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Virgin Comprehensive Travel Insurance

Protect yourself with confidence when travelling with Virgin Comprehensive Travel Insurance.

When planning your holiday, the last thing you want to do is add another line to your budget. You will likely have spent many hours researching your destination, choosing the most comfortable and best value hotel and hunting down the best deals on flights. However, have you put the same amount of effort into making sure you have complete travel insurance cover?

Don’t worry, you don’t have to start your holiday planning and research from the beginning, because Virgin travel insurance offers an affordable and inclusive option when you need travel insurance for a domestic or international trip. The Virgin Comprehensive Travel Insurance policy protects you 24 hours a day, wherever you are in the world, making sure that if something does happen to disrupt your plans, it doesn’t disrupt your entire travel experience.

Get a Free Quote for Virgin Comprehensive Travel Insurance for Your Next Overseas Trip

Brands Product Product Details Apply
Virgin Money (Retail) International Comprehensive

Unlimited overseas emergency assistance

Unlimited overseas medical expenses

Unlimited cover for cancellation fees and lost deposits

$10,000 luggage and personal effects

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Who Underwrites Virgin Comprehensive Travel Insurance?

allianz underwriter logo

Virgin Australia Airlines Pty Ltd, the provider of Virgin Comprehensive Travel Insurance, is an authorised representative of AGA Assistance Australia Pty Ltd trading as Allianz Global Assistance. Travel insurance is underwritten by Allianz Australia Insurance Ltd and issued and managed by Allianz Global Assistance. Terms, conditions limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement.

Features of Virgin Comprehensive Travel Insurance

Virgin Money has long been helping people around the world to realise their dreams and manage their finances and futures. Therefore, they have now put those same efforts into helping you manage and realise your travel dreams and helping you prepare for any eventuality in the future, with a range of travel insurance products.

Virgin Comprehensive Travel Insurance policy offers:

  • Customisable insurance options: From the range of Virgin travel insurance products you can choose medical cover only, essentials cover or comprehensive cover for wider protection, or specialised frequent traveller insurance if you take more than one trip during the year. From these policies you can then customise your cover further by adding sports cover, or increasing the cover amounts of specific features of the policy such as the cover for personal items or rental vehicle cover. You can also choose to increase or decrease the excess amount, depending on your budget and your finances at the time of your travel.
  • Cover around the clock: With Virgin comprehensive travel insurance you are protected by the Virgin partnership with Allianz Global Assistance program which gives you access to overseas emergency medical assistance, 24 hours a day, seven days a week, including access to specialist teams of doctors, registered nurses and support staff.
  • Easy claims process: You can make a claim on your Virgin travel insurance at any time by calling the claims number and your Virgin team member will guide you quickly and easily through the process.
  • Apply online or over the phone: You can apply for cover online or over the phone with Virgin and the process will take just a few minutes. All you need to do is submit your request for a quote and your cover will be active once your application is approved. It's as easy as that.
  • Cooling off period: There is a 14-day cooling off period after your cover is approved, so you can cancel your policy if you change your mind and receive a full refund of any premiums you’ve paid.
  • Free cover for kids: Children under 21 are covered for free when they are travelling with a parent or grandparent who is insured by Virgin comprehensive travel insurance.

When you choose the Comprehensive option of the Virgin Travel Insurance range, the features and benefit amounts include:

  • Single duo and family cover options.
  • Emergency assistance 24/7/365.
  • Unlimited emergency overseas medical cover.
  • $1 million personal liability cover.
  • Unlimited cover for cancellation fees and lost deposits.
  • Cover for delays and alternative travel costs.
  • Up to $10,000 of cover for your luggage and personal effects.
  • Car rental excess cover.
  • Cover for your travel documents, travellers cheques, credit cards and the theft of cash.
  • Insurance cover in case of loss of income or permanent disability as the result of your travel, including cover for accidental death.

Customise your Comprehensive Virgin Travel Insurance with Additional Protection Cover

You can further add to your Virgin travel insurance by including and tailoring the following options:

  • Sports cover: is an optional feature that helps protect you from financial losses and trip disruptions which can be caused by avalanches, bad weather closures or damaged equipment if you are planning a golf weekend or a snow sports holiday. This feature does attract an additional premium on the Comprehensive policy.
  • Rental vehicle access: The cover amount for rental vehicle access if your rental vehicle is damaged or stolen is up to $3,000 as part of the Comprehensive policy and you can increase this cover amount in increments of $1,000 up to the value of $8,000 for an additional premium.
  • Luggage and personal effects cover: The Comprehensive Virgin Travel Insurance policy includes cover for your luggage and personal effects up to $10,000 with specific cover limits for certain items, which you can adjust according to the value of your belongings.

Get the Basic International Cover with Virgin Essentials Travel Insurance

Affordable cover for travellers on a budget with Virgin Medical Only Travel Plan

Why Choose Virgin Comprehensive Travel Insurance?

Virgin Money is one of Australia's leading financial institutions and they make no compromise on the quality of travel insurance products that they offer. Virgin Comprehensive Travel Insurance is a policy that is designed to meet the needs of international travellers who are looking for maximum protection throughout the duration of their travelling experience, with additional benefit options to suit your needs.

Virgin Comprehensive Travel Insurance is available to all ages. You also have the option to choose a single or family plan and you can cover your dependents or other family members while they are travelling with you.

In addition, you also have to choose the geographical regions that you travelling to at the time of application – Worldwide, Europe, Asia, Pacific and New Zealand. These destinations are grouped into specific regions and are organised by from highest to lowest price respectively. This is to ensure that you have the appropriate level of cover at a price that suits you and you will also be automatically covered for lower priced regions.

Get Virgin Comprehensive Travel Insurance Quote for Free

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6 Responses

  1. Default Gravatar
    TammyJanuary 27, 2016

    What is the best insurance for my hubby and myself to do a cruise from Brisbane, 7 nights to Noumea, Lifou, Port Villa.

    Does this insurance cover for pre existing medical conditions etc. as want full cover?

    • Avatarfinder Customer Care
      RichardJanuary 28, 2016Staff

      Hi Tammy,

      Thanks for your question. is a comparison service and we are not permitted to provide personalised financial advice. There is no one “best insurance” as everyone’s needs are different. You may find our cruise travel insurance page useful as it displays the travel insurance brands in our panel that either cover cruise as standard or offer an additional cruise option.

      I hope this was helpful,

  2. Default Gravatar
    JamesJune 21, 2015


    I am looking for travel insurance that will cover my golf clubs as well, more than $1000 – they are worth around $3000

    • Avatarfinder Customer Care
      RichardJune 22, 2015Staff

      HI James,

      Thanks for your question. There are various policies that provide cover for expensive items. For example, if you went with Travel Insurance Direct, if you were unable to get cover under a standard policy, for additional premium you would be able to get cover for you gold clubs. Many insurers will allow you to purchase extra cover.

      I hope this was helpful,

  3. Default Gravatar
    GerryJanuary 9, 2014

    I am enquiring about travel insurance for a 94 year old lady who will be travelling to Greece this June. Would the policy cover repatriation of the body to Australia from the resort on an island in Greece.

    • Avatarfinder Customer Care
      ClaudeJanuary 9, 2014Staff

      Hi Gerry,

      Thank you for your enquiry.

      Comprehensive Virgin travel insurance plan will provide cover of up to $15,000 for repatriation of the body back to Australia or for funeral/cremation overseas.

      Hope this helps, let us know if you need further assistance.

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