclusive offer is for NEW Virgin Australia Velocity Flyer Credit Card customers only. For further clarification on application for this card, kindly contact Virgin directly.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    BrendenDecember 4, 2018

    Hi just wondering does the 80% transfer limit mean if i have 12500 in cards now i can only transfer 80% x 12500 ?

    • finder Customer Care
      JohnDecember 10, 2018Staff

      Hi brendenjwilliams@hotmail.com,

      Thank you for your question.The Balance transfer % will depend on the approved credit limit given to you by the bank. As an example, if you are approved for $10000 as your credit limit, you may be able to transfer $8000 of your existing debt onto the card. Hope this helps!

      Cheers,
      Reggie

  4. Default Gravatar
    GrahamNovember 12, 2018

    I am a Pensioner with a good credit record, currently have a CBA credit card for a long time ,wondering if I would be able to apply for this credit card

    • finder Customer Care
      NikkiNovember 12, 2018Staff

      Hi Graham,

      Thanks for getting in touch. This card requires a minimum of $35,000 per annum in income. If you meet this and all other eligibility requirements of the card, then you can apply for this card. Hope this helps. Feel free to reach out when needed, we’re on standby!

      Best,
      Nikki

  5. Default Gravatar
    JodieApril 10, 2017

    I will be using this credit card primarily for an overseas holiday. The fees and foreign exchange rate that are incurred with purchases made overseas. Are these fees included in 0% interest free purchases?

    • finder Customer Care
      HaroldApril 14, 2017Staff

      Hi Jodie,

      Thank you for your inquiry.

      When making purchases while travelling overseas, a fee equal to 3.3% of the transaction amount is charged. Fees charged will be reflected as a single amount on your credit card statement.

      I hope this information has helped.

      Cheers,
      Harold

  6. Default Gravatar
    StuartMarch 22, 2016

    When you click on the green button to go to virgins’s site it says the site cannot be reached

    • finder Customer Care
      AllyMarch 23, 2016Staff

      Hi Stuart,

      Glad to hear from you again.

      Anyway, this issue might be similar to what you’ve encountered before.
      Have you tried clearing your cache yet?

      Cheers,
      Ally

    • Default Gravatar
      StuartMarch 23, 2016

      I figured out that there was something wrong with my PC that’s why I was getting errors.
      I always clear cookies and cache that is the first thing I do then I try different browsers.

      Anyway…
      Again I know this is an exclusive offer with card finder but is there a phone # I can contact virgin at to ask some specific questions to about this card.

      Also I was told by other card companies that have applied to and was approved that a 457 visa is not considered a temporary visa. They consider temporary visas student visas, holiday visas, etc. and even a visa that is actually called a temporary visa.

      I have applied to 2 card companies that plainly said on a product details page like this one that said no to temporary residents but after I called them they said I would be eligible because I have a 457 and a permanent contract for Australia. (btw I have only lived in AUS 9 months). So it was a combination of how much $ I made per year, my contract length, credit history, and 457 visa that got me approved. Just figured I put that out there.

    • finder Customer Care
      AllyMarch 24, 2016Staff

      Hi Stuart,

      I see.
      It’s good to know that you’re finally able to figure out what the problem was.
      I hope it’ll allow you to go through the application forms this time.

      As you’ve requested, I just emailed you a link to Virgin Money’s contact details.

      I hope this has helped.

      Cheers,
      Ally

  7. Default Gravatar
    MandyAugust 18, 2015

    Hi, can I earn points for payments made to the ATO with this card?
    do I earn points on all purchases/money spent on this card or are there restrictions of what I can earn points for?

    • finder Customer Care
      JonathanAugust 18, 2015Staff

      Hi Mandy, thanks for your inquiry!

      Unfortunately this credit card does not allow you to earn points for payments to made the ATO. Please refer to the following link for earning rewards points with ATO payments.

      Cheers,

      Jonathan

  8. Default Gravatar
    riaanJuly 12, 2014

    Hi , what is the balance transfer fee on this card, can see the 0% on the other virgin cards but the space on this card is left blank??? please advice. Thank you

    • finder Customer Care
      ShirleyJuly 14, 2014Staff

      Hi Riaan,

      Thanks for your question.

      There is no balance transfer fee for the Virgin Flyer Credit Card.

      Cheers,
      Shirley

  9. Default Gravatar
    HayleyJune 26, 2014

    I am on a 457 visa for 4 years and will be applying for my Permanent Residency in November 2015. Am I eligible?

    Thanks
    Hayley

    • finder Customer Care
      ShirleyJune 27, 2014Staff

      Hi Hayley,

      Thanks for your question.

      This card is not available for temporary residents. You can find a list of card available for temporary residents on this page.

      Cheers,
      Shirley

  10. Default Gravatar
    nicJune 13, 2014

    can the credit card allow transfer of balance from a personal loan?
    and would it be a 0% interest on the balance.

    • finder Customer Care
      ShirleyJune 16, 2014Staff

      Hi Nic,

      Thanks for your question.

      Virgin allows balance transfers from personal loans. It might be best to apply for this over the phone or in person to transfer your personal loan.

      Cheers,
      Shirley

Credit Cards Comparison

Rates last updated December 19th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a 0% p.a. for 14 months balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
Suncorp Clear Options Platinum Credit Card - Online Offer
20.74% p.a.
0% p.a. for 18 months
$49 p.a. annual fee for the first year ($129 p.a. thereafter)
Save with a 0% balance transfer offer and earn up to 60,000 Bonus Rewards Points. Plus, a discounted first year annual fee when you apply online.
ANZ Low Rate
12.49% p.a.
0% p.a. for 15 months
$58 p.a.
Save with a 0% p.a. introductory rate on balance transfers for 15 months with no BT fee. Plus a low 12.49% p.a. interest rate on purchases.
NAB Low Fee Platinum Card
19.74% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$90 p.a.
Offers 7 complimentary insurance covers, a 0% p.a. for 24 month balance transfer and access to a 24/7 concierge service for a $90 p.a. annual fee.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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